USDA and FHA Pro and Con in St.-Louis-Park, Hennepin County, MN
As of 2025, in St.-Louis-Park within the county of Hennepin, MN, the loan limits are defined as follows: For USDA loans, the limit is $0, and for FHA loans concerning a single-family dwelling, the limit is $402,500.
Utilize the Lendersa® USDA loan calculator to explore and compare today's optimal USDA versus FHA rates. This tool helps you identify the income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA loans side by side to determine which option in best suits your financial needs.
Loan limits and downpayment specifications for 2025 in St.-Louis-Park, county of Hennepin, MN
Loan Type
Loan Limit
Minimum Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan selections in St.-Louis-Park, MN
Lendersa® aims to efficiently connect you with the ideal USDA or FHA loan options. Choose among three pathways to align with appropriate lenders and USDA loan schemes:
A USDA home loan, backed by the government through the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusive to rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
801 10th Street South, Suite 100, Fargo, ND, 58103
F-M Mortgage was founded in May of 1992 by Marles Hass and Larry Reiser. F-M Mortgage's home office is located at 801 10th Street South, in downtown Fargo, ND. Our Bismarck office is located downtown, in the Logan's on Third building, at 120 3rd Street North. We are the EXPERIENCED EXPERTS in the Mortgage Market in North Dakota and Minnesota.
Imagine home lending community by supporting you through the loan process. We know that you have many options for lenders, but just like finding the perfect home, you need the perfect lender. Preferably, a lender that is trustworthy, who is attentive, and who can dedicate attention to ensure a smooth closing process for you
First Class Mortgage is more than just our company name. It's the way we do business! Whether you are buying a new home or refinancing your existing mortgage, our dedicated team is committed to satisfying your home financing needs. We provide First Class service, First Class knowledge, and First Class experience
Kindred State Bank has grown and developed in new directions, just as Kindred has. The rise of electronic banking and the need to provide new services motivated a large expansion and remodeling project during 2001 and 2002.Now the bank has offices for the Kindred State Bank Agency, for each loan officer, for a securities sales agent.
1200 Associates Drive, Suite 102, Dubuque, IA, 52002
Formerly Alliant Credit Union (ACU) is powered by you because it was developed by the employees of our utility company in 1933. They listened to the financial needs of their co-workers and chartered the Credit Union to answer those needs. Depositors were members/owners of ACU. AIM Credit Union is unique.
In 1910, Fidelity Bank & Trust opened for business in Luxemburg, Iowa. Originally known as the Luxemburg Savings Bank the name was changed to Fidelity Bank & Trust in 1964, when the charter was moved to Dyersville. Today we proudly serve 30 communities. Fidelity Bank & Trust is here for your financial needs, and as a supporter of our communities.
As a not-for-profit financial cooperative, we put people before profits. Through services, financial education, membership perks, and a caring team, we take your financial goals to heart & make them our own, working tirelessly to help you pursue your dreams. Dupaco continues to pursue and fulfill its original mission to serve and enrich the lives.
As a credit union, DuTrac Community Credit Union is a not-for-profit cooperative that exists solely to serve its member/owners rather than to maximize corporate profits. Although credit unions earn a profit like any other business, the profits are returned to the members in the form of lower loan rates and higher deposit rates.
