USDA Vs. FHA your options comparison in Detroit-Lakes, Becker County, MN
In 2025, the USDA loan limit for a single-family home in Detroit-Lakes, located in Becker county, MN, is $285,000, while the FHA limit is $356,362.
Utilize Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, and determine the income, credit, reserves, and documents required for qualification. With our sophisticated mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side to help you pick the best program for your financial situation in .
Loan Limits and Down Payment Requirements for 2025 in Detroit-Lakes, Becker, MN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Detroit-Lakes, MN
At Lendersa®, our goal is to efficiently secure the best USDA or FHA loan for you with ease. Choose one of three approaches to be matched with lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, is known as a USDA rural development loan and is available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans do not require any down payment, offering significant benefits.
PCB is an independent community bank dedicated to providing products and services that facilitate financial success for our customers, encouraging professional success for our team members, and stimulating economic growth in our communities. Serving West Virginia and Virginia since 1925, PCB is Your Bank for Generations.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you
16201 E INDIANA AVE STE 2600, SPOKANE VALLEY, WA, 99216
Universal Funding is a financial services company that provides personalized capital funding programs (invoice factoring, accounts receivable financing) to meet your cash flow needs. With over 65 years of combined experience our team has the expert knowledge to help your business grow and succeed.
The Private Money Store Inc. is a leading provider of private money real estate loans in the Pacific Northwest for business or commercial purposes secured by non-owner occupied investment property, Spec Construction and Vacant Land With over 35 years of private lending consulting and real estate investment experience
Security Federal Providing excellent service to our customers is our primary objective. Each employee must be committed to excellence in order to achieve this objective. As a small community Bank where each employee has contact with customers, YOU represent the Bank. Our actions and attitude can either gain customers or lose them.
Numerica Credit Union currently has more than 160, 000 members from Spokane, Northern Idaho, the Tri-Cities and Wenatchee Valley. We offer a full line of financial products and services, including mortgages and business products. Membership is open to anyone who lives or works in the State of Washington or the Idaho Panhandle.
Guthrie Community Credit Union is a member-owned, not-for-profit financial cooperative. GCCU is federally insured by NCUA and an Equal Housing Lender Guthrie Community Credit Union is a full-service financial institution based in Sayre, PA.Our Mission is to provide members with the highest quality financial services.
First National Bank was chartered in 1887 by Texas Pioneers Dan Cogdell, John Traylor, E.A. Hannaford, Jess Baker and James H. Doyle.
While the early years of the Bank’s existence were economically prosperous for the area, the Great Depression and droughts of the 1930’s would soon have a negative impact on the community.
