USDA and FHA Pro and Con in Rush-City, Chisago County, MN
In 2025, the USDA loan ceiling in Rush-City, county of Chisago, MN, amounts to $322,000. In contrast, the FHA cap for a single-family house is $402,500.
To compare a variety of options for USDA versus FHA rates today, use the Lendersa® USDA loan calculator. It helps determine the necessary income level, credit standing, financial reserves, and documents required to qualify for a loan. Our comprehensive mortgage calculator also lets you assess USDA, FHA, Conforming, and VA options side by side, helping guide you to the best program for that suits your unique financial picture.
Review of 2025 loan caps and downpayment needs in Rush-City, Chisago, MN
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Discovering USDA and FHA loan prospects in Rush-City, MN
At Lendersa®, our mission is to help you swiftly obtain the ideal USDA or FHA loan without hassle. Start with one of three options that link you to compatible lenders and specific USDA loan programs.
The USDA home loan, supported by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or mortgage, can be accessed exclusively in rural locations. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA loans entirely eliminate the requirement for a down payment, making them particularly advantageous for qualifying buyers.
Bippus State Bank has served Huntington and surrounding counties since 1911. We are a community bank and pride ourselves on providing excellent customer service. BSB offices are conveniently located in Huntington, North Manchester, Roanoke, and Warren. We are Member FDIC and an Equal Housing Lender.
Since 1901, Home National Bank has been part of the community. Through the years, we have sought to meet the financial needs of customers. Home National Bank has a total of 175 shareholders and is widely held. The largest shareholder maintains 6% of the shares outstanding. We are truly a community bank with our ownership widely.
Our mission is to be committed to providing the widest range of financial services to our membership in an economical, personal and professional environment. and 1953 the City Trust Federal Credit Union has been serving its members in the FORT WAYNE, Indiana area with exceptional financial products. You can find their current interest rates.
Founded in 1952 by seven Magnavox employees, we began as Magnavox Employees Federal Credit Union (FCU) in Fort Wayne, Indiana, to provide low cost loans and encourage systematic savings. In the early 1970s, the credit union operated three in-plant branches, primarily in other Magnavox facilities. From these beginnings,
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs
Fort Financial Credit Union began in 1946 when the Bureau of Federal Credit Unions approved the charter for Salisbury Axle Federal Credit Union. Just two years later, membership was at 591 and growing. By 1960 membership had almost doubled and for the next several decades up to the present time, this number would rapidly increase.
The Bank of Tioga is a community bank that values citizenship, exceptional client service and serving as a business leader in its community. Committed to supporting local organizations, the bank reinvests 10 percent of their net income back to the community. Branch locations include both Tioga and Crosby, North Dakota.
Founded on May 14th, 1998 by three dedicated employees and a group of local shareholders, NebraskaLand Bank began with the mission, ""To serve our communities with high quality personalized service at a competitive price."" That mission statement remains the same today.
We always say it's our people that make us special
The original Port Austin Bank building was built in 1884 by Richard Winsor and his associate, Horace G. Snover, to house their successful banking, law and insurance firm of Winsor & Snover. Both men were important factors in the political affairs of that period. Mr. Snover served as a probate judge and also as U.S. Representative.
