USDA Loan Vs. FHA loan pro & con Chanhassen, Carver County, MN

In 2025, the USDA loan limit in Chanhassen, part of Carver county, MN, stands at $358,800, while the FHA limit for a single-family residence is $515,200.

Utilize the Lendersa® USDA loan calculator to compare today’s optimal USDA against FHA rates and understand the income, credit, reserves, and documents required for qualification. Through our sophisticated mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, ensuring you choose the ideal program in for your financial needs.

USDA and FHA Loan Options in Chanhassen, MN

Lendersa® aims to seamlessly connect you with the best USDA or FHA loans swiftly. Choose one of three initial pathways that align you with compatible lenders and USDA loan programs.

Lendersa USDA loan request and match results

What is a USDA Loan in MN?

A USDA home loan is a government-guaranteed mortgage through the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It is designated for rural areas only. In contrast to FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment.

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(337) 477-9190 Lender's profile and map Reviews Southwest Louisiana Credit Union 4056 Ryan Street, Lake Charles, LA, 70605 Southwest Louisiana Credit Union is a member-owned financial cooperative institution, and we’re here to serve our members. Just by opening and maintaining a share savings account, you become a part-owner of the credit union. Credit unions are not-for-profit, allowing us to pass our savings on to you.
(337) 340-9006 Lender's profile and map Reviews Bayou Mortgage LLC 1912 Southwood Drive, Lake Charles, LA, 70605 "Bayou Mortgage is a mortgage brokerage serving the needs of consumers looking to buy a home or refinance in Louisiana. We're actively hiring Loan Officers who are looking to take control of their careers. We offer better rates, higher comp, and less fees. Bayou Mortgage LLC is an Equal Housing Opportunity Lender."
(337) 477-3350 Lender's profile and map Reviews Pemberton Mortgage Group 1918 Southwood Dr, Lake Charles, LA, 70605 At Pemberton Mortgage Group, our mission is to provide you with excellent service while offering the optimal mortgage loan products to fit your specific needs. Your best interest is our priority, as we offer our industry expertise to ensure you make a well-informed decision. We strive for a smooth transaction by opening lines of communication.
(877) 436-9032 Lender's profile and map Reviews Chesapeake Bank 97 North Main Street, Kilmarnock, VA, 22482 Chesapeake Bank’s roots stretch deep into the sandy soil of Virginia’s Northern Neck and reach back to the dawn of the twentieth century. Originally charted as Lancaster National Bank on April 13, 1900, we’ve been focused on our community from the very beginning. The Bank’s first clients were watermen, farmers and small business owners.
(830) 693-1840 Lender's profile and map Reviews Homecorp Mortgage 217 Avenue N, Marble Falls, TX, 78654 Homecorp Mortgage has been closing mortgage loans since 1996. We are committed in offering personal service to our customers and also committed to providing our clients with a wide range of loan programs combined with some of the lowest mortgage rates available in all of Texas provides Home Loans, Reverse Mortgages and more.
(575) 257-5900 Lender's profile and map Reviews Mortgage Pro, Inc 708 Mechem Dr, Suite A, Ruidoso, NM, 88345 When you go through the motions of buying a property, you want someone with experience by your side every step of the way. As a certified mortgage broker since 1994, we go the extra mile while helping clients buy or refinance their homes. We work diligently towards providing the real estate financing solutions our clients need.
(575) 258-1316 Lender's profile and map Reviews Ruidoso Mortgage Inc 1123 Mechem Dr, Suite 1, Ruidoso, NM, 88345 We strive to offer superior lending products at competitive terms so we can offer the best possible mortgage experience. The mortgage environment has continued to change and we have integrated with the latest mortgage products to offer solutions to the lending process.Established in 1994.
(936) 521-2000 Lender's profile and map Reviews Design Mortgage Group 7511 FM 1488, Magnolia, TX, 77354 At Design Mortgage, taking care of our clients is our number one priority. It’s our dedication to our customers that separates us from other mortgage companies. Nearly 100% of our business is by referral from satisfied clients, highly successful realtors and the most respected home builders in the industry.
(936) 662-7295 Lender's profile and map Reviews Haven Mortgage 12327 Pin Oak Dr., Magnolia, TX, 77354 Haven Mortgage is a residential mortgage company serving clients all over the great state of Texas. Backed by over 10 years of industry knowledge and experience, Haven Mortgage is proud to work one-on-one each and every client that comes through our doors. We take pride in the relationships that we build with our clients.
(832) 934-2040 Lender's profile and map Reviews Mortgage-Outfitters, LLC 33300 Egypt Lane, Suite A700, Magnolia, TX, 77354 Mortgage Outfitters, LLC, we know that good, honest, relationships are the essence of sound business practice. But equally important, our clients need to know that they can rely on us to be their trusted personal advocate. Our ability to be advisor, counselor and educator helps our clients
(281) 259-0400 Lender's profile and map Reviews Mega Mortgage of Texas 5327 FM 1488 Rd, Suite F220, Magnolia, TX, 77354 Mega Mortgage of Texas is a full service Texas mortgage broker with special focus on owner builder/traditional builder construction loans and low credit jumbo loans. We offer a 20% discount to all THSC Members on all client broker fees. This saves you 20% on the broker fee and origination fee.
(866) 604-2006 Lender's profile and map Reviews Investar Bank 4004 Ambassador Caffery Pkwy, Lafayette, LA, 70503 Headquartered in Baton Rouge, Investar Bank is a full-service community bank that offers a superior level of products and services to individuals, professionals and small, medium and large businesses. This includes specialty accounts, bill paying services, cash management, electronic transactions and a wide variety of loan services.