USDA Vs. FHA your options comparison in Detroit-Lakes, Becker County, MN
In 2025, the USDA loan limit for a single-family home in Detroit-Lakes, located in Becker county, MN, is $285,000, while the FHA limit is $356,362.
Utilize Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, and determine the income, credit, reserves, and documents required for qualification. With our sophisticated mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side to help you pick the best program for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Detroit-Lakes, Becker, MN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Detroit-Lakes, MN
At Lendersa®, our goal is to efficiently secure the best USDA or FHA loan for you with ease. Choose one of three approaches to be matched with lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is known as a USDA rural development loan and is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment, offering significant benefits.
2401 West US Highway 20, Suite 206, Pingree Grove, IL, 60140
Lifestone Mortgage, our experience, integrity, and unsurpassed service will guide you through the important process and decisions related to home financing. Whether you are a First Time Homebuyer, Trade-up Candidate, or Refinancing to save on your monthly payment or to finance education or for investment.
The Northern Illinois Federal Credit Union is a financial cooperative owned, operated & controlled by its members. We exist to encourage & provide financially sound and responsible savings, loans and needed services to our members.
Through the years, our board of directors have continually taken steps to improve the credit union for our member
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Established in 1950, Consumers Cooperative FCU, is a financially sound institution providing quality, personalized, competitive services to all of our membership. We service all employees and customers of WESTCO and We provide products and services that help the financial stability and economic growth for both our members and our community
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No matter what you are trying to achieve; buying a new home
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