In 2026, the USDA loan limit in Hopkins, Hennepin county, MN is $0, whereas the FHA loan limit for a single-family home is $515,200.
To compare today's leading USDA and FHA rates, utilize the Lendersa® USDA loan calculator. Determine the income, credit, reserves, and documents needed to qualify. This advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in choosing the best program in for your specific financial situation.
Loan Limits and Down Payment Requirements for 2026 in Hopkins, Hennepin County, MN
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$515,200
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Offers in Hopkins, MN
The goal of Lendersa® is to swiftly and smoothly secure the best USDA or FHA loan for you. Choose from three starting points to find matching lenders and USDA loan programs.
A USDA home loan, sometimes known as a USDA rural development loan or mortgage, is guaranteed by the Department of Agriculture and available solely in rural areas. Unlike FHA loans, which need a 3.5% minimum down payment, USDA loans require no down payment, presenting a viable option for eligible buyers.
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