USDA and FHA Pro and Con in Mankato, Blue Earth County, MN
In 2025, the USDA loan limit for Mankato, located in Blue Earth, MN, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030. These benchmarks are crucial for evaluating financing choices available in the region.
Leverage the Lendersa® USDA loan calculator to effectively compare the leading USDA versus FHA rates today. This tool helps ascertain required income, credit levels, reserves, and documentation for qualification. Our advanced mortgage calculator lets you review USDA, FHA, Conforming, and VA loans together, assisting you in determining the best program for your financial circumstances, particularly in .
Overview of 2025 Loan Limits and Downpayment Requirements in Mankato, County Blue Earth, MN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Mankato, MN
The goal of Lendersa® is to secure for you the best possible USDA or FHA loan swiftly and with minimal hassle. Choose from one of three starting points designed to connect you with matching lenders and tailored USDA loan programs.
USDA home loans are backed by the government via the Department of Agriculture, also called USDA rural development loans or mortgages, available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans offer the appealing option of no down payment, providing a significant benefit to eligible applicants.
45665 Veterans Memorial Drive, Agency Village, SD, 57262
Sisseton Wahpeton FCU is a member-owned credit union which has been providing financial services to special member groups in and around the Lake Traverse Reservation in South Dakota since 1979 and also Sisseton-Wahpeton FCU ! We’ll give you personalized service that goes above and beyond what you’ll find at any other regional financial institution.
We are proud to be an independently owned community bank! We serve the communities and rural areas in Central Wisconsin. We strive to know our customers personally and to provide them with quality services, products and financial advice. We pride ourselves on our impact and involvement in the wonderful communities that we serve.
Palo Savings Bank, in Palo, IA, is the area's leading bank serving Cedar Rapids, Palo, Marion, Hiawatha, Shellsburg, Vinton & surrounding areas since 1908. We offer checking and savings accounts, IRAs, loans, bill pay, online banking, mobile banking, e-statements, remote deposits & much more. For more information, contact Palo Savings Bank in Palo.
"Journey Credit Union's friendly staff is here to serve all your financial needs.
It shall be the mission of Journey Credit Union to benefit all members by: promoting thrift and encouraging regular savings; offering loans at reasonable rates of interest; providing personal, professional and confidential services to all members;"
Farmers & Merchants State Bank of New York Mills, Incorporated
11 Walker Avenue North Otter Tail, New York Mills, MN, 56567
Farmers & Merchants State Bank is a local bank serving our community’s financial needs with quality products and services. We are committed to exceeding our customers’ expectations with our friendly and professional staff. As a local, independent bank, we do not offer risky products and we pride ourselves on knowing our customers
The Watkins Savings Bank was chartered in 1892, and remains a locally owned and independent bank. Over the years The Watkins Savings Bank has continued to grow. The original bank was located just across the street from our current building. In 1977 The Watkins Savings Bank moved to 202 First Street , Watkins , Iowa .
Town and Country Credit Union has been a member-owned financial institution since 1939. Father Duren, of St. Boniface Church, Westphalia, started the credit union in 1939. Town & Country Credit Union now operates two branches in Harlan and Avoca, IA. Town & Country Credit Union is a community credit union.
Since 1880, SCSB has delivered financial services with our mission of building relationships that promote family, service, and community. we offer all the personal and business services you need with a local, knowledgeable staff eager to provide you with personal attention and excellent customer service.
