In 2026, the USDA loan limit for Jackson, in the county of Jackson, MN, is $336,500. The FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, and to understand the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA loans side by side, making it easier to choose which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to quickly provide you with the ideal USDA or FHA loan, free of hassle. Select one of three entry points that connect you with matching lenders and USDA loan programs.
The USDA home loan, ensured by the Department of Agriculture, known as a USDA rural development loan or USDA mortgage, is aimed at rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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