As of 2026, the USDA loan limit for Moose-Lake, located in the county of Carlton, MN, is set to $285,000, while the FHA ceiling for a single-family home is $356,362.
The Lendersa® USDA loan calculator allows you to compare today's USDA and FHA rates, identifying the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loan options side by side, assisting you in selecting the ideal program for your financial needs in .
2026 Loan Limits and Downpayment Details in Moose-Lake, Carlton County, MN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Moose-Lake, MN
Lendersa®'s goal is to efficiently secure the best USDA or FHA loan without hassle. Choose one of three starting routes that connect you with matching lenders and USDA loan programs.
Government-supported by the Department of Agriculture, a USDA home loan, sometimes referred to as a USDA rural development loan or mortgage, is exclusively available in rural areas. Unlike FHA loans necessitating at least a 3.5% down payment, USDA loans require no down payment.
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