USDA Vs. FHA your options comparison in Columbia-Heights, Anoka County, MN

In 2025, USDA loan limit in Columbia-Heights, county of Anoka, MN is $0 while FHA limit is $402,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Columbia-Heights, county of Anoka, MN

Loan Type Loan Limit Down payment
USDA $0 0%
FHA $402,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Columbia-Heights, MN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Minnesota?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • C2 Hawaii
  • 1003 Bishop St, Suite 2700, Honolulu, HI, 96813
  • C2 Financial Corp is one of the nation’s largest mortgage brokers,home to over 700 loan originators. We have been ranked a Top 50 Mortgage Lender in the Scotsman Guide & employ several of Scotsman’s Top 500 loan originators in the country.In addition, we were recently ranked in the Top 20 Best Companies to Work For by Mortgage Executive Magazine.
  • Leaf Funding Mortgage
  • 1188 Bishop St, Honolulu, HI, 96813
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products and mortgages. Through our website you can submit a complete on-line and secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators.
  • Ohana First Mortgage
  • 1164 Bishop Street, Suite 1213, Honolulu, HI, 96813
  • Gary has a long standing career in the banking and mortgage industry in Hawaii. He was the top producer for City Bank Hawaii for three straight years before forming his own company, Ohana First Mortgage. Gary has personally closed over 1,100 transactions for over $500,000,000 in loan volume in Hawaii.
  • MYERS CAPITAL HAWAII
  • 841 Bishop Street, Suite 2100, Honolulu, HI, 96813
  • For over 20 years, Myers Capital has delivered the most competitive interest rates, many times .25% -.5% lower than any bank or lending institution. The equation is simple, with high quality loan requests, borrowers are considered low risk, therefore the lowest interest rates and closing costs can be offered.
  • Kama'aina Mortgage Group Inc.
  • 500 Ala Moana Blvd, , Suite 427A, Honolulu, HI, 96813
  • Kama'aina Mortgage Group, we are committed to ethical and honest lending. It is our priority to build a relationship with our clients to ensure the best financing option with the most value. Whether you are purchasing your first home, or you are a seasoned buyer looking to cash out equity, you have landed at the perfect place!
  • Money Mart
  • 98-199 Kamehameha Hwy, Aiea, HI, 96701
  • Money Mart is your convenient, one-stop money services destination for a check cashing, money between paydays or a Western Union® money transfer. Our friendly staff is ready to serve you. Store is located in Pearl Kai Shopping Center along Kamehameha Hwy off of the Pearlridge exit westbound across from the Pearlridge Mall.
  • Pacific Rim Mortgage
  • 98-151 Pali Momi St, Suite C2A, Aiea, HI, 96701
  • Pacific Rim Mortgage LLC has been around since 2005. We specialize in FHA loans, VA loans, USDA loans, pre-approvals, purchases, refinances, debt consolidation, and credit repair. Our team averages over 12 years of mortgage lending experience. We have closed many loans, won many awards, and worked really hard.
  • Violet Miranda Residential & Commercial Mortgage LLC
  • 94-250 Awiwi Place, Mililani, HI, 96789
  • Violet Miranda Residential and Commercial Mortgage LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
  • Solid Rock Home Loans
  • 94-161 Apele Place, Mililani, HI, 96789
  • "In 2006, Ed and Bernie stepped out in faith and started Solid Rock Home Loans, with a vision to bring honesty and excellence to the mortgage lending in Hawaii. In 2019, Solid Rock Home Loans celebrates their 13 year anniversary having the honor to help many families dreams come true through homeownership."
  • HI Velocity Mortgage
  • 94-498 Alapoai St, Mililani, HI, 96789
  • HI Velocity Mortgage was started with the vision to offer great rates with exceptional service. We strive to simplify the mortgage process while tailoring to your specific financial goals. and also HawaiiVALoans. He has a wide variety of experience finding his clients’ needs and helping them fulfill their home buying goals.
  • University of Hawai’i Federal Credit Union
  • 2019 South King Street, Honolulu, HI, 96826
  • At the University of Hawai'i at Manoa, we are a not-for-profit financial cooperative owned and operated by our members. In keeping with our philosophy of "people helping people," we offer a wide range of financial products and services with the highest level of service directed primarily to the University of Hawai'i community.