USDA Loan Vs. FHA loan for Spring-Lake-Park, MN [ best of 2023]

In 2025, USDA loan limit in Spring-Lake-Park, county of Anoka, MN is $0 while FHA limit is $402,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Spring-Lake-Park, MN

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What is USDA Loan in Minnesota?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(415) 355-4121 1581 miles Lender's profile and map Reviews Searchlight Lending 1300 Fourth Street, San Rafael, CA, 94901 Searchlight Lending (CA MLO# 906159/FL CFL#MBR2000) is a boutique full service real estate brokerage that specializes in solving the “Out of the Box” financing solutions that many people have come to need during this difficult and changing lending time.In addition to a full suite of lenders
(415) 925-5252 1581 miles Lender's profile and map Reviews ACM Investor Services Inc 1101 Fifth Avenue, Suite 220, San Rafael, CA, 94901 ACM is to make loans that solve problems for our borrowers, not create them. We make sure that our borrowers have an exit strategy, and we are careful to see it executed. Our investors know that our loans are carefully vetted, secured by real estate at a low-loan-to-value, and that the borrowers have a realistic plan for repayment
(888) 521-0135 1581 miles Lender's profile and map Reviews Marin County Federal Credit Union 30 N San Pedro Rd, Suite 115, San Rafael, CA, 94903 Marin County’s favorite credit union for good reason: We give you the very best value for all your banking needs along with the friendly service you won’t get anywhere else. We offer low rates and fewer or no fees on Auto Loans, Home Equity Lines of Credit, Credit Cards and Signature loans plus 100% free Checking with free Mobile Banking.
(415) 492-2832 1581 miles Lender's profile and map Reviews Financial Concepts Inc 4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903 Financial Concepts, Inc. is a full service Real Estate, Mortgage Brokerage, Tax Preparation and Financial Services company. We focus on a wide variety of clients with the ability to meet virtually most anyone’s needs. Our real estate division specializes in residential, investment and relocation properties for both buyers.
(415) 250-8908 1581 miles Lender's profile and map Reviews Mayfair Mortgage 4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903 Mayfair Mortgage Industry Veteran and Market Leader with in-depth experience in the Real Estate and Mortgage Banking industry. Licensed Real Estate Lending in San Francisco Bay Area since 2006. Extensive background & Specialist in Corporate and Residential relocations, Project management, Property Development, and Contract negotiation.
(415) 215-5987 1581 miles Lender's profile and map Reviews Capital Mortgage Consultants Inc 4040 Civic Center Drive, Suite 200, San Rafael, CA, 94903 "Our mission is to assist property owners with achieving their goals. We loan on all types of properties and help all types of people. Residential Refinance or Purchase-We are approved with dozens of lenders and shop for the lowest rate on your behalf. Because we are approved with many lenders, we are the Broker you want to apply with."
(415) 360-3517 1581 miles Lender's profile and map Reviews California Mortgage Advisors, Inc 4304 REDWOOD HIGHWAY, SUITE 100, San Rafael, CA, 94903 California Mortgage Advisors, Inc. is a full service mortgage banker servicing California since 1993. CMA has built a strong reputation by providing professional and honest client consultation, highly competitive loan programs and superior customer service to our clients and Real Estate professionals.
(855) 855-8805 1581 miles Lender's profile and map Reviews First Technology Federal Credit Union 3000 El Camino Real, Suite 100, Palo Alto, CA, 94306 Unlike banks, we exist to serve our members, not to make a profit. Instead, we put our time, money, passion, experience, smarts, elbow grease and whatever else we can muster up to work for our members, employees and communities. It’s our secret weapon that turns promises into action: investment in you.
(650) 325-5700 1581 miles Lender's profile and map Reviews University Investments Inc 2799 Middlefield Road, Palo Alto, CA, 94306 Our services begin as a mortgage broker, shopping the market to find the best loan package for your specific needs and abilities. Where we differ is in the service and the relationship. We are more than just a mortgage finance company; we're an investment tracking company. We offer top-notch service on your loan.
(707) 873-2283 1581 miles Lender's profile and map Reviews Arrivva 214 Emerson St, Palo Alto, CA, 94301 What real estate brokerage costs & service should be. We broker with love, integrity, knowledge, a plan, and a flat fee. We are a full-service real estate and mortgage brokerage for qualified, motivated buyers, sellers & mortgagee. We fixed real estate. The simplest, most ethical way to buy, sell, or mortgage real estate.