USDA and FHA Pro and Con in Woodbury, Washington County, MN
In 2025, the USDA loan ceiling in Woodbury, located within the county of Washington, MN, is established at $0. The FHA limit for a single-family home, meanwhile, is $515,200. These specified figures are crucial for prospective homebuyers as they navigate financing options.
Utilizing the Lendersa® USDA loan calculator allows you to effectively compare the prime rates between USDA and FHA loans today. This tool helps ascertain the necessary income levels, creditworthiness, reserve requirements, and documentation needed for qualification. Our advanced mortgage calculator presents a side-by-side evaluation of USDA, FHA, Conforming, and VA loans, enabling you to make informed decisions on the best program suited for your financial circumstances in .
A Comprehensive Look at 2025 Loan Limits and Downpayment Requirements in Woodbury, within Washington, MN
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$515,200
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Woodbury, MN
Lendersa® is dedicated to facilitating your access to the most advantageous USDA or FHA loan swiftly and efficiently. Begin by choosing one of three strategies designed to match you with compatible lenders and specifically catered USDA loan programs, ensuring a seamless financial experience.
USDA home loans, backed by the Department of Agriculture, are often referred to as USDA rural development loans or mortgages. These loans are uniquely available to those living in rural areas, providing a significant benefit compared to FHA loans, which require at least a 3.5% down payment. In contrast, USDA loans require no down payment, presenting compelling opportunities for eligible applicants seeking home financing.
Verve, a Credit Union, is a member-owned, not-for-profit financial cooperative serving over 65, 000 members at 21 locations. Membership is open to anyone who lives, works or worships in 25 counties throughout Wisconsin, Illinois and Minnesota and to employees of Kimberly-Clark Corp, Fox River Paper Co.
Iowa State Bank is a full service bank with locations in Hull, Ireton, Orange City, Paullina, Remsen, Sanborn, and Sheldon, Iowa.
Iowa State Bank presents this page to you through Facebook. Facebook is owned by a third party not affiliated with ISB, and ISB is not responsible for Facebook’s privacy or security policies.
The mission of The Miners State Bank is to remain an independent, well managed, community-oriented bank, serving customers in select markets with quality products and services that exceed their expectations. We are committed to providing a challenging work environment, thereby creating exceptional employee career opportunities.
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Mortgage Nerds, LLC offers some of the lowest rates and fees available on the market today. Our process has been optimized to insure your loan experience is as efficient as possible. NMLS#1946237vailable on the market today. Our process has been optimized to insure your loan. We are not your average mortgage broker
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Community Choice, we UNbank. That means doing things the big banks won’t. We’re a member-owned cooperative that was established and continues to operate on the principal of members helping members. We’re not owned by a holding company or some crazy, faceless conglomerate. We’re owned by over 50, 000 Iowans that are just like you.
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Open Mortgage is a fast-growing national multi-channel mortgage lender that Empowers the American dream of homeownership. Since 2003 we strive to empower our loan originators and partners to be educators, helpers, doers to help change lives. This is why we come to work each day, ready to put people on a path to homeownership and a better life
