USDA Vs. FHA your options comparison in St.-Louis-Park, Hennepin County, MN
As of 2026, in St.-Louis-Park within the county of Hennepin, MN, the loan limits are defined as follows: For USDA loans, the limit is $0, and for FHA loans concerning a single-family dwelling, the limit is $402,500.
Utilize the Lendersa® USDA loan calculator to explore and compare today's optimal USDA versus FHA rates. This tool helps you identify the income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA loans side by side to determine which option in best suits your financial needs.
Loan limits and downpayment specifications for 2026 in St.-Louis-Park, county of Hennepin, MN
Loan Type
Loan Limit
Minimum Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan selections in St.-Louis-Park, MN
Lendersa® aims to efficiently connect you with the ideal USDA or FHA loan options. Choose among three pathways to align with appropriate lenders and USDA loan schemes:
A USDA home loan, backed by the government through the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusive to rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
Since we opened for business in 1950, our main goal has been, and still remains, to build better relationships with our customers. Get to know us and you’ll understand how Citizens Independent Bank (CIB) has been an important part of our communities, helping businesses prosper and helping people achieve their dreams.
It all started with a vision in 2005. That vision was to create a full-service, entrepreneurial bank where answers came quickly, opportunities were plentiful, and the environment was positive and optimistic. It would be an unconventional bank where clients would notice a difference and people would be challenged to grow.
West Metro Schools Credit Union was formed December 31, 2008 with the merger of Hopkins Schools Credit Union and Edina Schools Credit Union. Membership is open to all employees of Hopkins, Edina and Wayzata Public Schools, their families and household members. Students of Hopkins and Edina school districts are eligible also.
10590 Wayzata Blvd, Suite 160, Minnetonka, MN, 55305
Lends in Minnesota
Envision Capital is the dependable place to go when in need of a home loan.
Our expert loan officers are readily available to find their clients competitive rates to finance a home purchase. Mortgage fees are often less than other lenders given that the Envision Capital model facilitates minimal overhead.
6130 Blue Circle Drive, Suite 200, Minnetonka, MN, 55343
Lends in Minnesota
Onward Financing uses dedicated, private capital along with the traditional mortgage market to enable home financing options that traditional sources won’t allow. We help qualified borrowers buy the home they want without paying multiple mortgages, moving twice, or risk not qualifying for a traditional mortgage
12800 Whitewater Drive, Suite 100, Minnetonka, MN, 55343
Lends in Minnesota
Executive Mortgage Brokers, LLC is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it.
12701 Whitewater Dr, Suite 300, Hopkins, MN, 55343
Lends in Minnesota
Freedom Mortgage is an Equal Opportunity Employer committed to workforce diversity. Qualified applicants will receive consideration without regard to age, race, color, religion, gender, sexual orientation, disability, or national origin. Local applicants are encouraged to apply.
Us Mortgage Inv. offers a best in class Mortgage experience. -Competitive pricing - Speed to close - Best in class VA Loan pricing - Integrity US Mortgage Investments to find the mortgage loan that works best for you. With a professional yet friendly approach, we help you feel comfortable about what can be a stressful process.
2523 Wayzata Blvd S, Suite 200, Minneapolis, MN, 55405
Lends in Minnesota
At Luminate Home Loans, our mission is to unlock people's full potential through finances and provide them with clarity through every step of the loan process.
We make lending approachable. By bringing transparency and consistency to every part of the financial world, we strive to guide people to decisions that are in their best interest.
