USDA Vs. FHA your options comparison in Wadena, Wadena County, MN

In 2026, the USDA loan limit for Wadena in the county of Wadena, MN, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates, figuring out the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your specific financial situation in .

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2026 Loan Limits and Down Payment Requirements in Wadena, Wadena, MN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Wadena, MN

Lendersa® aims to rapidly secure you the best possible USDA or FHA loan, with no hassle. Choose one of three starting points to connect with matching lenders and USDA programs available.

Lendersa USDA loan request and matching results

What is a USDA Loan in MN?

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans are available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The Orlicki Group
  • 401 E Jackson Street, Suite 2340, Tampa, FL, 33602
  • The Orlicki Group is inspiring much needed change in residential financing. We focus on relationships, which are the cornerstone of life. It’s an honor to serve our clients and partners in the most important financial decision of their lives. We treat everyone with the time and attention they deserve.

  • 14 Days To Close
  • 450 Knights Run Ave, Unit 5, Tampa, FL, 33602
  • Jordan Vreeland is the branch manager of the marketing referral service 14 Days to Close, experiencing in Veterans Administration (VA), Federal Housing Administration (FHA), and Conventional home loans for purchase and refinance. Additionally, at Paramount Residential Mortgage Group, Jordan Vreeland has access to numerous mortgage loan products to

  • Tampa Heights Mortgage Inc
  • 2322 North Highland Avenue, Tampa, FL, 33602
  • We cater towards clients who have discerning interests in their properties, and provide them with the most competitive financing options available in the USA.
    Unlike most mortgage brokerages you'll find, we specialize in challenging loans. Tampa Heights Mortgage Company is one of the only mortgage brokerages that will evaluate your specific needs

  • My Community Mortgage Lending LLC
  • 401 E Palm Avenue, Tampa, FL, 33602
  • My Community Mortgage Lending offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process. Contact me today for a special offer and learn what I can do for you.

  • WLW Capital, LLC
  • 602 Channelside Dr, Tampa, FL, 33602
  • WLW Capital is the premier private lending firm in the state of FL, offering an array of loan products for real estate investors.WLW Capital also develops real estate & operates a portfolio of parking assets across the state of FL. WLW is a hard money lender focused on servicing real estate investors by providing quick and low cost capital.

  • Zero Point Mortgage Services
  • 501 E Kennedy Blvd, Tampa, FL, 33602
  • Zero Point Mortgage Services is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward

  • American Mortgage Services, Inc
  • 1000 N Ashley Dr Suite 1020, Tampa, FL, 33602
  • American Mortgage Services. We are a full-service mortgage company based in Tampa, FL. We specialize in FHA, VA, USDA and Conventional Mortgage Loans in Tampa. We also serve the surrounding cities in Hillsborough County. Whether you are buying a home or refinancing in any of these zip codes: 33602, 33701 or 34655,

  • Home Access Financial, LLC
  • 100 S. Ashley Drive, Suite 1150, Tampa, FL, 33602
  • Home Access Financial we strive to knowledgeably serve, effectively communicate, and expertly provide a large portfolio of products to satisfy our home-buyers dreams and exceed real estate professionals'​ diverse needs. We accomplish all of this while also investing in the development of our employees personally

  • Golden Coast Mortgage
  • 1119 South Milliken Avenue, Ontario, CA, 91761
  • Golden Coast Mortgage, a division of Golden Empire Mortgage, Inc., Licensed
    by the Department of Business Oversight under the California Residential
    Mortgage Lending Act.

    The Golden Coast Mortgage Team is committed to providing clients with the highest quality home loans combined with the most competitive mortgage rates.

  • Capital United
  • 3200 East Guasti Road, Suite 100, Ontario, CA, 91761
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Firm Foundation Finances Inc
  • 4345 East Lowell Street, Suite N, Ontario, CA, 91761
  • The mortgage Industry is filled with companies and individuals that forget that individuals need individual attention. Many in the industry are amateurs that don't know what they are doing and don't have your best interest at the forefront. We know that "Close Enough" in not Enough.

  • Apple Financial Network
  • 3200 E Guasti Rd, Suite 100, Ontario, CA, 91761
  • BirdEye Loans, Inc. John is dedicated to serving the needs of homebuyers and homeowners in the Inland Empire, Los Angeles and throughout California seeking the right loan for their situation. In his 19 years of dedicated service, John has worked with homebuyers seeking their very first home, experienced buyers seeking to upgrade to a larger home.