USDA Vs. FHA Pro and Con comparison in Windom, Cottonwood County, MN
In 2025, the USDA loan cap in Windom, county of Cottonwood, MN is set at $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates and figure out the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA offerings side by side, aiding in deciding the best program in for your specific financial situation.
2025 Loan Limits and Down Payment Requirements in Windom, Cottonwood, MN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Options in Windom, MN
Lendersa® aims to quickly secure you the best USDA or FHA loan options, hassle-free. Select one of three approaches that connect you with matching lenders and USDA loan programs.
A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. In contrast to FHA loans that need a minimum 3.5% down payment, USDA loans don't necessitate any down payment.
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SunTrust and BB&T have joined to become Truist. We're building a better future together Truist Financial Corporation (NYSE: TFC) is a purpose-driven company dedicated to building a better future for its clients, teammates and communities. With 275 years of combined BB&T and SunTrust history, Truist is one of the nation’s largest financial services.
2303 Parklake Drive, Suite 504, Atlanta, GA, 30345
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2302 Parklake Drive, Suite 513, Atlanta, GA, 30345
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5456 Jimmy Carter Blvd, Suite 260, Norcross, GA, 30093
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.