USDA Vs. FHA Pro and Con comparison in Arden-Hills, Ramsey County, MN
In 2025, the USDA loan limit for a single-family home in Arden-Hills, within the county of Ramsey, MN, is $0. Meanwhile, the FHA loan limit is $402,500.
Leverage the Lendersa® USDA loan calculator to compare today's USDA and FHA rates, assessing income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side to help you decide which program in is best suited for your financial situation.
Loan Limits and Down Payment Requirements for 2025 in Arden-Hills, County of Ramsey, MN
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Programs in Arden-Hills, MN
The aim of Lendersa® is to provide you with the best possible USDA or FHA loan quickly and without hassle. Choose one of three starting points that lead to matching lenders and USDA loan options.
A USDA home loan, which is also known as a USDA rural development loan, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans demand no down payment, offering significant accessibility benefits.
Fort Bragg Federal Credit Union is a not-for-profit financial cooperative owned exclusively by its members & regulated by the National Credit Union Administration. Chartered on April 18, 1960, we exist primarily to promote thrift amongst our members.
Fort Bragg Federal Credit Union is a local credit union that has served the greater Fort Bragg
Bogota Savings Bank has been a financial cornerstone in the foundation of two New Jersey communities, Bogota and Teaneck for 125 years and now have expanded our footprint into many other New Jersey towns. We are an established community bank offering traditional deposit programs such as savings, checking and certificate of deposits.
at Richmond County Mortgage strive to make customer service our priority. Our mission is to serve our customers with honesty, integrity, and competence.We have a hands-on approach and constant contact with each borrower, making it as seamless as possible throughout the mortgage process
Putnam County National Bank was established in 1865. We are locally owned and operated. We have been delivering exceptional service to our customers and the communities we serve for over 150 years! Our high level of personal service and dedication is evident as we strive to satisfy our customers' financial needs and improve our communities.
First National Bank and Trust is located in Atmore, AL, United States and is part of the Depository Credit Intermediation Industry. First National Bank and Trust has 119 total employees across all of its locations and generates $10.46 million in sales (USD). There are 6 companies in the First National Bank and Trust corporate family.
Founded in 1904, United Bank serves the needs of consumers, small businesses, agriculture and commercial customers. As a community bank, United Bank makes a difference because . . .
By shopping local and banking locally with United Bank, customers can make a real difference in the lives of their neighbors and the future of their community.
At Putnam Capital Services, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Accolend provides asset based and hard money lending solutions for developers, builders, investors of all sizes. We have many different solutions to solve your investment needs. Our rates are lower than most hard money lenders and we typically do not charge points. Closings can be very fast, as short as 2 days. Call us today to discuss your project
A credit union is a cooperative organized to serve a specific group of people rather than the general public. It allows members to pool their resources for their common benefit. Banks are owned by investors, but credit union members truly own their own institution. Thus members can take advantage of better savings and loan rates.
Berkeley Mortgage, LLC is dedicated to providing a unique standard of excellence in the residential mortgage business. Berkeley Mortgage, LLC is a licensed mortgage brokerage company licensed in New York, Connecticut and New Jersey that caters to the specific needs of its clients.
Greenback Capital Mortgage Corp. is a Mortgage Banker/Broker in providing financing in New York, New Jersey and Florida .We have successfully closed hundreds of millions of dollars in mortgage loans with a reputation for being deal making mortgage experts. The company was started nearly 30 years ago
