USDA Vs. FHA your options comparison in Wadena, Wadena County, MN

In 2025, the USDA loan limit for Wadena in the county of Wadena, MN, is set at $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates, figuring out the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program for your specific financial situation in .

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2025 Loan Limits and Down Payment Requirements in Wadena, Wadena, MN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Wadena, MN

Lendersa® aims to rapidly secure you the best possible USDA or FHA loan, with no hassle. Choose one of three starting points to connect with matching lenders and USDA programs available.

Lendersa USDA loan request and matching results

What is a USDA Loan in MN?

A USDA home loan, guaranteed by the U.S. Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. These loans are available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • 2229 East Yandell Drive, El Paso, TX, 79903
  • Mountain Star Federal Credit Union (MSFCU) was formed in 1935 to help serve the financial needs of its members/owners. Our commitment to members needs has resulted in 80 years of success. Today, our credit union is one of the strongest financial institutions in West Texas and Southern New Mexico.
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  • 7911 Stratford Hall Drive, Rosharon, TX, 77583
  • The American Baptist Association Credit Union was organized on March 17, 1970, with a purpose and goal to help those that are associated with the American Baptist Association. The credit union is regulated by the Credit Union Department of the State of Texas and is examined at least once a year by the department.
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