USDA VS FHA in Mora, Kanabec County, MN

In 2025, the USDA loan limit in Mora, located in the county of Kanabec, MN, is $336,500. In contrast, the FHA limit stands at $472,030 for a single-family home.

With the Lendersa® USDA loan calculator, you can easily compare today's top USDA versus FHA rates. This tool helps you determine the necessary income, credit score, reserves, and documents to qualify. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, providing clarity in selecting the best program for your specific financial situation in .

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2025 Loan Limits and Downpayment Requirements in Mora, Kanabec, MN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Options in Mora, MN

Lendersa® aims to promptly secure the best USDA or FHA loan for you, ensuring a hassle-free process. Choose from three starting points that guide you to lenders matching your needs and available USDA programs.

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Understanding USDA Loans in MN

A USDA home loan, guaranteed by the U.S. Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is strictly available in rural neighborhoods. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans don't need any down payment, making them accessible for many eligible borrowers who qualify for these no-money-down options.

Enter your location to find out if it qualifies for USDA rural housing loan?



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