USDA Vs. FHA your options comparison in Minnetrista, Hennepin County, MN
For the year 2025, the USDA loan limit within Minnetrista, situated in the county of Hennepin, MN, stands at $0. Conversely, the FHA limit applicable for a single-family residence is $515,200.
You can leverage the Lendersa® USDA loan calculator to compare the current USDA and FHA premium rates. It additionally aids in identifying the income, credit rating, reserve funds, and supporting documents required for qualification. Our state-of-the-art mortgage calculator aligns USDA, FHA, Conforming, and VA options alongside each other, assisting you in selecting the most appropriate program for your financial situation in .
Loan limits and down payment criteria for 2025 in Minnetrista, Hennepin, MN
Type of Loan
Limit on Loan
Down Payment Required
USDA
$0
0%
FHA
$515,200
3.5%
Conforming Conventional
$726,200
3%
Options for USDA and FHA loans available in Minnetrista, MN
The mission of Lendersa® is to promptly connect you with the most advantageous USDA or FHA loans, minimizing any complexities in the process. Choose from three distinct starting points, each leading to compatible lenders and applicable USDA loan programs.
A USDA home loan, backed by the government Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. This loan is exclusively available for properties in rural sectors. Unlike FHA loans, which necessitate a down payment of at least 3.5%, USDA loans do not require any down payment whatsoever.
2803 Philadelphia Pike, Suite B-190, Claymont, DE, 19703
At Veterans Mortgage Services, we take great pride in Serving Those Who Have Served Our Country. We have professionals with expertise in VA Loans who are committed to streamline the process, making it smooth and easy for you. Millions of military families have taken advantage of Veterans Mortgage Services to purchase or refinance a home.
Providing Texans with the best service and lowest cost mortgages since 1998. Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity.
Orange Bank & Trust Company is an independent bank that began with the vision of 14 founders over 125 years ago. It has grown through conservative banking practices, ongoing innovation and an unwavering commitment to its community and business clientele to more than $2.0 billion in total assets.
The Bank of San Jacinto County is a community bank in every sense of the word. Our management and ownership is from here, and lives here. When you open an account or apply for a loan, nothing gets sent off to another corporate office, and chances are, you don’t live far from where your banker lives. We know our customers.
In 1979, a group of local businessmen founded First Citizens Bank with one purpose in mind: to provide a healthy banking environment for local businesses and individuals. The doors first opened on July 8, 1980, operating under a local management and conservative governing philosophy.
We are the Credit Union for BNSF Employees and their Families. We understand your life is constantly on the tracks, so we make it easy on you to open an account, apply for a loan, and get access your funds. We have been serving BNSF Employees since 1955. We are a closed member Credit Union, that means not just anyone can join.
Macon-Bibb Employees Credit Union was established in 1951 to serve the employees of Macon and Bibb county Georgia and their families. The credit union is a member-owned financial cooperative providing affordable banking services to members.
While banks return profits to stockholders
"We offer home buyer education to bring you one step closer to home ownership.
We can help you learn the home loan amount you may be able to afford.
We will provide confidence in your ability to obtain financing.You will learn how to reduce timelines and improve your ability to close your loan fast."
Honeywell Federal Credit Union is a member owned, not-for-profit financial cooperative chartered in 1937, dedicated to the financial wellbeing of its member.We are committed to helping you meet your financial goal by offering a broad range of quality products & services. Other financial institutions need to generate profits to satisfy stockholders.
Since its founding in 1939 by a handful of Bell Telephone Company of Pennsylvania employees, TruMark Financial Credit Union has grown to be a leader in the credit union industry. TruMark Financial provides savings, transaction, and credit services solely for its members. The credit union’s field of membership includes anyone who lives
