USDA and FHA Pro and Con in Grand-Rapids, Itasca County, MN
In 2025, USDA loan limit in Grand-Rapids, county of Itasca, MN is $285,000 while FHA limit is $356,362 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Grand-Rapids, county of Itasca, MN
Loan Type
Loan Limit
Down payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA loan options in Grand-Rapids, MN
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Fortune Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
In 1924, BankFinancial opened its doors as Financial Federal Savings Bank of Olympia Fields. Since then, we have been reinventing the way we think and work to help remove barriers to keep our customers moving forward.
BankFinancial is a full-service, community-oriented national bank with headquarters in Burr Ridge, Illinois.
Jan Mandel is the President at Wazowski and Sullivan company Not only will I help you navigate the sea of mortgage solutions out there, but I’ll personally fight to get you the best rate possible.Whether you're purchasing your first home, refinancing for a better rate, or anything in between. he will use the knowledge.
1007 Curtiss St, Suite 8, Downers Grove, IL, 60515
Green Mortgage Corp We continue to build our reputation for personalized service and quality solutions with each and every client. We are dedicated to offering flexible solutions that work for you while also providing consistent results that meet our standards. Our team is large enough to deliver professional grade, durable solutions.
1333 Butterfield Rd, Suite 600, Downers Grove, IL, 60515
"Neighborhood Loans is an Illinois Residential Mortgage Licensee. NMLS# 222982
At Neighborhood Loans, we are passionate mortgage banking professionals with one goal in mind – make our clients, our priority.
Neighborhood Loans was established in 2005 to help home buyers and homeowners with their financial needs."
Earthmover Credit Union's vision is to provide its members with quality products and exceptional service while maintaining a competitive rate of return on deposits, the security of capital strength, and competitive rates on loans. When you become a part of Earthmover Credit Union, don't worry about asking us for help You can rest assured.
Allied First Bank is Oswego's only true community bank. We're Your Hi-Tech Hometown Assist with a full range of consumer, commercial, and mortgage products and banking services. The bank is a centerpiece of the community with its creation and sponsorship of the Oswego CrossTown Challenge.
Direct Mortgage Investors, Inc has always been forward-thinking, with creative financing options for those with challenges. With partnerships with over 200 banks and Investors, we create a frictionless process to bring in the new era of mortgage loan pathway, which many of our competitors call our process unique and seamless.
