USDA Vs. FHA your options comparison in White-Bear-Lake, Ramsey County, MN
In 2025, the USDA loan limit for White-Bear-Lake, in Ramsey county, MN, is set at $0, while the FHA loan limit for a single-family home is $402,500.
Utilize the Lendersa® USDA loan calculator to explore and compare today's leading rates between USDA and FHA loans. Determine the necessary income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding you in selecting the best program in that meets your specific financial needs.
2025 Loan Limits and Down Payment Requirements in White-Bear-Lake, County of Ramsey, MN
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in White-Bear-Lake, MN
Lendersa® is committed to finding you the optimal USDA or FHA loan quickly and without hassle. Begin by selecting one of three pathways to connect with suitable lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also known as a USDA rural development loan or USDA mortgage. It is specifically available in rural areas. Unlike FHA loans, which require a minimum 3.5% down payment, USDA loans have no down payment requirement.
The mission of Compassionate Care Credit Union is to make our members feel cared for, both financially and as a person. We will do this through attentive and compassionate service, and by offering products our members need at rates that are competitive in the industry and our service area.
FVSBank began business in Fond du Lac, Wisconsin in 1934 and subsequently expanded to serve the Oshkosh and Waupun areas. Our goal was to provide a safe place for people to deposit their money, and a trusted source for loans. Today, our financial strength allows us to provide the same services as the big box banks – locally – to individuals.
3580 Ep True Pkwy West Des, West Des Moines, IA, 50265
At Midwest Heritage, a Hy-Vee company, is a full service financial center offering banking, investments and insurance.
We believe that your time is important. That’s why we offer extended business hours, seven days a week at our six in-store Hy-Vee locations. We also offer two branch locations in West Des Moines and Chariton, Iowa.
4800 Mills Civic Parkway, Suite 100, West Des Moines, IA, 50265
The State Savings Bank mission begins with you because without you, there would be no we! We come to work each day for you— to listen to your financial goals, to understand your financial problems, and to offer guidance, advice and solutions that meet your goals. Safety, timeliness, fairness, trust, quality products and services are essential.
Red Lake Co Op Federal Credit Union has been open since 1949. The credit union has assets totaling $8.4 Million and provides banking services to more than 1, 000 members. The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.
Telco Triad Community Credit Union has been serving the financial needs of its members since it was established as Sioux City District Telco Credit Union in 1945 by the employees of the Northwestern Bell Telephone Company. In the late 1970's, Sioux City District began to expand by merging credit unions
Sioux Valley Community Credit Union has been open since 1952. The credit union has assets totaling $31 Million and provides banking services to more than 3,000 members. Sioux Valley does not support or recommend using Zelle pay or any other cash transfer app to purchase anything.
The Siouxland Economic Development Corporation (SEDC) was incorporated in 1979 by a group of Siouxlanders in an attempt to help stimulate the tri-state region’s economy which was slumping in the face of manufacturing dislocations, particularly the Zenith plant closing in Sioux City.
