In 2026, the USDA loan limit for Chisholm, situated in St. Louis, MN, is $336,500, while for a single-family home, the FHA limit is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate and compare the best USDA and FHA rates today. Determine the required income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA options, aiding you in selecting the ideal program in Alabama for your specific financial circumstances.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to help you secure the finest USDA or FHA loan efficiently and with ease. Start with one of three pathways to find matching lenders and USDA programs.
The USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan. It is available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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