USDA and FHA Pro and Con in Moorhead, Clay County, MN
For 2025, the USDA loan cap in Moorhead, located in the county of Clay, MN, stands at $336,500. Meanwhile, the FHA limit for a single-family residence is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate today's premier USDA and FHA rates, helping you assess the income, credit, reserves, and documentation needed for qualification. Through our comprehensive mortgage calculator, you can compare USDA, FHA, Conforming, and VA programs conjointly to ascertain which option in best matches your unique financial situation.
2025 Loan Caps and Down Payment Details in Moorhead, County of Clay, MN
Loan Type
Maximum Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Select USDA and FHA Loan Paths in Moorhead, MN
Lendersa® is dedicated to efficiently connect you with the most suitable USDA or FHA loan options without complications. Choose from three starting points to identify compatible lenders and USDA loan options available.
A USDA home loan is a federal government-backed mortgage facilitated by the Department of Agriculture, also recognized as a USDA rural development loan or USDA mortgage, available solely in rural regions. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage necessitates no down payment.
317 Washington Street, 4th Floor, Watertown, NY, 13601
At State CS Employees FCU, we are more than your average credit union. We take the time to get to know you and understand your needs. Times are tough and we get that. That’s why we’ve provided a whole host of ways for you to save money while enjoying the things you do. We proudly service qualifying members in Clinton, Franklin, Jefferson, Lewis.
Being locally-owned and locally-operated is one of the most beneficial as well as distinguishing characteristics of First State Bank.This trait separates us from our competitors by allowing FSB the pleasure and flexibility of servicing our customers’ needs promptly and personally.
Back in 1955, a group of New York Air Brake employees founded Northern Federal Credit Union in Watertown, New York. Their goal was to create a safe, secure place where employees could grow their savings and obtain loans at reasonable rates something the existing financial institutions in town weren't providing.
Our credit union was chartered in 1952. Membership was limited to telephone company employees and their family members. The original credit union was operated out of the home of Ray and Marjean May. After their retirement, Tom and Doris Fletcher took over the management of the credit union
Bank of Walker County is owned by local people for local people. The decision may take a few minutes, a few hours or a few days, but if it is legal, moral, without undue risk and if our staff thinks it is doable, count on us to be more flexible and innovative in meeting your needs than any other bank
First Community Bankshares, Inc.(Opens in a new Window), a financial holding company, is headquartered in Bluefield, Virginia, and provides banking products and services through its wholly owned subsidiary First Community Bank. With roots dating back to 1874, we have a rich history of community and customer involvement.
Baker Boyer is the oldest independently owned community bank in the Pacific Northwest. We are Eastern Washington’s trusted financial advisor, serving the Walla Walla Valley, Tri-Cities and Yakima communities, providing wealth management as well as personal and business banking services. Baker Boyer is the only local family of wealth management.
Banner Bank is proud to serve the West with comprehensive financial services. More than 130 years ago we started with core values that never go out of style: listen, learn and help people and businesses reach their goals. Today across Oregon, Washington, California and Idaho—we deliver a high level of individual service as a community Bank
270 Walker Drive, Suite 110E, State College, PA, 16801
HELPMEBA is a safe haven that allows the curious to learn about the mortgage market without feeling compelled to buy anything. Brian Allen the owner offer free consultations and seminars on First Time Home Buying, Credit Scoring, Equity Management, and Reverse Mortgages. Whether you are a couple looking for your first home.
