USDA Vs. FHA your options comparison in Mahtomedi, Washington County, MN

In the year 2026, the USDA loan limit for a single-family home in Mahtomedi, located in the county of Washington, MN, is set at $0. Meanwhile, the FHA limit is $515,200.

Utilize the Lendersa® USDA loan calculator to evaluate and compare current USDA and FHA rates. With this tool, determine the necessary income, credit score, savings, and documents to fulfill qualification requirements. Our sophisticated mortgage calculator presents options like USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the best-fit program for your financial needs in .

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Loan limits and down payment requirements for 2026 in Mahtomedi, Washington, MN

Loan Category Max Loan Amount Minimum Down Payment
USDA $0 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan alternatives in Mahtomedi, MN

The primary objective of Lendersa® is to facilitate you in obtaining the most favorable USDA or FHA loan efficiently and without any complications. Choose from one of three options to connect with matching lenders and discover suitable USDA loan programs.

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Defining a USDA Loan in MN

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. This loan type is distinct from FHA loans, which require a minimum down payment of 3.5%, as USDA loans do not necessitate a down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Executive Mortgage, llc.
  • 3639 Ambassador Caffery, Suite 302, Lafayette, LA, 70503
  • Our staff of mortgage professionals will give you the personal attention you deserve and treat you with the respect due to a valued customer. We understand you’re making a commitment in buying a new home or refinancing your current home. So, in turn, we will also make a commitment to you. We will help you qualify, apply

  • FAMILY FIRST MORTGAGE
  • 3909 Ambassador Caffery Parkway, Lafayette, LA, 70503
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs

  • InterTrust Mortgage, L.L.C.
  • 1027 Harding Street, Lafayette, LA, 70503
  • InterTrust Mortgage, L.L.C. is a full service, licensed mortgage broker. It is our commitment to offer only the highest quality professional service to our clients, Realtors and associates in related fields. Over the years, we have built a reputation of offering honest, ethical, and thorough service to our clients.

  • City Island Associates Inc
  • 4242 Merrick Road, Massapequa, NY, 11758
  • At City Island Associates, inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We place loans with a variety of lenders.

  • First Access Mortgage LLC
  • 1795 W Causeway Approach, Suite 103, Mandeville, LA, 70471
  • First Access Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Right Step Mortgage LLC
  • 152 Simsbury Road, Bldg 9UL, Avon, CT, 06001
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • NORCOM DIRECT
  • 38 Security Drive, Avon, CT, 06001
  • Norcom Direct, we strive to provide excellent customer service and communication at all times during your home buying or refinancing experience. Working with a high standard of professionalism and mortgage industry knowledge, we ensure your mortgage will fit your needs and close quickly. Contact us today to talk with our professional staff.

  • Norcom Mortgage
  • 38 Security Drive, Avon, CT, 06001
  • Norcom Mortgage was founded in 1989 by Philip DeFronzo in a single-room office. As a solo mortgage broker, DeFronzo had one thing to give his clients to make him stand out in a crowd: extraordinary customer service. It worked. By continuing this commitment to individual client needs instead of merely offering financial products,

  • Norcom Mortgage
  • 38 Security Drive, Avon, CT, 06001
  • Norcom Mortgage was founded in 1989 by Philip DeFronzo in a single-room office. As a solo mortgage broker, DeFronzo had one thing to give his clients to make him stand out in a crowd: extraordinary customer service. It worked. By continuing this commitment to individual client needs instead of merely offering financial products