USDA Loan Vs. FHA loan for Fridley, MN 2025

In 2025, the USDA loan limit in Fridley, located in Anoka county, MN, is $0, whereas the FHA limit for a single-family home is $515,200.

Utilize the Lendersa® USDA loan calculator to compare today’s most competitive USDA and FHA rates, determining the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the program in that’s best suited to your financial circumstances.

USDA and FHA Loan Options in Fridley, MN

The aim of Lendersa® is to help you secure the best possible USDA or FHA loan swiftly and without hassle. Choose one of three starting points to find matching lenders and USDA loan programs.

Lendersa USDA loan application and matching outcomes

Understanding USDA Loans in MN

A USDA home loan is a government-backed mortgage guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This type of loan is only available in rural areas, unlike FHA loans which require a minimum of a 3.5% down payment, USDA loans require no down payment.

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(845) 987-1969 Lender's profile and map Reviews Synergy Mortgage 41 South Street, Suite A, Warwick, NY, 10990 Our mission is to provide our clients sound advice together with true value. We also put a lot of emphasis on keeping our clients informed throughout the process, connecting you to a team of people to handle your file (you won't be bounced all over, repeating the same things again and again). It's actually going to be an enjoyable.
(973) 361-5225 Lender's profile and map Reviews Picatinny Federal Credit Union 100 Mineral Springs Drive, Dover, NJ, 07801 Founded as a one-branch credit union serving Picatinny Arsenal in 1939, we have continued to grow and evolve in tandem with the community we serve. In 2005, Picatinny was approved for a Community Charter, with membership now open to anyone who lives, works, worships or goes to school in Morris County, as well as their immediate families.
(888) 519-8427 Lender's profile and map Reviews Scion Lending 325 Chestnut St, Suite 800, Philadelphia, PA, 19106 Our mission is to help our customers build wealth through real estate thus our tagline, "The Wealth Builder through Real Estates. Our only purpose is to deliver successful results. You do not need to be afraid of taking the first steps towards homeownership because we will guide you.
(801) 424-5200 Lender's profile and map Reviews Integrity Lending.LLC 825 North 300 West, Suite C423, Salt Lake City, UT, 84103 At Integrity Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(845) 895-2051 Lender's profile and map Reviews Wallkill Valley Federal 23 Wallkill Ave, Wallkill, NY, 12589 Wallkill Valley Federal Savings & Loan Association, the stated goals were to promote thrift and homeownership within the local community. The Association sought to meet these goals by providing a safe place for local savings deposits and by prudently lending these deposits back into the community in the form of home mortgages
(215) 423-8012 Lender's profile and map Reviews Tioga-Franklin Savings Bank 320 East Girard Avenue, Philadelphia, PA, 19125 Tioga-Franklin is the little bank with the big difference. We have been around since 1873, so we know a few things about quality banking. At Tioga-Franklin, you get all the benefits of a large banking institution in addition to the personalized, familiar environment of a small, community bank. As a Tioga-Franklin customer.
(215) 606-0597 Lender's profile and map Reviews Tioga-Franklin Savings Bank 320 East Girard Avenue, Philadelphia, PA, 19125 Our mission is to serve our customers with honesty, integrity, and competence. Our goal has always been to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(301) 863-7071 Lender's profile and map Reviews Cedar Point Federal Credit Union 22745 Maple Road, Lexington Park, MD, 20653 Cedar Point Federal Credit Union (CPFCU) is organized to serve people who live, work, worship, go to school and do business in St. Mary’s, Calvert, and Charles counties. As a community-based financial institution owned and operated by our members, our purpose is to provide financial advice.
(215) 743-2922 Lender's profile and map Reviews Transit Workers Federal Credit Union 919 E Cayuga Street, Philadelphia, PA, 19124 Transit Workers Federal Credit Union, offers a full line of financial products to all its members in a professional, consistent & courtesy manner. Chartered in 1967, TWFCU is a not-for-profit financial cooperative, democratically owned and run by its members. The credit union is governed by a volunteer Board of Directors, elected by the membership.
(215) 969-0777 Lender's profile and map Reviews American Heritage Federal Credit Union 2060 Red Lion Road, Philadelphia, PA, 19115 American Heritage is a credit union, not a bank. Since we provide all of the same services and conveniences as a bank, take a closer look at what makes us different – and better! American Heritage will never be a faceless, business-first organization. We are a community of members. We live and work together. We are family.
(215) 309-1757 Lender's profile and map Reviews Innovative Mortgage Brokers 9351 Banes St, Unit B, Philadelphia, PA, 19115 "A Mortgage Broker in Philadelphia, we specialize in closing challenging loans. Whether you are looking to purchase or refinance, we have access to a full line of loan options from many different banks to offer you the best loan that fits your specific needs. Since everyone has different needs, with us you have options, many options."