USDA Loan Vs. FHA loan for Victoria, MN 2025

In 2025, the USDA loan limit for a single-family home in Victoria, located in the county of Carver, MN, is $358,800, whereas the FHA limit is $515,200.

Utilize the Lendersa® USDA loan calculator to evaluate the top USDA and FHA rates available today, determining the income, credit requirements, reserves, and documents necessary for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, helping you choose the best program for your financial needs in .

Exploring USDA and FHA Loan Programs in Victoria, MN

The aim of Lendersa® is to secure the best possible USDA or FHA loan for you quickly and without hassle. Start by choosing one of three pathways that connect you with suitable lenders and access USDA loan options.

Lendersa USDA loan request and matching outcomes

Understanding USDA Loans in MN

A USDA home loan, guaranteed by the Department of Agriculture, is also known as a USDA rural development loan. It is specifically available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment, providing a significant advantage for those who qualify.

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(877) 712-2265 Lender's profile and map Reviews Academy Bank 2101 W. Pennway, Kansas City, MO, 64108 Academy Bank is a family-owned business dedicated to supporting the financial well-being of the individuals and businesses within our communities. We provide a wide variety of affordable, competitively priced, and easily accessible credit and retail Banking services through an extensive network of branches
(913) 205-3654 Lender's profile and map Reviews Clear Mortgage 325 Southwest Boulevard, Kansas City, MO, 64108 We're a full service Mortgage Lending Team from origination to servicing after the loan closes.Our main focus is communication & closing on time!The home buying process can be stressful, cumbersome & overwhelming.At Clear Mortgage we pride ourselves at putting the customer experience first.Simplified process, top-notch technology & no lender fees.
(816) 358-5000 Lender's profile and map Reviews Blue Ridge Bank and Trust Co. 4200 Little Blue Parkway, Independence, MO, 64057 Blue Ridge Bank is a locally owned, community bank, established in 1958. With eight locations serving the communities of Independence, Raytown, Kansas City, Lee's Summit, and Blue Springs. Blue Ridge Bank has services to meet every need. Services include: Personal checking including high-interest checking, savings and money market accounts.
(573) 581-6978 Lender's profile and map Reviews Show Me Credit Union 550 S Muldrow, Mexico, MO, 65265 Show Me Credit Union was chartered in 1954 as the financial institution to employees of National Refractories. We have since expanded our membership eligibility to include all persons who live or work in Audrain or Callaway counties in central Missouri, and persons living anywhere in the United States
(877) 581-8651 Lender's profile and map Reviews United Credit Union - Columbia 802 E. Breckenridge, Mexico, MO, 65265 United Credit Union has been in business since 1935 and has grown to be over a $200 million financial institution offering comprehensive financial services to over 22, 000 members. We now have six locations in Mid-Missouri and continue to operate with you, our member, in mind. Like other credit unions,
(660) 886-6825 Lender's profile and map Reviews Wood & Huston Bank 27 E North St, Marshall, MO, 65340 "We are your independent, full-service community bank, providing a wide range of financial products and solutions to the communities we serve for 140+ years variety of loan and deposit products, and many services. We currently serve the comWood & Huston Bank is your full-service community bank. We offer a variety of loan and deposit products"
(660) 886-6941 Lender's profile and map Reviews Bank 21 586 West Arrow, Marshall, MO, 65340 Bank 21 has been a locally-owned and operated full-service bank. Since Bank 21 was chartered in 1903 Bank 21 offers a vast array of financial products and services including Checking and Savings Accounts, Certificates of Deposit, Debit Cards, Online Banking, Bill Pay, ATM's, IRA's and Lending for Consumer, Commercial, Agriculture, and Real Estate.
(660) 886-9621 Lender's profile and map Reviews Community Bank of Marshall 811 W. College St, Marshall, MO, 65340 Community Bank of Marshall, Missouri, was chartered in 1977 and opened for business in 1978. TO SERVE THE FINANCIAL NEEDS OF OUR COMMUNITY, ITS BUSINESSES AND ITS CITIZENS is our Mission Statement and it is my responsibility to make certain that the staff of the bank continues to achieve this goal.
(217) 796-3305 Lender's profile and map Reviews Bank of Chestnut 100 Olive Street, Chestnut, IL, 62518 The Bank of Chestnut was formed as a private bank in 1902 by Michael Leimbach. In 1919, the Bank of Chestnut was issued a charter by the State of Illinois. The Bank has been family owned & managed since it’s inception. It has been our mission to deliver quality financial services that satisfy the needs of our customers, employees and community.
(785) 527-2219 Lender's profile and map Reviews The Citizens National Bank 2115 M Street, Belleville, KS, 66935 The Citizens National Bank is here to help your business. We offer a wide variety of products to include commercial and agricultural real estate loans, residential rental real estate loans, seasonal operating lines of credit, as well as, machinery and equipment financing. These are just a few ways we can help.
(888) 235-7976 Lender's profile and map Reviews New Century Bank 1211 28th Street, Belleville, KS, 66935 New Century Bank, Belleville and Manhattan Kansas was chartered in 1905 as a community bank in the small town of Munden Kansas in Republic County and moved to Belleville in 2005. A century later in 2015 we expanded banking operations to Manhattan Kansas, complete personal and business banking services.
(217) 488-6091 Lender's profile and map Reviews Warren-Boynton State Bank 702 West Illinois Street, New Berlin, IL, 62670 The mission of the Warren-Boynton State Bank is to serve its customers and communities by remaining a strong and stable community bank focused on providing high quality financial products and personal service and also Warren-Boynton State Bank marked 140 years of service as a locally owned and independent community bank.