USDA and FHA Pro and Con in Mankato, Blue Earth County, MN
In 2025, the USDA loan limit for Mankato, located in Blue Earth, MN, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030. These benchmarks are crucial for evaluating financing choices available in the region.
Leverage the Lendersa® USDA loan calculator to effectively compare the leading USDA versus FHA rates today. This tool helps ascertain required income, credit levels, reserves, and documentation for qualification. Our advanced mortgage calculator lets you review USDA, FHA, Conforming, and VA loans together, assisting you in determining the best program for your financial circumstances, particularly in .
Overview of 2025 Loan Limits and Downpayment Requirements in Mankato, County Blue Earth, MN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Mankato, MN
The goal of Lendersa® is to secure for you the best possible USDA or FHA loan swiftly and with minimal hassle. Choose from one of three starting points designed to connect you with matching lenders and tailored USDA loan programs.
USDA home loans are backed by the government via the Department of Agriculture, also called USDA rural development loans or mortgages, available solely in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans offer the appealing option of no down payment, providing a significant benefit to eligible applicants.
The Texas Loan Company is a client-focused mortgage brokerage firm that specializes in providing our clients the best product with the best rate while providing the best service. Give us a call we will fund your home dreams and also Conventional mortgages are ideal for buyers with good credit and money to put down.
First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee.
The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches
LeRoy Federal Credit Union has been open since 1958. The credit union has assets totaling $18.46 Million and provides banking services to more than 2, 000 members.
The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member
We are Best Suited Mortgage, your local Texas mortgage professionals. As licensed mortgage originators, our reputation is built on professionalism, integrity and the ability to keep transactions on track. We are dedicated to helping our clients obtain a mortgage that fits their specific financial goals.
Plains Federal was chartered in 1958 so we have a lot of practice “helping people”. While we are a small credit union, we are a great example of “good things come in small packages”. Our small staff means we will get to know you personally! We encourage our members to be thrifty and make good financial decisions.
Apple Capital Group, our main goal is to provide our clients with a full line of small business asset based loans. We are truly committed to understanding your exact business requirements and will gladly help you overcome future challenges. we are dedicated to empowering our clients to meet these challenges and to achieve the growth.
Rubin Home Loans powered by Francis Colonial Mortgage
318 W Main Street, Suite 100, Arlington, TX, 76010
Rubin Home Loans has a desire to see your dreams come to reality. We pride ourselves in being efficient, professional, and personal while guiding you through your real estate finance needs.We have 20+ years lending experience that includes closing, processing, underwriting, and sales.
Vista Mortgage Corp., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.