USDA Vs. FHA your options comparison in Hastings, Dakota County, MN

In 2025, the USDA loan limit for Hastings, within Dakota county, MN, is notably $358,800, while the FHA limit for a single-family home is set at $515,200.

Utilize the Lendersa® USDA loan calculator to compare the most advantageous USDA versus FHA rates available today. Determine the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program in tailored to your financial needs.

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2025 Loan Limits and Down Payment Requirements in Hastings, County of Dakota, MN

Loan Type Loan Limit Down Payment
USDA $358,800 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Options in Hastings, MN

The objective of Lendersa® is to ensure you quickly secure the most suitable USDA or FHA loan without complications. Choose from three initial pathways to find matching lenders and applicable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MN

A USDA home loan, backed by the Department of Agriculture, also recognized as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Discover Financial Services
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  • Gary Meyers Realty
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  • Wool Finance Partners, LLC
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  • Cambridge Lending Group Inc
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  • Infiniti Financial Group Inc
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  • Mortgage Store Co
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  • HomeSmart International, LLC
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  • Colin Barr, Mortgage Broker
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  • Tiger Financial Services Inc
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