USDA and FHA Pro and Con in New-Ulm, Brown County, MN
For a single-family home in New-Ulm, located within the county of Brown, MN, the USDA loan limit in 2025 reaches $285,000, whereas the FHA loan maximum is $356,362.
Employ the Lendersa® USDA loan calculator to contrast the most favorable USDA and FHA rates available today. Determine the income, credit requirements, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator allows you to review USDA, FHA, Conforming, and VA loans side by side, aiding your selection of the ideal program in for your financial conditions.
2025 Loan Limits and Down Payment Requirements in New-Ulm, County of Brown, MN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Examining USDA and FHA Loans in New-Ulm, MN
Lendersa® strives to provide you with the most advantageous USDA or FHA loan smoothly and promptly. Start by choosing one of the three potential pathways that connect you with lenders and USDA loan options.
A USDA mortgage is a government-backed loan provided by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and it is available solely in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA mortgage loans demand no down payment at all.
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