USDA and FHA Pro and Con in St.-Louis-Park, Hennepin County, MN
As of 2026, in St.-Louis-Park within the county of Hennepin, MN, the loan limits are defined as follows: For USDA loans, the limit is $0, and for FHA loans concerning a single-family dwelling, the limit is $402,500.
Utilize the Lendersa® USDA loan calculator to explore and compare today's optimal USDA versus FHA rates. This tool helps you identify the income, credit score, reserves, and documentation required for qualification. Our sophisticated mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA loans side by side to determine which option in best suits your financial needs.
Loan limits and downpayment specifications for 2026 in St.-Louis-Park, county of Hennepin, MN
Loan Type
Loan Limit
Minimum Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA loan selections in St.-Louis-Park, MN
Lendersa® aims to efficiently connect you with the ideal USDA or FHA loan options. Choose among three pathways to align with appropriate lenders and USDA loan schemes:
A USDA home loan, backed by the government through the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is exclusive to rural areas. Unlike FHA loans, which mandate a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
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