In 2025, the USDA loan limit for Independence, within the county of Hennepin, MN, is $0. Meanwhile, the FHA limit for a single-family home stands at $515,200.
Leverage the Lendersa® USDA loan calculator to compare top USDA and FHA rates, determining the necessary income, credit, reserves, and documents to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA side by side to decide which program in is best for your specific financial needs.
2025 Loan Limits and Downpayment Requirements in Independence, Hennepin, MN
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$515,200
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Independence, MN
The goal at Lendersa® is to secure you the best possible USDA or FHA loan quickly and with ease. Choose from one of three pathways that lead to matching lenders and USDA programs, aligning them with your needs.
A USDA home loan is backed by the Department of Agriculture, often called a USDA rural development loan or mortgage, available only in rural areas. Unlike FHA loans, requiring a minimum 3.5% down payment, USDA loans require no down payment.
Integrity Mortgage has consistently distinguished itself from its big-bank competitors through its dedication to excellence and commitment to customer service. Integrity Mortgage has grown over the years, but its values have stayed the same. It remains a family company that cares about its clients and employees.
"FasterFunds Lending was started in 2015 to provide local St Louis area landlords and rehabbers short term money to fund their real estate investing deals. Our team lives in St Louis and has over 25 years combined real estate experience.
We have a true passion for real estate and love to see the positive impact it can have on our borrower’s lives.
Established in 1975, Missouri Valley FCU is a member-owned, community financial institution dedicated to providing quality service and value to Saint Charles County
As a credit union, MOVFCU is member owned and member focused. We are here to help you with your financial needs, whatever those might be.
We give our clients the personal attention they deserve, helping them find the right mortgage product to fit their individual needs. We stand behind each loan transaction. We take the time to educate our clients about the loan process and we stay beside them every step of the way, from pre-approval through closing.
1 Mid Rivers mall Drive, Suite 130, Saint Peters, MO, 63376
Hometown Equity Mortgage was established with the mission to provide the highest level of customer service while providing great service to our customers. We achieve this mission by having experienced loan officers, processors, and on-staff underwriters who work as a team to make the loan process straightforward for all home-buyers.
Serving the Generations Since 1882. That’s not just a tagline, at The Bank of Versailles that’s our way of doing business. Our goal is to provide you with personal service from your first savings account, to buying a home, & through your IRA distributions.
Since opening our doors November 22, 1882, we have been locally-owned & locally-operated
Liberty Bank, headquartered in Alton, Illinois, was founded by area businessmen in 1994. Expanding to Godfrey in 1997 and Bethalto in 2006, it has since grown to include a total of four locations serving Madison County. In 2017, Liberty Bank joined United Community Bank and now includes more than 100 Bank & ATM locations
State Employees Community Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the State Employees Community Credit Union will continue a sound yet progressive asset management strategy
Altonized Community Federal Credit Union is a not-for-profit cooperative providing the best service to our most important assets – our members.
Altonized Community Federal Credit Union is a full service financial institution owned and controlled by the members who join it. Since its charter in 1939
