USDA Loan Vs. FHA loan for Worthington, MN 2026

For 2026, the USDA loan ceiling for a single-family home located in Worthington, county of Nobles, MN, is $336,500, while the FHA limit stands at $472,030.

To evaluate the most advantageous USDA versus FHA rates available today, turn to the Lendersa® USDA loan calculator. Determine the necessary income, credit, reserves, and qualifications. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans to aid in identifying the most suitable program for your financial scenario in .

Exploring USDA and FHA Loan Options in Worthington, MN

Lendersa® is dedicated to quickly securing the most competitive USDA or FHA loans for you, hassle-free. Start with one of three pathways that guide you to lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MN

A USDA mortgage is a government-backed loan by the Department of Agriculture, alternatively known as a USDA rural development loan. It is available exclusively in rural areas. Contrary to FHA loans that require at least a 3.5% down payment, USDA loans do not necessitate any down payment.

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Worthington Lenders
(507) 376-9747 Lender's profile and map FIRST STATE BANK SOUTHWEST 1433 Oxford Street, Worthington, MN, 56187 Lends in Minnesota At First State Bank Southwest, we are truly a community bank and are very proud of that fact. With ownership and directors residing in the area, we can make decisions very rapidly and can be flexible and sensitive to the needs of our customers. The First State Bank Southwest was chartered in 1903 and now has offices in six locations to help.
(507) 763-3262 Lender's profile and map Currie State Bank 141 Mill Street, Currie, MN, 56123 Lends in Minnesota Currie State Bank was established in February 1931 and the Okabena office was established in December of 2016. We take pride in creating and delivering quality banking products and services to you at exceptional values.We provide a stimulating and challenging work environment for our employees that encourages, develops and rewards excellence.
(507) 847-4714 Lender's profile and map Jackson Federal Savings and Loan 414 Second Street, Jackson, MN, 56143 Lends in Minnesota Jackson Federal is here to serve our local community and meet all their financial needs. We offer a full range of products and services to consumers and small businesses. Our goal is to blend ""personalized service"" with technology and make you our customer. Jackson Federal Savings & Loan Association was chartered in 1892.
(507) 840-0502 Lender's profile and map LaPorte Group, Inc. 614 2nd St, Jackson, MN, 56143 Lends in Minnesota "When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you. We have helped thousands of individuals in Minnesota, Iowa and Florida over the years. Whether it was purchasing their first home or refinancing the home where they raised their family
(507) 847-3620 Lender's profile and map Farmers and Merchants State Bank of Alpha 210 North Main Street, Alpha, MN, 56111 Lends in Minnesota The Farmers and Merchants State Bank of Alpha is a full service locally owned family bank. The Farmers and Merchants State Bank is proud to offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. and also The mission of the Farmers and Merchants State Bank of Alpha i