USDA Vs. FHA your options comparison in Mahtomedi, Washington County, MN

In the year 2025, the USDA loan limit for a single-family home in Mahtomedi, located in the county of Washington, MN, is set at $0. Meanwhile, the FHA limit is $515,200.

Utilize the Lendersa® USDA loan calculator to evaluate and compare current USDA and FHA rates. With this tool, determine the necessary income, credit score, savings, and documents to fulfill qualification requirements. Our sophisticated mortgage calculator presents options like USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing the best-fit program for your financial needs in .

Explore loan offers from an extensive pool of 100 lenders

Loan limits and down payment requirements for 2025 in Mahtomedi, Washington, MN

Loan Category Max Loan Amount Minimum Down Payment
USDA $0 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA loan alternatives in Mahtomedi, MN

The primary objective of Lendersa® is to facilitate you in obtaining the most favorable USDA or FHA loan efficiently and without any complications. Choose from one of three options to connect with matching lenders and discover suitable USDA loan programs.

Lendersa USDA loan request matching results

Defining a USDA Loan in MN

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. This loan type is distinct from FHA loans, which require a minimum down payment of 3.5%, as USDA loans do not necessitate a down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • LBG Lending Services LLC
  • 4333 Charles Crossing Drive, White Plains, MD, 20695
  • LBG (Led By God) Lending Servieces is a Christian and Veteran owned company. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
  • R&V Funding LLC
  • 4524 Sedgewood Ln, Harrisburg, NC, 28075
  • At R&V Funding LLC, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you and your company from the many loan options that are available today.
  • Lehigh Financial Group LLC
  • 1244 W. Hamilton Street, Suite 200, Allentown, PA, 18102
  • Lehigh Financial Group, LLC is a leading source of innovative real estate capital solutions. Whether you are a business owner or a real estate investor, you have come to the right place for commercial financing. We at Lehigh Financial Group, LLC understand your commercial financing needs. Central to our approach is not just what we deliver,
  • Renaissance Lenders, Inc
  • 8221 Richie Highway, Suite 203, Pasadena, MD, 21122
  • Renaissance Lenders, Inc. is a full-service lender providing industry best solutions in residential purchase & refinance loans. Through our dedicated mortgage professionals, our commitment is to deliver an exceptional experience when purchasing or refinancing your home & a full lender that does all its processing, underwriting, & closing in house.
  • Coastline Mortgage
  • 8221 Ritchie Hwy, Suite 104, Pasadena, MD, 21122
  • Coastline Mortgage is an agent focused company Delivering the Dream of home ownership. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention.
  • STATEWIDE MORTGAGE, LLC
  • 316 South Lewis Street, Lagrange, GA, 30241
  • Statewide Mortgage Group is a wholesale mortgage broker licensed in 10 states. The Georgia Branch is focused on the local market, providing the best programs available to facilitate the growth and stabiltiy of our community. Mortgage Group is a wholesale mortgage broker licensed in 10 states.
  • People First
  • 740 Hamilton Street, Suite 300, Allentown, PA, 18101
  • People First Federal Credit Union is a not-for-profit and member-owned, caring provider of financial services. We are dedicated to helping the people of the Lehigh Valley and beyond improve their lives and secure a better future. Our mission is to provide the highest quality of financial services in a friendly, convenient
  • Lehigh County Employees Federal Credit Union
  • 455 Hamilton Street, Allentown, PA, 18101
  • Formed in 1965, the credit union is open to Lehigh County employees, employees of the credit union, elected and appointed officials of Lehigh County, persons retired as pensioners from the above stated employment, relatives of persons who are deceased but were members during their lifetime, and family members of an employee or a member.
  • GOLD Credit Union
  • 835 W. Hamilton St, Allentown, PA, 18101
  • GOLD Credit Union is a Member-owned, not-for-profit financial cooperative. Since 1937, we've worked to offer our Members exceptional financial products and services — from checking and savings accounts to mortgages and other loans. Unlike traditional banks, we put our Members' interests first, giving you a strong, stable financial partner for life.