USDA VS FHA in Pine-City, Pine County, MN

In 2025, USDA loan limit in Pine-City, county of Pine, MN is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Pine-City, county of Pine, MN

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Pine-City, MN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Minnesota?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • The State Bank of Pearl City
  • 215 South Main Street, Pearl City, IL, 61062
  • The year 1945 marked the official end of World War II, the founding of the United Nations and on December 8th, The State Bank of Pearl City was established. The bank has been an independently owned community bank since that day. Our focus continues to be on you and your financial needs, our local families, businesses and farmers.
  • American Trust & Savings Bank
  • 309 McKinley Avenue, Lowden, IA, 52255
  • American Trust & Savings Bank is a bank with operations in one state. American Trust & Savings Bank offers numerous mortgage programs including conventional, FHA, FHA 203(k), VA, USDA and construction mortgages. American Trust & Savings Bank is a FREEandCLEAR Certified Gold Low Rate Lender and Technology All Star.
  • First United Bank
  • 503 Briggs Avenue South, Park River, ND, 58270
  • First United Bank, the seeds of our business were planted more than 125 years ago in the rich, black soil of North Dakota farms. It doesn’t matter how you do business with us; if you are involved with First United Bank, you are involved with agriculture. That’s because our bank is still true to its roots.
  • Legacy Bank.
  • 502 8th St. SW, Altoona, IA, 50009
  • At Legacy Bank, we are committed to providing excellent customer service and quality financial products at competitive rates. Legacy Bank is a locally owned and operated community bank. We have been serving the area since 1904. We promote growth and development around central Iowa and look to foster success for all of our customers.
  • Hometown Credit Union
  • 18 Main Avenue South, Kulm, ND, 58456
  • Since 1949, we have provided our members with a place to save their hard-earned money & earn excellent dividend rates on those savings, while offering loans at the lowest rates possible. Our sole purpose is to help our member-owners with all their financial needs through all walks of life.
  • Cornerstone Credit Union
  • 550 West Meadows Drive, Freeport, IL, 61032
  • Cornerstone Credit Union is a not-for-profit financial cooperative. We offer better rates, lower fees and affordable services. Loans, Mobile & Online banking, Free Checking, Savings, VISA Credit Card and more. Founded 1939.Credit Union is a not-for-profit financial cooperative. We offer better rates, lower fees
  • Pioneer Bank
  • 202 1st Street, Sergeant Bluff, IA, 51054
  • At Pioneer it's Personal is more than just our tagline, it's a way of life at Pioneer Bank. We are a locally owned community-focused bank with enough geographical reach to compete digitally while still being able to provide exceptional one-on-one personal service. If you're already a customer, thank you!
  • HALO Capital
  • 3839 Merle Hay Road, Suite 274, Des Moines, IA, 50310
  • Halo Capital specializes in financing for real estate in the Des Moines, IA area. Licensed, bonded, and trained in many facets of real estate lending, the professionals at Halo Capital can help you obtain a mortgage in Iowa. In addition, our firm invests in the local marketplace as well as takes great pride in educating consumers and investors.
  • Diversified Commercial Funding
  • 2973 100th Street, Suite 15, Urbandale, IA, 50322
  • At Diversified Commercial Funding, we work with businesses of all sizes to help them get the funding they need to grow. We have created wide variety of financial products aimed at ensuring you can find the capital your business needs at the best terms possible. Our team of trained and certified professionals are ready