USDA and FHA Pro and Con in Rush-City, Chisago County, MN
In 2025, the USDA loan ceiling in Rush-City, county of Chisago, MN, amounts to $322,000. In contrast, the FHA cap for a single-family house is $402,500.
To compare a variety of options for USDA versus FHA rates today, use the Lendersa® USDA loan calculator. It helps determine the necessary income level, credit standing, financial reserves, and documents required to qualify for a loan. Our comprehensive mortgage calculator also lets you assess USDA, FHA, Conforming, and VA options side by side, helping guide you to the best program for that suits your unique financial picture.
Review of 2025 loan caps and downpayment needs in Rush-City, Chisago, MN
Loan Type
Loan Limit
Down Payment
USDA
$322,000
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
Discovering USDA and FHA loan prospects in Rush-City, MN
At Lendersa®, our mission is to help you swiftly obtain the ideal USDA or FHA loan without hassle. Start with one of three options that link you to compatible lenders and specific USDA loan programs.
The USDA home loan, supported by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or mortgage, can be accessed exclusively in rural locations. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA loans entirely eliminate the requirement for a down payment, making them particularly advantageous for qualifying buyers.
At Silex Financial, we have 30 years of experience matching the right client to the right lending institution to the right deal; each and every time. Our residential and commercial mortgage advisors leverage decades of commercial and residential experience and expertise on your behalf.
Fidelity Bank of Texas has continued to serve individuals, families and businesses in the local community since its inception. Customers are treated like family and we pride ourselves on the personal attention given to each customer. Give us a call at either one of our locations for any of your banking needs
30 East Johnston Street, Suite B, Forsyth, GA, 31029
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4495 Crossings Boulevard, Prince George, VA, 23875
Fort Lee Federal Credit Union is a community-chartered credit union headquartered in Prince George, VA. Since 1952, the credit union has provided affordable financial services to the community through checking, savings, and loan products. The credit union currently serves almost 17, 000 members.
St. Pat’s Employees Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the St. Pat’s Employees Federal Credit Union will continue a sound yet progressive asset management strategy.
Our story began in 1913 when several gents in Libby Montana got together and decided it would be a fine idea to create a bank dedicated to helping the community prosper and grow. Since that day, that small local bank has grown to ten branches serving eight western Montana communities.
We offer a full range of deposit and loan services, featuring some of the most competitive rates in the country. One of our specialties is government-enhanced loans such as those provided in conjunction with the Montana Board of Investments, the Small Business Administration, the U.S. Department of Agriculture, and other state and federal programs.
At Barnstable Mortgage Group, where we specialize in residential mortgages. At Barnstable Mortgage Group, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
We specialize in loans for veterans & active duty military service members. We work fast and move quick. We get loans done in as fast as 3 weeks from start to finish. No junk LENDER Fee's on VA Loans. We are a "wholesale mortgage lender to the public. We get better terms with zero lender fee's.
