USDA VS FHA in Montgomery, Le Sueur County, MN

In 2025, USDA loan limit in Montgomery, county of Le Sueur, MN is $358,800 while FHA limit is $515,200 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Montgomery, county of Le Sueur, MN

Loan Type Loan Limit Down payment
USDA $358,800 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Montgomery, MN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Minnesota?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Citizens State Bank of La Crosse
  • 620 Main Street, La Crosse, WI, 54601
  • Our mission is to provide an experience like no other, which has made us one of the top-rated & fastest growing banks in the country! Our culture is known to be one of the best in the industry, one where we work hard. This promotes outside the box thinking with fun & play all day, resulting in our employees being some of the happiest in the world!
  • Gundersen Credit Union
  • 1910 South Avenue, La Crosse, WI, 54601
  • Gundersen Credit Union is recognized as an important member benefit offering convenient service, sound financial advice, and competitive rates in a comfortable environment. Gundersen Credit Union offers personal service, great rates, low fees and free checking! Stay connected through 7 Shared Branches.
  • Dairyland Power Credit Union
  • 3200 East Avenue South, La Crosse, WI, 54601
  • Membership eligibility is open to any employee of the DPC system, DPC member Class A & B Cooperatives, WECA & RESCO employees and any person on the BOD of the above organizations, and the end users of electricity provided by Jump River Electrical Coop. The field of membership includes the employee’s immediate family including spouse, children.
  • Firefighters Credit Union
  • 525 5th Ave S, La Crosse, WI, 54601
  • Firefighters Credit Union has been open since 1931. The credit union has assets totaling $103.66 Million and provides banking services to more than 5, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
  • First Bank IA
  • 316 E Bremer Ave, Waverly, IA, 50677
  • At First Bank, our mission and values are behind everything we do. We deliver the financial solutions YOU need! Since 1864 our priority has been to our customers. Our doors are open to serve you and to meet your individual financial needs, you are our customers, but you are also our friends and neighbors.
  • The First National Bank of Osakis
  • 211-213 Central Ave, Osakis, MN, 56360
  • Since 1903, First National Bank of Osakis has served as the lead financial organization in the Osakis Area community, providing customized guidance, resources, and products (checking, savings, money markets, certificates of deposits, individual retirement accounts, health savings accounts, residential mortgage loans, commercial Mortgage loan.
  • American Savings Bank
  • 312 S. Main St, Tripoli, IA, 50676
  • Since 1899 American Savings Bank a location of Readlyn Savings Bank and the people of Tripoli have worked together to make our town a great place to live. As a reliable and trusted hometown bank, ASB has stood shoulder-to-shoulder with Tripoli through the Great American Century; facing our common challenges head on.
  • Northview Bank
  • 2203 Finland Ave, Finlayson, MN, 55735
  • Northview Bank has proudly served Minnesota and Wisconsin for over 100 years. Northview Bank offers competitive rates on mortgages, home equity loans, construction loans, vacation property loans and even land loans.Northview Bank has been a leader in financing bare land for decades and has extensive knowledge with financing these products.
  • River Bank
  • 145 North Main Street, Stoddard, WI, 54658
  • River Bank was formed on June 30, 1991 when three banks located along the Mississippi River in Stoddard, Ferryville and DeSoto were merged together. In September 1993, in an effort to better serve our La Crosse customers, a branch office was opened on Mormon Coulee Road. In November 1996, River Bank expanded its service to the Holmen/Onalaska area.
  • Indianhead Credit Union
  • 104 East Maple Street, Spooner, WI, 54801
  • Indianhead Credit Union was founded in March of 1961. The original charter was to serve the residents of Washburn County. The credit union is state chartered and operates under the laws of the State of Wisconsin. Our savings are insured by the NCUA, a U.S. government agency. Over the years, other credit unions have merged with ICU,
  • Citizens Savings Bank, IA
  • 133 East Main Street, Hawkeye, IA, 52147
  • Citizens Savings Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Citizens Savings Bank is located in Hawkeye, Iowa, and was founded in 1927. Annual sales for Citizens Savings Bank are around USD 1, 002, 000.00. This business is working in the following industry: Finance other.
  • New Albin Savings Bank
  • 118 Main Street, New Albin, IA, 52160
  • New Albin Savings Bank is an independent community bank located in the far northeast corner of Iowa. Our trade area is defined as Allamakee County Iowa and Houston County Minnesota as well as neighboring counties in Iowa, Minnesota and Wisconsin. Individuals with ties to our trade area are also welcome customers