USDA VS FHA in Delano, Wright County, MN

In 2025, the USDA loan limit in Delano, located in the county of Wright, MN, is $358,800. Meanwhile, for a single-family home, the FHA limit stands at $515,200.

Employ the Lendersa® USDA loan calculator to compare the top USDA versus FHA rates today and discover the income, credit reserves, and documentation required to qualify. Our advanced mortgage calculator lets you see the USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best option in Alabama tailored to your financial needs.

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2025 Loan Limits and Downpayment Requirements in Delano, Wright, MN

Loan Type Loan Limit Down Payment
USDA $358,800 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Delano, MN

At Lendersa®, our objective is to rapidly obtain the finest USDA or FHA loan for you without any hassle. You can choose from three starting points that connect you with matching lenders and available USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in MN?

The USDA home loan, guaranteed by the government through the Department of Agriculture, is also known as the USDA rural development loan or mortgage, and is specifically available in rural communities. Unlike FHA loans that require at least a 3.5% down payment, the USDA mortgage needs no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Heritage Financial Corporation
  • 3478 Kennedy Blvd, Jersey City, NJ, 07307
  • Heritage Financial Corp. has helped hundreds of families achieve their dreams of homeownership. Our team lives in the same communities we serve, understanding the in-depth challenges faced by families and individuals. From residential to commercial financing our team has the experience and expertise to be true partners to our clients.
  • The National Iron Bank
  • 195 Main Street, Salisbury, CT, 06068
  • National Iron Bank strives to be the market’s most trusted and sought after bank, helping consumers and businesses achieve their evolving financial goals while providing the highest level of customer service.With a comprehensive network of branches and ATMs, no one covers the northwest corner like National Iron Bank.
  • HMG Finance, Inc.
  • 2021 Guadalupe Street, Suite 260, Austin, TX, 78705
  • At The Hudson Mortgage Group, we have one goal - to deliver an exceptional lending experience for every customer. We've created a lending process that's fast, friendly and simple to understand. By doing so, we ensure customer clarity, control and confidence every step of the way. We make finance friendly. Let us show you how.
  • Advantage Loans Inc
  • 937 S McPherson Church Rd, Fayetteville, NC, 28303
  • Planbloan is not an offer or solicitation to lend. We do not make any loan or credit decisions and are not representatives, brokers or agents of any lender. Participating lenders offer loans from $200 up to $5, 000. Not all lenders can offer you amounts up to $5, 000. Our service is not available in all states.
  • NVE Bank
  • 76 Engle Street, Englewood, NJ, 07631
  • NVE Bank is an independent community mutual bank established in 1887. For over 130 years, we’ve dedicated ourselves to providing customers with an unparalleled level of personal service. With 12 offices conveniently located throughout northern New Jersey, NVE offers an extensive range of business
  • Kennedy Funding
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  • Kennedy Funding is a leading nationwide hard money lender specializing in bridge loans for all types of commercial property. The company has over $4.0 billion in loan closings. Commercial real estate loans are provided for land acquisition, development, construction, note purchases, workouts, bankruptcies and foreclosures.
  • NVE Bank
  • 76 Engle Street, Englewood, NJ, 07631
  • NVE Bank is an independent community mutual bank established in 1887. For over 130 years, we’ve dedicated ourselves to providing customers with an unparalleled level of personal service. With 12 offices conveniently located throughout northern New Jersey, NVE offers an extensive range of business and personal financial services
  • Tristar Mortgage
  • 711 Forest Ave, Staten Island, NY, 10310
  • Our mortgage professionals give you the personal attention you deserve & treat you with the respect due a valued customer.We understand you’re making a commitment in buying new home,refinancing & mortgage or cashing out your home equity.So we make a commitment to you.We will help you qualify, apply & be approved for the right mortgage loan for you
  • Prime Mortgage Company
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  • We are licensed mortgage broker company with an experienced licensed loan officers offering expertise in every aspect of mortgage lending including purchase and refinance for both residential and commercial mortgages. We are dedicated to providing financial solutions and servicing with impeccable integrity, and to offer best available loan.
  • Central Vermont Medical Center, Inc.
  • 130 Fisher Road, Montpelier, VT, 05602
  • The Credit Union came into being when nine employees of the Central Vermont Hospital petitioned the Commissioner of Banking to approve their application to form a credit union. On March 19th, 1970 the Articles of Association were submitted to the Commissioner’s office, and the application was approved by the Commissioner on April 2nd, 1970.
  • Vermont Community Loan Fund
  • 7 School Street, Montpelier, VT, 05602
  • VCLF is a mission-driven, community-focused alternative lender. We make loans to local businesses, community organizations & nonprofits, child care providers and developers of affordable housing who don’t qualify for a loan from a traditional lender. We combine our loans with financial consulting and business development services.