USDA Vs. FHA your options comparison in Mound, Hennepin County, MN
In 2025, for a single-family home in Mound, situated in the county of Hennepin, MN, the USDA loan limit is $0, while the FHA limit is set at $515,200.
Utilize the Lendersa® USDA loan calculator to assess and compare today's best USDA and FHA rates. You can determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows side-by-side evaluation of USDA, FHA, Conforming, and VA options, helping you select the best program for your financial scenario in .
Loan Limits and Down Payment Requirements for 2025 in Mound, County of Hennepin, MN
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$515,200
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Mound, MN
At Lendersa®, our goal is to efficiently secure the best USDA or FHA loan for you. Choose one of three starting points to connect with matching lenders and available USDA loan programs.
A USDA home loan, also known as a USDA rural development loan, is guaranteed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment, offering significant accessibility benefits.
Five Points Bank is a family-owned bank born out of a need for quality, personalized banking in the Grand Island community. Our customers will always be the priority at Five Points Bank. When it was founded in September of 1971, the Five Points Bank claimed the first bank charter in the area in May of 1971.
1165 N. Clark Street, Suite 200, Chicago, IL, 60610
We are focused on the safety of our employees and customers and ensuring business continuity. This effort also includes ensuring that critical functions continue in the event of any disruption, with policies, people and processes aligned to provide continuous service. We are not starting from scratch on these plans.
Midland Federal has served Chicago's south and southwest neighborhoods for over a century as a family-owned community institution. We're strong and solid; long-standing and secure. Our customers have banked with us for generations because they feel at home with us. We know our customers and they know us.
Chicago Area Office is dedicated to consistently bringing superior service and financially sound advice to employees of the Social Security Administration and their immediate family members. We are committed to remaining a safe, sound reliable Credit Union.
Our philosophy, like that of many other credit union's is ""People helping People
566 West Lake Street, Suite 220, Chicago, IL, 60661
NorthPoint Capital Group is a major commercial mortgage banking group of companies specializing in originating and servicing quality mortgage loans for real estate owners and our institutional lenders. We strive to provide our borrower clients with loans on the most competitive terms structured to meet the requirements of our borrowers and lenders.
First Eagle Bank is an entrepreneurial, independent bank, offering a complex range of commercial and personal banking services in the Chicago land area. We are focused on developing long lasting relationships with our customers, our community and our staff. We are proud to carry a Superior Five Star Rating from Bauer Financial.
Pathway Bank is a progressive and independent community bank with approximately $167M in assets. A full-service financial institution, proactively seek and deliver innovative, competitive products and services that exceed expectations and support the people and communities we serve.
948 West Madison Street, Suite CE, Chicago, IL, 60607
E-Finance Mortgage is a conscientious devotee of humble service to our clients, offering convenient & low priced home mortgage services for purchase & refinance of the American dream of owning a home.We are focused on becoming the 1st choice in the markets we serve through integrity, exceedingly high business ethics & valuable social responsibility
50 States Capital, Inc. is a firm that engages capital resources that invest in Hard Money Loans that are asset based (real estate, AR, equipment and Intellectual Properties), Business Loans (Unsecured and Secured), Note Acquisitions, Joint Ventures, Real Estate Investments and Mergers & Acquisitions.
Xcapital are always competitive and in my experience, are among the lowest available. Just check out their website to see. The loan process is fast and efficient with most steps being covered in emails that I find very convenient. I recently completed a cash-out refi. with only one phone call being made through the entire process.
