USDA Loan Vs. FHA loan pro & con Victoria, Carver County, MN

In 2025, the USDA loan limit for a single-family home in Victoria, located in the county of Carver, MN, is $358,800, whereas the FHA limit is $515,200.

Utilize the Lendersa® USDA loan calculator to evaluate the top USDA and FHA rates available today, determining the income, credit requirements, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial needs in .

Exploring USDA and FHA Loan Programs in Victoria, MN

The aim of Lendersa® is to secure the best possible USDA or FHA loan for you quickly and without hassle. Start by choosing one of three pathways that connect you with suitable lenders and access USDA loan options.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in MN

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan. It is specifically available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, providing a significant advantage for those who qualify.

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(718) 961-7585 Lender's profile and map Reviews Triboro Postal Federal Credit Union 142-02 20th Avenue, Flushing, NY, 11351 The credit union was charted in 1935 under the National Federal Credit Union Act. It’s original name was Flushing, NY Postal District Federal Credit Union and was assigned charter #119. The credit union was one of many regional Post Office Employee Credit Unions that were established by Post Office Employees to encourage thrift
(203) 744-9879 Lender's profile and map Reviews MC Homes Real Estate 1 Padanaram Rd, Suite 102, Danbury, CT, 06811 MC Homes Real Estate has been serving Danbury to Stamford, residential real estate and commercial investments since 2001. Our services incorporate the latest technology to help you find your dream home or sell your property at the highest possible price. We have a team of mortgage lenders, inspectors, and contractors to assist you.
(203) 730-4070 Lender's profile and map Reviews Mortgage Affiliates of America, Inc. 12 Mill Plain Road, Suite 7, Danbury, CT, 06811 Mortgage Affiliates of America, Inc. is a privately held corporation that was initially named Mortgage Affiliates of Connecticut when it was started in 1993. The company was formed to assist borrowers to connect with Lenders. Our function remains exactly the same today. Our Business model is designed in a manner that promotes fairness
(888) 740-1175 Lender's profile and map Reviews American Stimulus Funding Corporation. 107 Mill Plain Road, 2nd Floor, Danbury, CT, 06811 Our mission is to provide a reliable, secure, and fast way for entrepreneurs and business owners to access funds and grow their businesses. We are comprised of experienced financial professionals who have collectively financed thousands of businesses in a diverse segment of industries, providing them hundreds of millions of dollars to assist them.
(203) 628-7509 Lender's profile and map Reviews Gem Star Capital LLC 4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811 Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as defined by 12 CFR 1026.3(a)(1) of Regulation Z.
(203) 743-9985 Lender's profile and map Reviews Prysma Lending Group, LLC 18 Padanaram Rd, Danbury, CT, 06811 Prysma Lending Group is committed to making home buying easy and affordable by finding you the right mortgage fast. We specialize in home loans for English, Spanish, and Portuguese citizens. For just 3.5% down, you can get the dream home you've been waiting for! We even have a Tax ID loan option with no need for a Social Security or Green Card.
(914) 939-4870 Lender's profile and map Reviews Port Chester Teachers Federal Credit Union 118 South Ridge Street, Suite 3, Port Chester, NY, 10573 The Port Chester Teachers Federal CU is a unique, not-for-profit and member-owned financial institution. Unlike banks that are strictly profit-driven, we return excess earnings to our members in the form of friendly and personal service, lower interest rates for loans, modest yield on accounts, and by offering free financial products and services.
(914) 428-8888 Lender's profile and map Reviews Pepe Berard Capital LLC 211 South Ridge Street, 2nd Floor, Rye Brook, NY, 10573 Pepe/Berard Capital is a boutique real estate direct lender & investment firm co-founded by William Pepe & Ralph Berardi, Jr. in 2013. The principals have over 50 years of combined experience in real estate lending, investments and management. The firm was founded to pursue small to middle market real estate opportunities.
(718) 463-3600 Lender's profile and map Reviews Amerasia Bank Flushing 41-06 Main Street, Flushing, NY, 11355 Amerasia Bank was established in 1988 in Flushing, New York. For over 30 years, our bank has continued to grow steadily and strongly. Our goals have remained unchanged to always keep the "Customer and Service First". We have regularly been awarded "Top Performing" and "Five-Star.
(251) 292-8843 Lender's profile and map Reviews Homefront Lending LLC 19940 State Highway 181, Suite B, Fairhope, AL, 36532 At Homefront Lending LLC, where we are honored to serve you! We are experienced mortgage professionals dedicated to our community. Located in Fairhope, AL, it is absolutely our honor to bring excellent service to south Alabama. We are a veteran-owned business who's passion is serving our nation's heroes who serve us each and every day.
(251) 928-2240 Lender's profile and map Reviews Bay Mortgage Corporation 7549 Assunta Court, Fairhope, AL, 36532 At Bay Mortgage Corporation, we take tremendous pride in providing our clients with an exceptional mortgage financing experience. Since 1988, we have been a locally owned and operated mortgage broker primarily serving Baldwin and Mobile counties but licensed to serve the entire state of Alabama.
(732) 460-0888 Lender's profile and map Reviews Mortgage Now Inc. 1161 Broad St #212, Shrewsbury, NJ, 07702 Mortgage Now Inc. , where we specialize in residential mortgages. At Mortgage Now Inc. , we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.