USDA Loan Vs. FHA loan pro & con Hastings, Dakota County, MN

In 2025, the USDA loan limit for Hastings, within Dakota county, MN, is notably $358,800, while the FHA limit for a single-family home is set at $515,200.

Utilize the Lendersa® USDA loan calculator to compare the most advantageous USDA versus FHA rates available today. Determine the income, credit, reserves, and documents necessary to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the best program in tailored to your financial needs.

Available USDA and FHA Loan Options in Hastings, MN

The objective of Lendersa® is to ensure you quickly secure the most suitable USDA or FHA loan without complications. Choose from three initial pathways to find matching lenders and applicable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MN

A USDA home loan, backed by the Department of Agriculture, also recognized as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. Unlike FHA loans that demand a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

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(801) 466-9886 Lender's profile and map Reviews American Title Loans 3355 S State St, Salt Lake City, UT, 84115 At American Title Loans, our mission is to offer highly competitive services while treating each customer with a superior level of respect and understanding. Great customer service isn’t our goal, it’s our passion. We are passionate about creating a personal connection with each of our customers.
(801) 487-1692 Lender's profile and map Reviews TransWest Credit Union 37 West 1700 South, Salt Lake City, UT, 84115 TransWest Credit Union has been making loans since 1935. Originally the credit union for Utah employees of The Union Pacific Railroad, we now serve employees of Kennecott Copper Corporation and U.S. Magnesium, as well as all residents of Salt Lake County. TransWest Credit Union is a not-for-profit organization.
(801) 483-8396 Lender's profile and map Reviews Tanner Employees Credit Union 1865 S Main Street, Suite 2, Salt Lake City, UT, 84115 Tanner Employees Credit Union was founded by O.C. Tanner employees over 60 years ago, in 1957. This small group of employees wanted to unite and pool their money together to provide easier access to credit. From the beginning our credit union philosophy was “people helping people”, and remains the same today.
(801) 487-3219 Lender's profile and map Reviews Firefighters Credit Union 124 West 1400 South, Suite 101, Salt Lake City, UT, 84115 Firefighters Credit Union serves firefighters and their family members throughout the state of Utah. In order to be eligible to join the credit union, members must in one of the following groups: Full-time, part-time, or volunteer firefighter for a fire department located in the State of Utah Full-time or part-time employee of a fire departm
(801) 485-9585 Lender's profile and map Reviews Loans for Less 3396 S 300 W, Salt Lake City, UT, 84115 We specialize in getting you get the cash you need, when you need it. You can borrow up to $2, 500 on a personal or signature loan today without all the hassle of a bank or credit union. Loans For Less has been helping folks in Utah for over 19 years now, and we take a lot of satisfaction knowing we’ve helped many Utah families and individuals
(337) 533-1808 Lender's profile and map Reviews Access of Louisiana FCU 519 Kirby Street, Lake Charles, LA, 70601 Access of Louisiana Federal Credit Union is a full service, not-for profit financial cooperative with over 5100 members and $27, 000, 000 in assets founded in 1955 by employees of the Olin Corporation as Olin Employees LC Federal Credit Union. Over the years we have expanded our field-of–membership to include many other diverse groups.
(337) 439-4644 Lender's profile and map Reviews Calcasieu Parish Employee Federal Credit Union 1011 Lakeshore Drive, Suite 303, Lake Charles, LA, 70601 The first Credit Union was created in 1849 in Germany by a group of farmers that pooled their money together in an effort to receive better rates than the lenders of that time. These people created the foundation for individual creditability such as “one member, one vote” which we hear about in many important instances today.
(337) 433-3611 Lender's profile and map Reviews First Federal Bank of Louisiana 1135 Lakeshore Drive, Lake Charles, LA, 70601 First Federal Bank of Louisiana has been your community bank since 1949. We, as First Federal Bank employees, are not only committed to giving you the best products and customer service, but to giving back to the communities where we live! We do not allow graphic, obscene, explicit or racial comments
(337) 310-2274 Lender's profile and map Reviews Lake Charles Finance & Mortgage 313 Alamo Street, Suite B, Lake Charles, LA, 70601 "Here at Lake Charles Finance & Mortgage we offer personal loans from $200 to $1, 500. All you gotta do is fill out our online application, Once you apply, we run a quick credit check. If you are up to date on all your bills, you've been approved and we'll contact you shortly! We do not credit score, we just check your credit."
(337) 494-5626 Lender's profile and map Reviews AFI Mortgage Company 313 Alamo Street, Suite A, Lake Charles, LA, 70601 AFI Mortgage is deeply rooted in the communities of Southwest Louisiana. Over the past 22 years, AFI Mortgage and Ben Mabile have developed an unparalleled network of relationships with the major players in the Lake Charles real estate market, including realtors, attorneys, developers and appraisers.
(337) 310-1703 Lender's profile and map Reviews Dunn Mortgage & Associates, Inc. 724 Kirby Street, Lake Charles, LA, 70601 Dunn Mortgage & Associates, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
(337) 310-4663 Lender's profile and map Reviews Louisiana Mortgage Associates 2915 Ryan Street, Lake Charles, LA, 70601 The Louisiana Mortgage Associates Team is your premier mortgage team located in Lake Charles, Louisiana. Louisiana Mortgage Associates offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Lake Charles area.