USDA Loan Vs. FHA loan for Windom, MN 2026

In 2026, the USDA loan cap in Windom, county of Cottonwood, MN is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates and figure out the income, credit, reserves, and documents required for eligibility. Our advanced mortgage calculator lets you view USDA, FHA, Conforming, and VA offerings side by side, aiding in deciding the best program in for your specific financial situation.

Available USDA and FHA Loan Options in Windom, MN

Lendersa® aims to quickly secure you the best USDA or FHA loan options, hassle-free. Select one of three approaches that connect you with matching lenders and USDA loan programs.

Understanding USDA Loans in MN

A USDA home loan, supported by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available only in rural areas. In contrast to FHA loans that need a minimum 3.5% down payment, USDA loans don't necessitate any down payment.

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Windom Lenders
(507) 427-2422 Lender's profile and map United Prairie Bank 1141 3rd Ave, Mountain Lake, MN, 56159 Lends in Minnesota United Prairie was founded in 1973 when James G. Sneer purchased Farmers State Bank of Mountain Lake, also the community he called home. As the years passed and the bank thrived, Mr. Sneer began acquiring other banks and insurance agency offices to build the organization now known as United Prairie
(507) 847-4714 Lender's profile and map Jackson Federal Savings and Loan 414 Second Street, Jackson, MN, 56143 Lends in Minnesota Jackson Federal is here to serve our local community and meet all their financial needs. We offer a full range of products and services to consumers and small businesses. Our goal is to blend ""personalized service"" with technology and make you our customer. Jackson Federal Savings & Loan Association was chartered in 1892.
(507) 840-0502 Lender's profile and map LaPorte Group, Inc. 614 2nd St, Jackson, MN, 56143 Lends in Minnesota "When you decide to buy a home or refinance a mortgage, it's a big step. You can trust us to find the loan program that's best for you. We have helped thousands of individuals in Minnesota, Iowa and Florida over the years. Whether it was purchasing their first home or refinancing the home where they raised their family
(507) 847-3620 Lender's profile and map Farmers and Merchants State Bank of Alpha 210 North Main Street, Alpha, MN, 56111 Lends in Minnesota The Farmers and Merchants State Bank of Alpha is a full service locally owned family bank. The Farmers and Merchants State Bank is proud to offer the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally. and also The mission of the Farmers and Merchants State Bank of Alpha i
(507) 376-9747 Lender's profile and map FIRST STATE BANK SOUTHWEST 1433 Oxford Street, Worthington, MN, 56187 Lends in Minnesota At First State Bank Southwest, we are truly a community bank and are very proud of that fact. With ownership and directors residing in the area, we can make decisions very rapidly and can be flexible and sensitive to the needs of our customers. The First State Bank Southwest was chartered in 1903 and now has offices in six locations to help.
(507) 763-3262 Lender's profile and map Currie State Bank 141 Mill Street, Currie, MN, 56123 Lends in Minnesota Currie State Bank was established in February 1931 and the Okabena office was established in December of 2016. We take pride in creating and delivering quality banking products and services to you at exceptional values.We provide a stimulating and challenging work environment for our employees that encourages, develops and rewards excellence.
(507) 550-1678 Lender's profile and map The Wanda State Bank 121 W Main, Wanda, MN, 56294 Lends in Minnesota The State Bank of Wanda was incorporated as a 30-year charter on July 7, 1902. After the “Bank Holiday” under a new charter dated June 1, 1932, our name was changed to The Wanda State Bank. With 89 years of banking excellence, The Wanda State Bank has experience you can count on.
(507) 375-3376 Lender's profile and map The First National Bank at St. James 202 1st Avenue South st., Saint James, MN, 56081 Lends in Minnesota First National Bank has been serving St. James and surrounding communities for over 100 years! The bank was established in 1918 with a strong commitment to delivering quality financial services to the area. First National Bank is locally owned and operated which means local decision making on loan requests.