USDA and FHA Pro and Con in St.-Peter, Nicollet County, MN

In 2025, USDA loan limit in St.-Peter, county of Nicollet, MN is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in St.-Peter, county of Nicollet, MN

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in St.-Peter, MN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Minnesota?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Answer Home Loans, Inc
  • 6085 Douglas Blvd, Suite 500, Granite Bay, CA, 95746
  • "At AHL we believe in the value of your word and the strength of a handshake and we strive to conduct business daily with those values formost in mind. Collectively our ownership team brings over 40 years of mortgage lending experience to the table and we have clients that have worked with us over that entire time."
  • California Real Deal
  • 423 East Bougainvillea Lane, Glendora, CA, 91741
  • Amany Gobran is an accomplished and personable Real Estate Broker based in Glendora, CA, serving the San Gabriel Valley and beyond. Amany has built a reputation of friendly customer care and strategically successful services to both buyers and sellers. She has proven the ability to efficiently guide buyers in obtaining the best value.
  • Curtis Capital Corporation
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  • Curtis Capital Corporation is the first financial company dedicated to saving our clients money. We have created two of the strongest brands in this industry. Policehomes.com and TheLoanCop.com are responsible for helpoint our First Responder and US Veteran clients save money on every Real Estate and Mortgage Transaction.
  • Impulse Capital Partners, LLC
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  • Impulse Capital Partners was founded with a singular mission: to empower real estate investors with the financial tools and expertise needed to realize their investment potential. With years of experience in the private lending space, we specialize in providing customized financing solutions for non-owner occupied properties, including fix and flip
  • HomeTown Financial Services, Inc.
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  • We offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs & most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult & confusing process of choosing & getting the exact loan to meet your specific needs.
  • Paradyme Funding, Inc
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  • At Paradyme Funding we offer a wide variety of lending needs to fit any client's needs. We partner with banks across the nation to ensure that we have a loan for every scenario. In addition to traditional lending we offer our clients bank statement, asset, DSCR, Jumbo, portfolio, and even Hard Money options.
  • Eagle Platinum Mortgage
  • 27450 Ynez Road, Suite 306, Temecula, CA, 92590
  • Eagle Platinum Mortgage to help you find the loan program that's best for you. Our team of professionals is eager to help you with this big financial decision. We will treat you right and give you the personal service you deserve. We know you're making a commitment in buying a house, Refinancing a mortgage
  • Complete Real Estate
  • 28636 Old Town Front Street, Suite 202, Temecula, CA, 92590
  • Complete Real Estate lenders offer some of the best interest rates and the lowest fees on the market. We will shop your loan with multiple lenders to make sure you are getting the best terms, and we will take the time to explain the process and procedures so that you are comfortable with loan product you select.