USDA Vs. FHA Pro and Con comparison in Pine-City, Pine County, MN
In 2026, the USDA loan limit in Pine-City, located in the county of Pine, MN, is $285,000. For a single-family home, the FHA limit is $356,362.
Use Lendersa®'s USDA loan calculator to compare today's leading USDA and FHA rates, discovering the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans, helping you choose the most suitable program in for your financial needs.
2026 Loan Limits and Downpayment Requirements in Pine-City, Pine County, MN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in Pine-City, MN
The goal of Lendersa® is to swiftly secure the ideal USDA or FHA loan for you without hassle. Opt for one of three starting points that connect you with suitable lenders and USDA loan programs.
A USDA home loan, sometimes called a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and is specifically available in rural areas. Unlike FHA loans that mandate a 3.5% down payment, USDA loans require no down payment.
Cambridge State Bank is located at 127 South Main Street and 127 Opportunity Blvd North in Cambridge. We are committed to helping you grow, and our products combine all the technology you need to achieve your goals, with the personal touch you want. Cambridge State Bank has been going strong since 1914.
Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 28, 000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services.
Northview Bank has proudly served Minnesota and Wisconsin for over 100 years. Northview Bank offers competitive rates on mortgages, home equity loans, construction loans, vacation property loans and even land loans.Northview Bank has been a leader in financing bare land for decades and has extensive knowledge with financing these products.
The First National Bank of Milaca is a family-owned community bank headquartered in Milaca, Minnesota, with $217 million in total assets. The Bank was founded in 1897 and today has four offices located in Milaca, Isle, Gilman and Zimmerman, focused on serving retail customers and business firms in the communities it serves.
First State Bank of Wyoming is a family owned community bank that has proudly served Wyoming, Minnesota and the surrounding community since 1914. We pride ourselves on providing excellent customer service and commitment to relationships, as well as providing a wide array of financial services tailored to best fit your banking needs.
18770 Highway 65 Northeast, East Bethel, MN, 55011
Lends in Minnesota
Village Bank is a community bank that is family-owned and operated. The primary focus of Village Bank is always on customer service and satisfaction. We not only offer the latest in banking products and services, but also employees that back them up. Our staff is committed to meeting the individual needs of customers
We believe our customer service record is one of the best in the industry and we want our customers to know that they are important to us and know that we do things differently than our competitors. Woodlands National Bank has a 100-year tradition of quality customer service and we are willing to stand behind our promises through The Woodlands Way.
