In 2026, the USDA loan limit for Crosby, in Crow Wing county, MN, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to compare USDA vs. FHA rates. Determine the income, credit, reserves, and documents needed to qualify. With our advanced calculator, view USDA, FHA, Conforming, and VA options side by side, assisting you in choosing the best program for your financial scenario in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly connect you with the best USDA or FHA loans without hassle. Choose one of three starting points to find matching lenders and USDA programs.
A USDA home loan, backed by the government Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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