In 2026, for Hibbing in St. Louis county, MN, the USDA loan limit is $336,500, while the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to effectively compare today's best USDA versus FHA rates, and evaluate the required income, credit, reserves, and documentation necessary to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, guiding you in selecting the most suitable program for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to quickly secure the best USDA or FHA loan for you without any hassle. Start with one of three initial paths to connect with matching lenders and USDA loan programs.
The USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and available only in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans need no down payment, offering a significant advantage to eligible homebuyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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