USDA Vs. FHA Pro and Con comparison in Grand-Rapids, Itasca County, MN
In the year 2025, the USDA loan limit for a single-family home in Grand-Rapids, within the county of Itasca, MN, is set at $285,000, while the FHA loan limit is $356,362.
To assess today's prime USDA versus FHA rates, use the Lendersa® USDA loan calculator. Determine necessary income, credit rating, reserves, and documentation needed for qualification. Our comprehensive mortgage calculator ensures a side-by-side comparison of USDA, FHA, Conforming, and VA loans, guiding you to the best choice for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Grand-Rapids, Itasca, MN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Programs in Grand-Rapids, MN
The mission of Lendersa® is to promptly secure the most beneficial USDA or FHA loan for you, without hassle. Initiate this process by choosing one of three pathways that lead to compatible lenders and USDA loan programs.
A USDA home loan, often called a USDA rural development loan, is guaranteed by the government via the Department of Agriculture and is only available in rural areas. In contrast to FHA loans which require a minimum of 3.5% down payment, USDA loans necessitate no down payment, offering a distinct advantage.
JC Mier here to serve and to create raving fans of my practice. My clients gain the benefit of working with one of the nation’s most knowledgeable originators, with over 2.5 billion in loan volume and 10, 000 units under my belt. Having worked in the mortgage industry since 2002, my focus has always been on helping you reach your goal.
14241 Dallas Parkway, Suite 650, Dallas, TX, 75254
Fox Realty is proudly celebrating 20yrs in Texas. Since 1998, Fred Owen and Jeff Gonzalez combine decades of mortgage and real estate expertise to provide a seamless, stress free, first time home buying experience. Extensive mortgage experience and a select group of proprietary lenders.
On Time Lending, LLC, we are committed to making your loan experience as stress-free and simple as possible. We start by offering a robust portfolio of competitive mortgage loans, world-class customer service, and an all-star team of highly experienced and knowledgeable mortgage brokers who will exceed your every expectation.
14114 Dallas Parkway, Suite 560, Dallas, TX, 75254
Simplifi seeks to empower mortgage customers to make a difference in the world. For every loan we provide to customers, Simplifi will fund a year of education for a girl in a developing country. We will cover the cost of sending a student to school for a year, including tuition, uniforms and supplies. We believe that education has the power
"The Tuttle Group is a branch of Mid America Mortgage, Inc in Dallas, Texas.
With over 19 years of experience in the financial, Branch Manager Andy Tuttle offers ‘No Non-sense Financial & Real Estate Solutions’ so his listeners, family and friends can live healthy financial lives and enjoy themselves along the way."
5220 Spring Valley Road, Suite 602, Dallas, TX, 75254
Reliance Mortgage Company has been in business since 1989 and has funded over $8 billion dollars in residential mortgage loans. We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
Sublime Financial provides home mortgages in Dallas and the entire state of Texas. We offer our customers many loan products and options, often times more than most larger mortgage brokers. If you're looking for the best home loan in Texas you can find, then contact us. Sublime Financial helps our customers refinance their current mortgage
First National Bank of East Texas makes life easier with online services for mortgage loans.
Set up a New Account to securely submit an online application. Then, come back anytime and login to review your account, update your profile, check your loan status and more.
Our experienced Mortgage Team.
