USDA Vs. FHA Pro and Con comparison in Virginia, St. Louis County, MN
For 2025, the USDA loan threshold for a single-family home in Virginia, county of St. Louis, MN, is $336,500, while the FHA loan limit is fixed at $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare today’s leading USDA versus FHA rates. This assessment determines the required income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in best fits your financial situation.
2025 Loan Limits and Down Payment Requirements in Virginia, County of St. Louis, MN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Virginia, MN
The primary objective of Lendersa® is to swiftly secure the most suitable USDA or FHA loan for you with minimal hassle. Choose one of the three starting points to connect with matching lenders and access USDA loan programs.
A USDA home loan, guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan, is exclusively available in rural neighborhoods. Contrarily, FHA loans require a minimum down payment of 3.5%, whereas USDA loans eliminate any down payment requirement.
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101 North Addison Street, Suite 202, Elmhurst, IL, 60126
Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you.
Stonehaven Mortgage is a Illinois mortgage bank that is focused on servicing our clients with the lowest rates and quickest turn times in the industry. All of our conventional and government loans are processed, underwritten and closed by underwriters who understand the markets in which banks lend. This allows us to assure our clients that we’ll g
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Vincent Viriyakul Residential & Commercial Financing & Real Estate
1754 N. Washington St, Suite 128B, Naperville, IL, 60563
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1811 Centre Point Drive, Suite 123, Naperville, IL, 60563
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1730 Park Street, Suite 200A, Naperville, IL, 60563
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Our mortgage team members give you the personal attention you deserve and treat you with the respect due a valued customer. You are making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So here's our commitment to you: we will help you qualify, apply and be approved for the ideal mortgage loan for you
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