USDA Vs. FHA your options comparison in Chanhassen, Carver County, MN

In 2025, the USDA loan limit in Chanhassen, part of Carver county, MN, stands at $358,800, while the FHA limit for a single-family residence is $515,200.

Utilize the Lendersa® USDA loan calculator to compare today’s optimal USDA against FHA rates and understand the income, credit, reserves, and documents required for qualification. Through our sophisticated mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, ensuring you choose the ideal program in for your financial needs.

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2025 Loan Limits and Down Payment Requirements in Chanhassen, County of Carver, MN

Loan Type Loan Limit Down Payment
USDA $358,800 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Chanhassen, MN

Lendersa® aims to seamlessly connect you with the best USDA or FHA loans swiftly. Choose one of three initial pathways that align you with compatible lenders and USDA loan programs.

  1. Submit a thorough request with USDA/FHA loan optimization
  2. Access USDA and FHA rates & terms first
  3. Explore the largest database of USDA loan providers
Lendersa USDA loan request and match results

What is a USDA Loan in MN?

A USDA home loan is a government-guaranteed mortgage through the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It is designated for rural areas only. In contrast to FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment.

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  • F&M Bank & Trust
  • PO Box 928, Burlington, IA, 52601
  • Since 1916, we've built our bank on the belief that each and every client is important. Because of our personal approach to banking, today we offer a combination of technology, convenience and service you won't find anywhere else. Farmers & Merchants Savings Bank was chartered on March 1, 1916.

  • Casebine Community Credit Union
  • 485 West Burlington Avenue, Burlington, IA, 52601
  • It is the mission of Casebine Community Credit Union to enhance both members and employees lives through exceptional personal and financial services. From your first savings account, to a loan on your dream home and everything in between Casebine is where YOU belong! Becoming a member is easy!

  • KodaBank
  • 104 South Main Street, Drayton, ND, 58225
  • KodaBank, we offer a wide variety of affordable consumer loans. But money is only one part of the deal. We focus on listening to you, learning all about your personal goals, and finding the right financing to fit your needs. It's a straight-forward, common-sense approach to lending that earns us both new and repeat customers and sets us apart from

  • The First National Bank in Amboy
  • 220 E. Main St, Amboy, IL, 61310
  • Based on the cornerstones of honesty, loyalty, teamwork, and longevity The First National Bank in Amboy has maintained a financially sound bank, earning adequate returns for stockholders while providing for its employees and giving back to the communities where they live and work.

  • Horizon Bank Nebraska
  • 10841 North 142nd, Waverly, NE, 68462
  • Horizon Bank has been serving the financial needs of customers for over 100 years! Since the1990's, Horizon Bank has also been actively involved in the development of affordable housing. Working with developers and syndicators in the Midwest, Horizon Bank has experience in over 380 developments.

  • Columbia Savings and Loan Association
  • 2020 W Fond Du Lac Ave, Milwaukee, WI, 53205
  • Columbia Savings & Loan Association, since its founding in 1924, has been dedicated to the task of ensuring a better quality of life for the citizens of Milwaukee’s inner city, particularly the growing minority population. Columbia Savings & Loan Association stands as a guiding light for progress in the community, providing a viable opportunity.

  • Pyramax Bank
  • 7001 W. Edgerton Ave, Greenfield, WI, 53220
  • PyraMax Bank is a publicly held community bank headquartered in Greenfield, Wisconsin and also has offices in Franklin, Grafton, Greenfield, Mukwonago, South Milwaukee, and Waukesha. Whether you're looking for a Home Loan, Home Equity Line or Loan, Business Loan, Free Checking, Mobile Banking,

  • Prairie Community Bank
  • 800 West Grant Highway, Marengo, IL, 60152
  • Prairie Community Bank was established on April 2, 1998 as a locally owned and independent bank. We opened as Prairie State Bank and on January 1, 2004 we changed the bank’s name to Prairie Community Bank, to better reflect our commitment and focus on our surrounding communities. Each day.

  • F Street Group
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  • Founded in 2008, F Street Group invests and maintains ownership stakes in businesses across a number of verticals, including housing, lending, real estate development, and hospitality. Our focus continues to be on finding opportunities that maximize returns and wealth creation.Our goal has always been to help support and build the communities.

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  • Milwaukee-based hard money lender. Our lending program is a vehicle through which real estate investors can realize their investment goals and be competitive in their market. We focus on lending to investors who perform rehabs to single-family, multi-family, or commercial real estate for investment purposes only.

  • Brewery Credit Union
  • 1351 Dr Martin Luther King Jr Drive, Milwaukee, WI, 53212
  • Brewery Credit Union (BCU) offers the same commitment to our members since we chartered in 1934 as Brewery Workers Credit Union. The Brewery Workers Union Local 9, represented the many breweries and malting companies in Milwaukee, was the original home of the Brewery Workers Credit Union

  • Torch Lake Federal Credit Union
  • 400 Hecla Street, Calumet, MI, 49913
  • In the mid-1950s, a group of like-minded community members gathered with the foresight to see a need for an alternative way of “banking”. With this ambition, our founders created the Torch Lake Council #2713 Knights of Columbus Federal Credit Union - quite a mouthful! Our credit union was formally established on February 16, 1955
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