USDA VS FHA in Mound, Hennepin County, MN

In 2026, for a single-family home in Mound, situated in the county of Hennepin, MN, the USDA loan limit is $0, while the FHA limit is set at $515,200.

Utilize the Lendersa® USDA loan calculator to assess and compare today's best USDA and FHA rates. You can determine the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator allows side-by-side evaluation of USDA, FHA, Conforming, and VA options, helping you select the best program for your financial scenario in .

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Loan Limits and Down Payment Requirements for 2026 in Mound, County of Hennepin, MN

Loan Type Loan Limit Down Payment
USDA $0 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Mound, MN

At Lendersa®, our goal is to efficiently secure the best USDA or FHA loan for you. Choose one of three starting points to connect with matching lenders and available USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MN

A USDA home loan, also known as a USDA rural development loan, is guaranteed by the Department of Agriculture and is available exclusively in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans do not require any down payment, offering significant accessibility benefits.

Enter your location to find out if it qualifies for USDA rural housing loan?



Mound Lenders

  • Nationwide Mortgage Consultants Inc
  • 4165 Shoreline Drive, Suite 40b, Spring Park, MN, 55384
  • Lends in Minnesota
  • Buying a home or refinancing is one of the largest financial decisions you will make in your life - and unfortunately, this means you may experience some stress as you approach these decisions. As in many other industries, the mortgage industry has more than its share of unethical individuals that are out to make a buck

  • Bank of Maple Plain
  • 4980 Highway 12, Maple Plain, MN, 55359
  • Lends in Minnesota
  • Bank of Maple Plain, one of Minnesota's longest standing institutions, is just that kind of bank. Since 1905, they've been providing customers like you with excellent banking service. Open a checking or savings account here for safe and secure banking. We offer a wide array of products and services for consumers as well as business customers.

  • Antler Home Mortgage
  • 9490 Cottontail Drive, Minnetrista, MN, 55375
  • Lends in Minnesota
  • Antler Home Mortgage, LLC. was formed to offer borrowers a high-quality low-cost mortgage experience. AHM has partnered with the best mortgage lenders in the industry to provide a smooth transaction at a below market interest rate. So regardless of your scenario, choose a professional from Antler Home Mortgage to be on your side.

  • Lake Community Bank
  • 1964 West Wayzata Boulevard, Long Lake, MN, 55356
  • Lends in Minnesota
  • In 1905, our Bank was founded with a commitment to be the best Hometown Bank and serve the needs of the local community. As our community has grown, so have we. A lot has changed over the years, but our commitment has not. We’re proud to be a local, independent community bank, and we’re here to deliver our best for you.

  • Renovo Capital, LLC
  • 407 Lake St E, Suite 201, Wayzata, MN, 55391
  • Lends in Minnesota
  • At Renovo Capital, LLC our goal is to add value for clients by providing simple financing solutions. We are a small team that is based in the western suburbs or Minneapolis and all have deep-rooted interests in different aspects of real estate and construction that we use to help clients achieve their goals.

  • SkyView Partners
  • 294 East Grove Lane, Suite 120, Wayzata, MN, 55391
  • Lends in Minnesota
  • SkyView is focused exclusively on the investment banking and financing needs of independent and registered investment advisors. We provide financial advisors with guidance and capital for practice succession, acquisition, merger, and debt restructuring. our firm strives to attract the best talent in the industry at every position.

  • Renovo Capital LLC
  • 407 Lake Street East, Suite 201, Wayzata, MN, 55391
  • Lends in Minnesota
  • Renovo Capital, LLC is a non-traditional portfolio lender providing financing to builders and real estate investors. Non-traditional financing is non-bank financing often referred to as hard money or private money lending. As a portfolio lender, we own and service all of the loans we originate

  • Edge Home Finance Corporation
  • 5868 Baker Road, Minnetonka, MN, 55345
  • Lends in Minnesota
  • Edge Home Finance Corporation offers personalized mortgage solutions tailored to unique financial needs. I personally have been a loan officer for 23 years and can work with all types of clients . As a trailblazer in the mortgage industry, our innovative approach ensures clients achieve their dream of homeownership seamlessly and efficiently.

  • Minnesota Lakes Bank
  • 710 Babcock Blvd. E., Delano, MN, 55328
  • Lends in Minnesota
  • This bank is dedicated to providing superior customer service. The Minnesota Lakes Bank ownership prides itself on being industry-leading. We embrace new technology and delivery methods, and we are excited to bring our more than 100 years of banking experience to bear in new markets where we have a connection and history.