In the year 2025, the USDA loan limit for a single-family home in Columbia-Heights within the county of Anoka, MN, is $0. However, the FHA loan limit stands at $402,500.
To assess today's most competitive USDA versus FHA rates, use the Lendersa® USDA loan calculator. This tool assists in evaluating the income, credit status, reserves, and documentation needed to qualify for a loan. With our sophisticated mortgage calculator, you can view comparisons of USDA, FHA, Conforming, and VA loans side by side. This will help you choose the most suitable program for your financial situation in .
2025 Loan Limits and Downpayment Requirements in Columbia-Heights, County of Anoka, MN
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Solutions in Columbia-Heights, MN
Lendersa® aims to provide seamless access to the best USDA or FHA loan options swiftly and effortlessly. By selecting one of three starting pathways, you can connect with lenders that align with USDA loan offerings.
A USDA home loan, backed by the U.S. Department of Agriculture, is often referred to as a USDA rural development loan or USDA mortgage. These loans are specifically available in rural areas and neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgage loans do not require any down payment, making them an attractive option for eligible buyers in these rural locales.
Such loans are structured to ensure support for community growth and development in rural regions, assisting individuals and families in accessing homeownership that might otherwise be financially distant. By providing zero down payment options, USDA loans play a vital role in enhancing community infrastructure and offering economic stability to these areas.
Altius Mortgage is dedicated to making your home loan process quick and easy. We help our clients apply and be approved for Utah mortgages, no matter what their credit or financial history looks like. Outside of exceptional rates and service, we also have the ability for you to track the progress of your home mortgage loan, all online.
Compass Lending Solutions. I have learned from the cycles and trends in the mortgage industry that you cannot trust much of what you hear. You have to find a trusted advisor, who will spend the time to determine your long term needs and provide safe and effective solutions that will be the most beneficial to you and your family.
Affinity Alliance Mortgage & Real Estate We are a local mortgage and real estate company based out of Draper, UT. Established in 2001, we have had years of experience in the market working with clients of all backgrounds. We have developed a business purely centered around our clients needs and visions and are passionate about helping others.
11639 South 700 East, Suite 200, Draper, UT, 84020
Diversified Financial Services, Inc. Specializes in Mortgage Loans, Home Improvement Financing and Consulting owned Mortgage Company serving the western United States. We hire mortgage professionals that understand the unique challenges of the mortgage market, especially during these unprecedented times.
Olympus Funding is an aggressive advocate of consumer rights recognizing that honesty and integrity formulates the basis of great customer service.We sincerely believe we are "Your Mortgage Solution". We value our customer's privacy & strive to understand their needs so that we may fully assist them in achieving their mortgage financial objectives.
11576 S. State Street, Suite 102-B, Draper, UT, 84020
Simple Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
11910 South State St, Suite 100, Draper, UT, 84020
The words ‘Trusted, Respected and Loved’ are more than just a tagline. Like a feeling that runs deep within your soul that cannot be verbalized, these words are tattooed on the heart of this company. They are words that can only be felt through the limbic part of your brain, which means they are unexplainable.
130 Edinburgh South Drive, Suite 100, Cary, NC, 27511
Right By You Mortgage by Fidelity Bank is a full service mortgage lender with 56 convenient mortgage loan offices in North Carolina and Virginia. We take pride in our personalized service, competitive products, & easy process.
Whether you’re shopping for your very first home or your fourth, refinancing, or starting construction of your dream h
G&M Services Unlimited, Inc., which was founded in 2002, with what began as our Managing Partner’s desire to assist a local church, utilizing his background in finance. It has since grown to more than a decade of originating commercial loans, including all areas of commercial lending.
1140 Kildaire Farm Road, Suite 308-4, Cary, NC, 27511
Eastern Funding Group is an independent, full service mortgage broker specializing in purchase loans, home equity lines of credit, refinancing, and creative lending solutions. Eastern Funding Group is recognized as an industry leader, with a reputation for integrity, honesty, and consistency
107 Edinburgh South Drive, Suite 202, Cary, NC, 27511
Carolina Mortgage Authority is a low rate, low fee North Carolina Corporation with offices located in Cary and Carolina Beach. We proudly service clients from the Triangle to the Coast & throughout NC and Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
