USDA and FHA Pro and Con in Cambridge, Isanti County, MN

For 2025, the USDA loan limit for Cambridge in Isanti, MN, is $358,800. The FHA loan limit for a single-family home is $515,200.

To compare the best available USDA and FHA rates, utilize the Lendersa® USDA loan calculator. It helps determine the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA programs, supporting your decision-making process for the optimal program in .

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2025 Loan Limits and Down Payment Requirements in Cambridge, County of Isanti, MN

Loan Type Loan Limit Down Payment
USDA $358,800 0%
FHA $515,200 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Cambridge, MN

Aiming to provide fast and hassle-free access to the best USDA or FHA loan, Lendersa® offers three starting points to connect with matching lenders and program options.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in MN?

The USDA home loan, known also as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and is intended solely for rural areas. Unlike FHA loans which require at least a 3.5% down payment, USDA loans require no down payment, making them an advantageous choice for eligible applicants.

Enter your location to find out if it qualifies for USDA rural housing loan?



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