USDA and FHA Pro and Con in Minnetonka, Hennepin County, MN
In the year 2025, the USDA loan limit within Minnetonka, county of Hennepin, MN stands at $0, whereas the FHA limit for a single-family residence reaches $515,200. Understanding these limits is key for potential homeowners when exploring their financing options in this region.
Leverage the Lendersa® USDA loan calculator to effectively compare this year’s top USDA and FHA rates. This comprehensive tool aids in identifying necessary income, assessing credit strength, evaluating reserve needs, and understanding the required documents to qualify. Using our advanced mortgage calculator, you can contrast USDA, FHA, Conforming, and VA loans side by side, giving you the tools needed to select the program best suited for your unique financial situation within .
2025 Loan Limits and Downpayment Requirements for Minnetonka, County of Hennepin, MN
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$515,200
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Options in Minnetonka, MN
The mission of Lendersa® is to facilitate finding the best possible USDA or FHA loan swiftly and effortlessly. Choose one of the three pathways designed to seamlessly connect you with matching lenders and personalized USDA loan programs that meet your needs.
A USDA home loan is backed by the Department of Agriculture; it's also known as a USDA rural development loan or USDA mortgage. These loans are particularly designed for rural neighborhoods and benefit from unique advantages: unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans eliminate the need for a down payment, providing significant advantages to eligible individuals looking to finance a home.
Plattsburgh City School District Federal Credit Union
49 Broad Street, Suite 101, Plattsburgh, NY, 12901
The Plattsburgh City School District Federal Credit Union was chartered under federal law. Federally chartered credit unions are regulated by the National Credit Union Administration (NCUA), an independent agency of the U.S. Government. As such, all share funds are federally insured up to $250, 000.
For over 60 years Dannemora Federal Credit Union has been serving our community. DFCU was organized in 1958 by a group of employees of the Dannemora State Hospital interested in creating a place where they and fellow employees could save and borrow money safely, confidentially, and at fair rate of return.
The CVPH Employees Federal Credit Union was founded on November 18, 1975 by Raymond Mousseau with the assistance of Fayrene Ashline. Their vision was to offer the employees of CVPH Medical Center their own Credit Union. The Credit Union is located at 75 Beekman Street in Plattsburgh, New York on the first floor of the hospital
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North Penn Federal Credit Union (NPFCU) was established in 1955 by a group of employees of North Penn Transfer, a trucking company in Lansdale PA. We are federally chartered by NCUA. We are a non-profit financial cooperative owned and controlled by the members and operated for their benefit by promoting savings and providing low-cost loans. We have
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Mortgage Solutions LLC is small! Small means fast, efficient & fluid. Small also means you deal with Kevin Mansouri & one other directly. Being a Small & being a Broker, gives you the best edge when getting your loan. Or, if you’re a realtor, it gets your client the best deal period.
At American Title Loans, our mission is to offer highly competitive services while treating each customer with a superior level of respect and understanding. Great customer service isn’t our goal, it’s our passion. We are passionate about creating a personal connection with each of our customers.
TransWest Credit Union has been making loans since 1935. Originally the credit union for Utah employees of The Union Pacific Railroad, we now serve employees of Kennecott Copper Corporation and U.S. Magnesium, as well as all residents of Salt Lake County.
TransWest Credit Union is a not-for-profit organization.
1865 S Main Street, Suite 2, Salt Lake City, UT, 84115
Tanner Employees Credit Union was founded by O.C. Tanner employees over 60 years ago, in 1957. This small group of employees wanted to unite and pool their money together to provide easier access to credit.
From the beginning our credit union philosophy was “people helping people”, and remains the same today.
124 West 1400 South, Suite 101, Salt Lake City, UT, 84115
Firefighters Credit Union serves firefighters and their family members throughout the state of Utah. In order to be eligible to join the credit union, members must in one of the following groups:
Full-time, part-time, or volunteer firefighter for a fire department located in the State of Utah
Full-time or part-time employee of a fire departm