USDA and FHA Pro and Con in Moorhead, Clay County, MN
For 2025, the USDA loan cap in Moorhead, located in the county of Clay, MN, stands at $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate today's premier USDA and FHA rates, helping you assess the income, credit, reserves, and documentation needed for qualification. Through our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs conjointly to ascertain which option in best matches your unique financial situation.
2025 Loan Caps and Down Payment Details in Moorhead, County of Clay, MN
Loan Type
Maximum Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Select USDA and FHA Loan Paths in Moorhead, MN
Lendersa® is dedicated to efficiently connect you with the most suitable USDA or FHA loan options without complications. Choose from three starting points to identify compatible lenders and USDA loan options available.
A USDA home loan is a federal government-backed mortgage facilitated by the Department of Agriculture, also recognized as a USDA rural development loan or USDA mortgage, available solely in rural regions. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage necessitates no down payment.
Park City have full-service offices in Merrill, Minocqua, Rhinelander, Tomahawk, inside Dave's County Market in Merrill, and inside Church Mutual Insurance Company in Merrill. From checking and savings to auto loans and mortgages, we offer a full range of products and services, making Park City Credit Union the only financial institution
Since 1899 American Savings Bank a location of Readlyn Savings Bank and the people of Tripoli have worked together to make our town a great place to live. As a reliable and trusted hometown bank, ASB has stood shoulder-to-shoulder with Tripoli through the Great American Century; facing our common challenges head on.
Jefferson Branch is a branch office of Peoples Bank. They provide the following services: Full Service Office Location and are located at 116 West State Street in Jefferson Iowa.
Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number, online banking website
At Home State Bank, we truly focus on building lasting relationships to benefit our customers and our community. Our success is rooted in both understanding the full needs of our customers in order to provide the best solution every time, and in giving back to and advocating on behalf of our community to keep it as a great place to live.
The Waukon Bank was officially incorporated as “Waukon State Bank” on April 22, 1892. The bank was in good financial condition and survived the depression years without one penny lost by depositors.The bank had various locations in downtown Waukon before moving to the current location in 1937.
Citizens Savings Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Citizens Savings Bank is located in Hawkeye, Iowa, and was founded in 1927. Annual sales for Citizens Savings Bank are around USD 1, 002, 000.00. This business is working in the following industry: Finance other.
Settlers Federal Credit Union was established in 1932 by a small group of local farmers who had a difficult time getting financing to plant their crops or feed their livestock. The beginning financial reports showed assets of $750.00. We continue to believe in serving our communities and providing financial services.
Peoples Savings Bank has its origins in both Cleves and Wellsburg, Iowa. The Cleves Savings Bank started January 25, 1912, and then later changed its name to Security Savings Bank. In July 1934, the board and the stockholders of the bank wanted to reorganize and have the main bank in Wellsburg while maintaining a bank in Cleves.
Lakota Trade Center, Suite 103 | 104, Kyle, SD, 57752
In January 2009, several community leaders started in pursuit of a dream to establish the Lakota Federal Credit Union to serve the people of the Pine Ridge Reservation. The proposed credit union would provide basic banking services to help the Oglala LakotaOyate (people) achieve their financial goals, and in turn help the local economy.
