In 2025, the USDA loan limit for Perham, within the county of Otter Tail, MN, is set at $336,500. On the other hand, the FHA loan limit for a single-family home is $472,030.
Take advantage of Lendersa® USDA loan calculator to explore today's top USDA compared to FHA rates. Determine the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your financial plan in .
2025 Loan Limits and Down Payment Requirements in Perham, Otter Tail, MN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Perham, MN
The primary mission of Lendersa® is to quickly connect you with the optimal USDA or FHA loan without hassle. Select one of three starting points to link with matching lenders and available USDA loan programs that fit your requirements.
A USDA home loan, backed by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment whatsoever, offering a more accessible route for eligible borrowers.
Fusion Bank, which has locations in Larned, Overland Park, and Pratt, attributes its longevity to dedicated people and a commitment to quality. The Bank is rated as a 5-Star Bank (the highest ranking) by BauerFinancial, and is listed among The Strongest Banks in the U.S. by Weiss Ratings.
We are an independently owned community bank and have been since our founding in 1915, making us one of the oldest banks in the state of Missouri. Since then CNB St. Louis Bank has continued to serve our community and customers with a focus on personal service, positive experience, and accessibility.
Pinnacle Real Estate Advisor Home Loans is a locally owned and operated mortgage company located at 2020 Marconi Ave in the heart of The Hill. The Pinnacle Team was established in August 2014 and is now run by Chris Gianino, President, and Bill Lally, CEO. Pinnacle was founded from the need for a more streamlined residential lending process
LIndell Bank is a full service community bank with 12 locations in the greater St. Louis area. It has over $500M in total assets and a capital to asset ratio of over thirteen percent. We are relationship bank and welcome your business. Please contact me for all of your banking needs.
To provide our customers with pre-owned auto loans, personal loans, and appliance sales with an unmatched level of service. When customers call during business hours, they will be greeted by a person, not a recording, or automated operator. We believe in the personal touch. This has been the way we have conducted business for over 65 years.
First National Bank of Dighton has been a member of this community for over 100 years. It was pioneer spirit that transformed Dighton from a settlement on the prairie into a thriving agricultural center for wheat and cattle. We at First National Bank take pride in that spirit, Dighton.
"123 Mortgage, we offer a full range of loan products whether you are making a purchase or would like to learn more about refinancing, our team of experienced mortgage professionals have you covered! Explore our customizable loan programs to learn more.
Fixed Rate Mortgages
FHA Streamline Financing
Cash Out Mortgage
Conventional Loans
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Mortgage Solutions of St Louis is owned and operated right here in St. Louis, MO. Co-owners Paul and Steve LaVigne entered the mortgage field in 1999. The twin brothers, both CPAs, bring a very unique background to the table which has led to Mortgage Solutions becoming one of the leading St. Louis mortgage companies.
1725 Veterans Memorial Pkwy S, Lafayette, IN, 47909
Purdue University Employees Credit Union was founded in 1969 by a group of university employees. Put simply, they wanted a place where they, their families and fellow employees could save and borrow money safely, confidentially, & at a fair rate of interest. Through its 10 full-service branches, three satellite branches & digital banking services.
St. Louis City Police Headquarters since it’s establishment in 1934. The Credit Union was established to help new Policemen obtain loans to purchase their uniforms. We have definitely grown since then. We now offer several Account Types and Loan Programs. We also offer services from money orders, to online banking for our members.
