In 2026, the USDA loan limit in Chanhassen, part of Carver county, MN, stands at $358,800, while the FHA limit for a single-family residence is $515,200.
Utilize the Lendersa® USDA loan calculator to compare today’s optimal USDA against FHA rates and understand the income, credit, reserves, and documents required for qualification. Through our sophisticated mortgage calculator, you can review USDA, FHA, Conforming, and VA loans side by side, ensuring you choose the ideal program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $358,800 | 0% |
| FHA | $515,200 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to seamlessly connect you with the best USDA or FHA loans swiftly. Choose one of three initial pathways that align you with compatible lenders and USDA loan programs.
A USDA home loan is a government-guaranteed mortgage through the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It is designated for rural areas only. In contrast to FHA loans requiring a minimum down payment of 3.5%, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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