In the year 2025, the USDA loan limit for a single-family home in Columbia-Heights within the county of Anoka, MN, is $0. However, the FHA loan limit stands at $402,500.
To assess today's most competitive USDA versus FHA rates, use the Lendersa® USDA loan calculator. This tool assists in evaluating the income, credit status, reserves, and documentation needed to qualify for a loan. With our sophisticated mortgage calculator, you can view comparisons of USDA, FHA, Conforming, and VA loans side by side. This will help you choose the most suitable program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Columbia-Heights, County of Anoka, MN
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Solutions in Columbia-Heights, MN
Lendersa® aims to provide seamless access to the best USDA or FHA loan options swiftly and effortlessly. By selecting one of three starting pathways, you can connect with lenders that align with USDA loan offerings.
A USDA home loan, backed by the U.S. Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. These loans are specifically available in rural areas and neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgage loans do not require any down payment, making them an attractive option for eligible buyers in these rural locales.
Such loans are structured to ensure support for community growth and development in rural regions, assisting individuals and families in accessing homeownership that might otherwise be financially distant. By providing zero down payment options, USDA loans play a vital role in enhancing community infrastructure and offering economic stability to these areas.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from purchasing to refinancing and to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan with the best interest rates.
1101 Perimeter Drive, Suite 460, Schaumburg, IL, 60173
American Financial Mortgage Services, Inc. was founded in June, 1993. We have survived the economic recessions that have hit this country by providing our customers with low rates and low costs on all our mortgage products. The average loan officer at American Financial Mortgage Services.
917 North Plum Grove Road, Suite C, Schaumburg, IL, 60173
Since 2003, Creative Lending Solutions has been making it easier to procure the best commercial real estate financing available. Our long-term relationships with national banks, local banks and conduit leaders uniquely position us to find high-value borrowing opportunities for our clients.
1700 East Golf Road, Suite 100, Schaumburg, IL, 60173
HomeTown Lending Partners we want to make your loan experience satisfying and rewarding. Our seasoned Mortgage Consultants will carefully guide and educate you through the entire home loan process, so you feel confident as you make choices about the many options available for your financing strategy
1375 Remington Road, Suite C, Schaumburg, IL, 60173
Dimitre Dimitrov Owner of Connect Mortgage Corp in Schaumburg, IL. I have learned how to structure all types of deals and provide quality service for all of my clients. If you are looking for a good mortgage broker I am available to offer same day pre approvals, personally monitor your transaction and offer face to face appointments.
850 E Higgins Rd, Suite 125W, Schaumburg, IL, 60173
We are a full-service mortgage company based in Schaumburg, IL. We specialize in FHA Loans and Conventional Loans in Chicagoland area and across IL. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment
475 North Martingale Road, Suite 100, Schaumburg, IL, 60173
Key Mortgage is a full-service financial products provider consistently ranking among the top lenders in Chicagoland. The company has twice been named a Top Employer by National Mortgage Professional magazine and a top lender by Chicago Agent magazine. It has also been recognized for excellence both in Illinois and nationally by Ask a Lender.
1300 E Woodfield Rd, Suite 304, Schaumburg, IL, 60173
Zachary Karp Mortgage Team understands that a home is one of the most important financial decisions you’ll make. A home can have more value than just an investment though; it’s where you raise your family, become engulfed in a community, and never question the feeling of home.and Zachary Karp is your local and trusted Schaumburg mortgage lender.
1475 E Woodfield Rd, Suite 110, Schaumburg, IL, 60173
HomeTrust Mortgage Corporation is a Mortgage Banker that provides high quality financial services to the public. HomeTrust was founded in 1995 It is our mission to provide high quality mortgage programs at the most competitive rates. We fund Conventional, FHA, VA, and Jumbo mortgages tailored to your unique situation.
BTC Bank is a community bank founded on the traditional values of personal customer service. Our continued tradition of serving our friends & neighbors with courteous, professional banking services maintains. We strongly support our local communities. We are proud of the roots of our past and prepared for the growth in our future.
On May 7, 1910, seven men met to approve the Articles of Incorporation of a new bank. “The Peoples State Bank of Munising, ” as it was named, was established for the purpose of a commercial and savings bank. The bank opened for business on Wednesday, June 15, 1910. Over time, five branches were opened: Au Train in 1991,
