In 2026, the USDA loan limit in Montrose, located in Wright county, MN, is $358,800. Meanwhile, the FHA limit for a single-family home stands at $515,200.
Employ the Lendersa® USDA loan calculator to compare today’s top USDA and FHA rates. Determine the needed income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program in Alabama tailored to your financial situation.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $358,800 | 0% |
| FHA | $515,200 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® is committed to helping you find the best USDA or FHA loan swiftly and without complication. Choose one of three starting points that connect you with matching lenders and available USDA loan programs.
A USDA home loan is a government-backed mortgage through the Department of Agriculture, also known as a USDA rural development loan. Available only in rural neighborhoods, USDA loans differ from FHA loans, which require a minimum down payment of 3.5%, as they require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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