USDA Vs. FHA your options comparison in Fairmont, Martin County, MN
For 2025, the USDA loan limit for a single-family home in Fairmont, within the county of Martin, MN, is set at $336,500. Meanwhile, the FHA loan ceiling is $472,030.
Utilize the Lendersa® USDA loan calculator to evaluate the ideal USDA versus FHA rates today. Determine the necessary income, credit score, reserves, and documents for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding your decision for the best option in that suits your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Fairmont, County of Martin, MN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Fairmont, MN
The objective at Lendersa® is to secure the best USDA or FHA loan efficiently and effortlessly. You can choose one of three entry points to connect with relevant lenders and USDA loan programs.
A USDA home loan, also called a USDA rural development loan, is guaranteed by the government through the Department of Agriculture and is primarily available in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans eliminate this requirement, making them a more accessible choice for eligible borrowers.
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