FHA Vs. USDA loan program for Arden-Hills, Ramsey County, Minnesota

In 2025, the USDA loan limit for a single-family home in Arden-Hills, within the county of Ramsey, MN, is $0. Meanwhile, the FHA loan limit is $402,500.

Leverage the Lendersa® USDA loan calculator to compare today's USDA and FHA rates, assessing income, credit, reserves, and required documents for qualification. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA loans side by side to help you decide which program in is best suited for your financial situation.

Exploring USDA and FHA Loan Programs in Arden-Hills, MN

The aim of Lendersa® is to provide you with the best possible USDA or FHA loan quickly and without hassle. Choose one of three starting points that lead to matching lenders and USDA loan options.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in MN

A USDA home loan, which is also known as a USDA rural development loan, is backed by the Department of Agriculture and available only in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans demand no down payment, offering significant accessibility benefits.

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(815) 932-7131 Lender's profile and map Reviews Maternity BVM CU 299 East Marsile Street, Bourbonnais, IL, 60914 In March 1957, James M. Burns opened Maternity BVM Credit Union in the basement of the church rectory. The Credit Union was only open after the Masses on Sunday. In December 1973, the Credit Union moved to 299 E. Marsile Street, where it remains at this time. The Credit Union bought the original Senesac Home built in 1900
(815) 933-7711 Lender's profile and map Reviews Elite Community Credit Union 515 S Main Street, Bourbonnais, IL, 60914 Elite Community Credit Union, formerly Envision Credit Union, has been in business since 1957. Throughout the years, we have remained financially stable. We provide competitive share and loan rates, free online banking and mobile banking, along with a variety of other services such as, checking accounts
(815) 937-7447 Lender's profile and map Reviews CommonWealth Credit Union 563 William Latham Drive, Bourbonnais, IL, 60914 It grew to become CommonWealth Credit Union, a multi-site, full-service financial cooperative that is now community chartered to serve anyone who lives or works in Kankakee, Ford, Iroquois, Livingston, Kendall, Grundy, or Will Counties. CommonWealth Credit Union is the largest credit union in Kankakee County.
(815) 935-8000 Lender's profile and map Reviews Municipal Bank 720 Main St. NW, Bourbonnais, IL, 60914 Municipal Bank, we have three convenient locations in Bourbonnais, Momence and Manteno, IL, to serve you since 1971. We are a locally owned bank offering a full line of banking services. At Municipal Bank, we provide personal service to our residential and businesses. Municipal Bank is FDIC insured and an equal housing lender.
(217) 482-3246 Lender's profile and map Reviews Mason City National Bank 104 W Pine St., Mason City, IL, 62664 We are very proud to be a part of this great community! We are dedicated to providing our customers with the very best of personalized service by offering a wide array of financial products that can be tailored to fit your needs. As our track record shows, we have always felt the people of our community are the best investment we can make.
(219) 392-3900 Lender's profile and map Reviews Advance Financial Federal Credit Union 31 W US Highway 30, Schererville, IN, 46375 Established in 1937 by 8 steelworkers, Advance Financial was started and guided by the credit union philosophy and principle of “People Helping People.” Continuing in that tradition today, Advance Financial is committed to providing the utmost quality in member service and exceeding expectations.
(219) 365-6351 Lender's profile and map Reviews Adventas Inc 2436 US Highway 41, Schererville, IN, 46375 Adventas Mortgage, in Schererville, IN, is the area’s leading mortgage specialist serving Jasper, Lake, Porter and the surrounding counties since 2000. We specialize in mortgage purchases and refinancing, home, auto and life insurance, and more. For all your mortgage needs, contact Adventas Mortgage in Schererville.
(708) 946-2246 Lender's profile and map Reviews First Community Bank and Trust 1111 Dixie Highway, Beecher, IL, 60401 First Community Bank and Trust is a privately owned bank. Established in 1916 First Community Bank and Trust has been serving Beecher, IL, Peotone, IL and the surrounding communities for over 100 years. Our commitment to providing the best banking products and services is matched only by our outstanding customer service.
(309) 433-3408 Lender's profile and map Reviews NCEFCU 100 East Phoenix Avenue, Normal, IL, 61761 Our mission is to provide a sound financial foundation for our member-owners by providing the best products and caring professionalism to meet their needs now and in the future and we offers a wide variety of loans. You made need a personal loan for car repairs, to pay taxes, medical expenses or take a vacation.
(309) 451-8400 Lender's profile and map Reviews Illinois State Credit Union 1309 S. Center Street, Normal, IL, 61761 Illinois State Credit Union was founded in 1960 to serve employees of Illinois State University. We now serve more than 12, 000 of your closest friends and neighbors who live or work in McLean, Logan, DeWitt, Livingston, Stephenson, Winnebago, or LaSalle County. We are federally insured.
(660) 645-2222 Lender's profile and map Reviews Pony Express Bank 213 Main St, Braymer, MO, 64624 Pony Express Bank operates in two eras. Our banking accounts, products, and online services are cutting edge. But when it comes to customer service, we tend to be old-fashioned. We deal with our customers individually, treating people like people, not numbers. Our customers are our neighbors, after all.