USDA and FHA Pro and Con in Woodbury, Washington County, MN

In 2025, the USDA loan ceiling in Woodbury, located within the county of Washington, MN, is established at $0. The FHA limit for a single-family home, meanwhile, is $515,200. These specified figures are crucial for prospective homebuyers as they navigate financing options.

Utilizing the Lendersa® USDA loan calculator allows you to effectively compare the prime rates between USDA and FHA loans today. This tool helps ascertain the necessary income levels, creditworthiness, reserve requirements, and documentation needed for qualification. Our advanced mortgage calculator presents a side-by-side evaluation of USDA, FHA, Conforming, and VA loans, enabling you to make informed decisions on the best program suited for your financial circumstances in .

Review a selection of loan offers from 100 lenders

A Comprehensive Look at 2025 Loan Limits and Downpayment Requirements in Woodbury, within Washington, MN

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Woodbury, MN

Lendersa® is dedicated to facilitating your access to the most advantageous USDA or FHA loan swiftly and efficiently. Begin by choosing one of three strategies designed to match you with compatible lenders and specifically catered USDA loan programs, ensuring a seamless financial experience.

Detailed overview of Lendersa USDA loan request and matching results

Understanding the USDA Loan in MN

USDA home loans, backed by the Department of Agriculture, are often referred to as USDA rural development loans or mortgages. These loans are uniquely available to those living in rural areas, providing a significant benefit compared to FHA loans, which require at least a 3.5% down payment. In contrast, USDA loans require no down payment, presenting compelling opportunities for eligible applicants seeking home financing.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Carolina Ventures Mortgage LLC
  • 3 Bypass Lane, Chapel Hill, NC, 27517
  • Carolina Home Mortgage is a family-owned mortgage broker you can take advantage of comparing the products of 10 or more lenders without leaving the comfort of your home. Our company does not lend the money, so we are not motivated to push you into a set product or cross sell financial accounts.
  • CIMG Residential Mortgage
  • 1414 Raleigh Rd, Suite 400, Chapel Hill, NC, 27517
  • "At CIMG, giving back to our local community is an integral part of the company culture. You could say it’s part of our DNA. Since 1997, we have put over $1.2 million back into the communities we operate in through sponsorships and other charitable contributions. We see ourselves as a small business with a big responsibility
  • BMC Keystone Home Mortgage
  • 508 N Tyson Ave, Glenside, PA, 19038
  • BMC Keystone is a licensed mortgage brokerage located in Glenside, PA. Simply put, we match home buyers with mortgage loans. We shop around, scanning dozens of lenders to find the most favorable rates, fees and terms for our clients who plan to purchase or refinance a home. We seek out the nation’s most creative and responsible lenders.
  • Marathon Mortgage Services Inc.
  • 926 Bethlehem Pike, Glenside, PA, 19038
  • Marathon Mortgage Services started during the Summer of 1996 - on the beach in Avalon, New Jersey. Bob Rubin, the founder of Marathon Mortgage had come to the realization he needed a change. After 7 incredibly successful years managing eight locations in Pennsylvania, Delaware and New Jersey for Meridian Mortgage he decided that it was time to leav
  • Nexus Mortgage Lending
  • 550 W. Sunnyside Road, Suite 11, Idaho Falls, ID, 83402
  • At Nexus Mortgage Lending, we believe that it is our responsibility to be the connection between our clients and their goals of homeownership. It is our goal to educate our clients, provide them with financing options to meet their individual needs, and link them with world-class lending institutions.
  • Copper River Funding
  • 1070 River Walk Dr, Suite 258, Idaho Falls, ID, 83402
  • Copper River Funding offers individuals convenient access to the rewarding opportunities available through private commercial real estate bridge lending. Our disciplined and risk-controlled strategy is designed to help you protect your capital and generate high current income. The members of the CRF management team have amassed over 40 years
  • Trust Alliance Capital
  • 2225 W. Broadway St, Suite J, Idaho Falls, ID, 83402
  • Trust Alliance Capital has been serving commercial customers' financing needs for over 15 years. Currently holding an A+ rating with the Better Business Bureau. Our expertise in commercial equipment financing, SBA/USDA loans, and commercial real estate will help you move forward in your business
  • Citizens Bank Columbia
  • 814 Main Street, Columbia, MS, 39429
  • Citizens Bank can trace its origins back to 1913, when Henry and Sallie Rankin acted on their belief that the Columbia area needed a bank that could be responsive to the financial needs of individuals and businesses within their community. Twenty-four original shareholders raised $35, 000 in capital to form the Bank.
  • Capital Home Partners
  • 800 Rt 146, Suite 320, Clifton Park, NY, 12065
  • Capital Home are buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Spectrum Mortgage Company Inc
  • 1935 Saint Andrews Court, Jamison, PA, 18929
  • At Spectrum Mortgage Company, Inc. we realize that every customer has a different combination of assets, limitations and dreams. Our job is to understand your unique needs so we can formulate the perfect mortgage solution for you.Whatever your financial situation, whatever your credit score, we will help you make the right decisions
  • County Mortgage Services, LLC
  • 2701 Old York Rd., Jamison, PA, 18929
  • "County Mortgage Services, L.L.C. is a locally owned company located in Jamison, PA in Bucks County. We have been providing quality mortgage services with low mortgage rates since 2002. Our goal is to help you realize your dream. We realize that buying a home can be a very intense ordeal filled with potential pitfalls and difficulties."