USDA Vs. FHA Pro and Con comparison in Virginia, St. Louis County, MN
For 2025, the USDA loan threshold for a single-family home in Virginia, county of St. Louis, MN, is $336,500, while the FHA loan limit is fixed at $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare today’s leading USDA versus FHA rates. This assessment determines the required income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in best fits your financial situation.
2025 Loan Limits and Down Payment Requirements in Virginia, County of St. Louis, MN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Virginia, MN
The primary objective of Lendersa® is to swiftly secure the most suitable USDA or FHA loan for you with minimal hassle. Choose one of the three starting points to connect with matching lenders and access USDA loan programs.
A USDA home loan, guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan, is exclusively available in rural neighborhoods. Contrarily, FHA loans require a minimum down payment of 3.5%, whereas USDA loans eliminate any down payment requirement.
Lima One Capital, LLC is a National, fully capitalized, direct lender for residential real estate investors and homebuilders. We are revolutionizing the investor financing industry with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service.
Emigrant Mortgage Company, Inc. (Emigrant) is a direct lender specializing in creative financing for residential properties. Headquartered in Elmsford, New York, Emigrant is a wholly owned subsidiary of Emigrant Bank, which has been serving the credit and banking needs of the New York community for more than 169 years.
Fort McClellan Credit Union has strived to be a trusted resource for our members in achieving a brighter financial future while pursuing their dreams. We believe that our job is doing the right things for the right reasons on behalf of our collective membership. While we certainly must be experts at managing both balance sheet & income statement.
Providence Mortgage PC is a mortgage broker with operations in one state. Providence Mortgage PC offers numerous mortgage programs including conventional, jumbo, non-owner occupied, FHA, VA, USDA, reverse and construction mortgages. Providence Mortgage PC is a FREEandCLEAR Certified Bronze Low Rate Lender and Mortgage Program Leader.
Jackson Mortgage Company is a full-service mortgage lender with more than 20 years of experience serving Anniston, Alabama and the surrounding community. Even if you don’t know us by name, you might recognize our “Call My Daddy!” catchphrase and watching Kelsey Jackson, daughter of owner Larry Jackson, grow up on our billboards through the years.
Devlin Development Worldwide: Financing Your Property Investment Dreams
Devlin Development Worldwide facilitates nationwide hard money Loans to investors that are looking to purchase, rehab, fix and flip, fix and hold, residential and commercial properties from $50k to $20M.
Contact us today to help close on your investment property.
980 Birmingham Road, Suite 501-356, Milton, GA, 30004
Regent Mortgage Corporation (RMC) is a Mortgage Company that prides itself on exceptional client service, competitive rates, and the delivery of customized home mortgage solutions the RIGHT way. We recognize this is a new era in mortgage lending and we’ve built our team, process and service delivery model with this in mind
"Good Friend Mortgage is a residential home loan mortgage company that focuses on helping people build wealth through honest and transparent real estate financing in the Atlanta region, Georgia and Florida.
Good Friend Mortgage was founded in 2004 by Deborah Switts in Roswell, GA."
4005 Nine McFarland Dr, Suite 200, Alpharetta, GA, 30004
Buying a home is a big decision. You’re making a longterm investment to help secure your family’s future. You can count on Alan Christian Mortgage Team to help you through the process.We dedicate our many years of experience to providing clients the best loan opportunities in the market.
