USDA Loan Vs. FHA loan for Wayzata, MN [Hennepin County ]

In the year 2025, the USDA loan limit for Wayzata in Hennepin, MN, is set at $0, while the FHA limit for a single-family residence is $515,200.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA against FHA interest rates. Determine the income, credit score, reserves, and documentation necessary for qualifying. Our advanced mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA loans side-by-side, assisting you in making the best financial decision for your situation in .

Discover USDA and FHA Loan Options in Wayzata, MN

The objective of Lendersa® is to promptly secure you the most competitive USDA or FHA loan with ease. Choose from one of three starting points to access matching lenders and USDA loan program options.

Results of Lendersa USDA loan inquiry and matches

Understanding the USDA Loan in MN

A USDA home loan is a mortgage backed by the U.S. Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans require no down payment at all.

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(605) 391-8777 Lender's profile and map Reviews OMNI HOME FINANCING LLC 1508 Mt Rushmore Road, Rapid City, SD, 57701 Omni Home Financing in 2003, and is a leader in the Black Hills mortgage marketplace. A locally owned, boutique mortgage broker serving over 3,000 clients and over $493,000,000 funded, Omni has a great reputation for smooth, on-time, no surprises closings with the best terms, and also Black Hills marketplace in wholesale mortgage lending.
(605) 484-3591 Lender's profile and map Reviews HERITAGE HOME LENDING 2209 Mount Rushmore Rd, Suite 1, Rapid City, SD, 57701 Heritage Home Lending is a Mortgage Brokerage founded in Rapid City, SD. The goal is your peace of mind. The goal is to earn your trust and exceed your expectations. Jesse Herrington and Brady MacIver are two very experienced loan officers that will be working diligently on your behalf.
(618) 283-1141 Lender's profile and map Reviews The FNB Community Bank 432 W. Gallatin St., Vandalia, IL, 62471 The FNB Community Bank, a financially strong, independent community bank, serves individuals and businesses with a full range of banking, investing, asset management and other financial and risk management products and services. The FNB Community Bank is Hometown People with Hometown Spirit, supporting local organizations, events, and causes.
(573) 468-3191 Lender's profile and map Reviews Bank of Sullivan 318 W. Main Street, Sullivan, MO, 63080 Sullivan Bank formerly Bank of Sullivan was founded in 1895 and continues to operate by the principles that formed our charter: stability, strength and service.The bank is a locally owned financial institution chartered by the State of Missouri. It is a member of the Federal Deposit Insurance Corporation (FDIC).
(217) 857-3166 Lender's profile and map Reviews Teutopolis State Bank 106 East Main St., Teutopolis, IL, 62467 Since our inception on October 4th 1913, Teutopolis State Bank has been a fixture on Main Street in Teutopolis, Illinois. Over the years, we have helped local businesses, individuals, and families develop, grow, and sustain prosperity through our wide range of financial services.
(620) 364-8472 Lender's profile and map Reviews First National Bank of Kansas 600 N 4th Street, Burlington, KS, 66839 First National Bank of Kansas offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. First National Bank of Kansas takes pride in having served our community since 1902. Our mission is to meet the needs of the market we serve by providing community leadership.
(314) 892-6325 Lender's profile and map Reviews Patriot Credit Union 4343 Telegraph Road, Saint Louis, MO, 63129 Patriot Credit Union has been providing fast, personal service to it's members for over 50 years. We are owned and operated exclusively for our members, providing service to our members is our main goal. Because we are owned by our members, we can not be bought out by another financial institution.
(913) 756-2221 Lender's profile and map Reviews The Farmers State Bank Of Blue Mound 205 South Fifth Street, Blue Mound, KS, 66010 The Farmers State Bank of Blue Mound was chartered in August of 1913 by 26 area men, with capital stock of $10,000.00. The men were mainly farmers, from the surrounding Kansas communities; Centerville to Bronson and Selma/Kincaid to Mound City. The initial board of directors included J. L Pettyjohn, President; Fred Bronson,
(636) 282-4900 Lender's profile and map Reviews Family Finance Mortgage 1787 Jeffco Boulevard, Arnold, MO, 63010 Our mortgage professionals give you the individual service you deserve and treat you right. You are making a commitment in buying a house, refinancing a mortgage, or tapping into your home equity. So in turn, we make a commitment to you: we will help you qualify, apply and be approved for the best mortgage loan for you.
(765) 364-0784 Lender's profile and map Reviews Hoosier Heartland State Bank 1661 S. Us Highway 231, Crawfordsville, IN, 47933 For over 100 years Hoosier Heartland State Bank has been committed to the communities we serve. We are dedicated to our Mission, Vision and Values and we conduct business in accordance with these standards 100% of the time. It is the Mission of Hoosier Heartland State Bank to be an industry leader in redefining what it means to be a Community Bank.
(517) 339-5300 Lender's profile and map Reviews Ideal Mortgage Services, LLC 1257 Haslett Rd, Haslett, MI, 48840 Ideal Mortgage Services, LLC is a mortgage brokerage owned and operated locally in Haslett. We are licensed to do first mortgages throughout the entire state of Michigan. Ideal Mortgage has a very diverse client base, with all types of credit backgrounds. We are well versed in various types of loans,