USDA and FHA Pro and Con in Worthington, Nobles County, MN
For 2025, the USDA loan ceiling for a single-family home located in Worthington, county of Nobles, MN, is $336,500, while the FHA limit stands at $472,030.
To evaluate the most advantageous USDA versus FHA rates available today, turn to the Lendersa® USDA loan calculator. Determine the necessary income, credit, reserves, and qualifications. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans to aid in identifying the most suitable program for your financial scenario in .
Loan Limits and Down Payment Requirements for 2025 in Worthington, Nobles, MN
Loan Type
Maximum Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Worthington, MN
Lendersa® is dedicated to quickly securing the most competitive USDA or FHA loans for you, hassle-free. Start with one of three pathways that guide you to lenders and USDA loan programs.
A USDA mortgage is a government-backed loan by the Department of Agriculture, alternatively known as a USDA rural development loan. It is available exclusively in rural areas. Contrary to FHA loans that require at least a 3.5% down payment, USDA loans do not necessitate any down payment.
At MembersAlliance, our purpose is to enrich the lives of those we serve through financial service. Your financial freedom is closer than you may think. Aiming to maximize your experience regardless of whether you’re engaging with our team in branch, online, or in the community, we want you to save more
Generations Credit Union We're a solid, community based, full service credit union where you're more than just an account number. You're an owner. We'll provide you with a high quality, full line of financial services at the lowest cost and highest rate of return, delivered in a personal, friendly atmosphere. Every transaction is backed by a smile
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Any employee who works at one of our select employee groups is able to belong. Family members of those employees are also eligible. Our eligible employee groups are listed below.
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Immediate family members of existing members are also eligible to gain membership in the credit union.
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