USDA VS FHA in Mora, Kanabec County, MN

In 2025, the USDA loan limit in Mora, located in the county of Kanabec, MN, is $336,500. In contrast, the FHA limit stands at $472,030 for a single-family home.

With the Lendersa® USDA loan calculator, you can easily compare today's top USDA versus FHA rates. This tool helps you determine the necessary income, credit score, reserves, and documents to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, providing clarity in selecting the best program for your specific financial situation in .

Explore offers from a network of 100 lenders

2025 Loan Limits and Downpayment Requirements in Mora, Kanabec, MN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Mora, MN

Lendersa® aims to promptly secure the best USDA or FHA loan for you, ensuring a hassle-free process. Choose from three starting points that guide you to lenders matching your needs and available USDA programs.

Results of Lendersa USDA loan request and matching

Understanding USDA Loans in MN

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is strictly available in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans don't need any down payment, making them accessible for many eligible borrowers who qualify for these no-money-down options.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Jonesburg State Bank
  • 110 First Street, Jonesburg, MO, 63351
  • Jonesburg State Bank is a community oriented financial institution. Since its incorporation, the bank has been a rock solid member of the community whose name stands for integrity and commitment to Montgomery and Warren counties and the surrounding area. We’ve had the same name, been within one block of the original location.
  • River Region Credit Union
  • 400 East Broadway, Ashland, MO, 65010
  • River Region Credit Union is a financial cooperative, owned and operated by its members, existing to encourage growth and better service through education and membership participation. The Credit Union will offer regular savings at competitive rates, promote thrift, quality loans at reasonable rates.
  • Forbes Field CU
  • 5920 SE Coyote Drive, Building 668, Topeka, KS, 66619
  • Founded in 1958 as Hutchinson Air Guard Credit Union, Forbes Field Credit Union has grown from seven original members to almost 700. Offering share accounts, certificates of deposit, and a wide array of loan products, our mission has never waivered – to foster the ideal of economic freedom and serve as financial advocates for our members.
  • Community Bank of Pleasant Hill
  • 2401 North Highway 7, Pleasant Hill, MO, 64080
  • Our Mission at Community Bank of Pleasant Hill is to provide shareholder value by offering safe and sound financial solutions to consumers and businesses in our community through innovative, quality products, and superior client service. We build value with a responsive, knowledgeable, and professional staff in a friendly environment.
  • F & C Bank
  • 1006 Eagle Crest Drive, Holden, MO, 64040
  • Since 1881 F&C Bank has provided banking services for area individuals and businesses, partnering in making it possible for our community to grow and prosper. Over this long stretch of time we have gone from the horse and buggy era to instant communication and account information via the Internet.
  • First National Bank of Pana
  • 306 S. Locust St, Pana, IL, 62557
  • As one of the oldest financial institutions in Christian County the First National Bank of Pana was chartered on June 26, 1930. Local businessmen built the Bank to fill a void in the local community created by the collapse of two prior financial institutions; Schuyler State Bank and National Bank of Pana during the great depression.
  • First Community Bank of Moultrie County
  • 1 South Main Street, Sullivan, IL, 61951
  • The First Community Bank Of Moultrie is a branch office of The First Community Bank Of Moultrie County. They provide the following services: Full Service Office Location and are located at 1 South Main Street in Sullivan Illinois. Mobile and traditional directions to this location can be found below along with ratings
  • Bothwell Hospital Employees Credit Union
  • 600 E 13th Street, Sedalia, MO, 65301
  • Bothwell Hospital Employees Credit Union is committed to our members. We will uphold our fundamental responsibility to actively serve people within our field of membership and, as appropriate, the communities they live in. We will treat all members with respect and dignity and will offer honest, fair deals to all members at all times.
  • Nebraskaland National Bank
  • 1400 South Dewey, North Platte, NE, 69101
  • Founded on May 14th, 1998 by three dedicated employees and a group of local shareholders, NebraskaLand Bank began with the mission, ""To serve our communities with high quality personalized service at a competitive price."" That mission statement remains the same today. We always say it's our people that make us special