USDA Vs. FHA Pro and Con comparison in St.-Peter, Nicollet County, MN
In 2025, the USDA loan ceiling for a single-family dwelling in St.-Peter, situated in the county of Nicollet, MN is $285,000, while the FHA loan limit is $356,362.
Use the Lendersa® USDA loan calculator to compare the top current USDA and FHA rates, and ascertain the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA loans, assisting you in choosing the best program for your financial requirements in .
2025 Loan Limits and Down Payment Requirements in St.-Peter, County of Nicollet, MN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in St.-Peter, MN
The mission of Lendersa® is to quickly and efficiently secure the best USDA or FHA loans without hassle. Start by choosing one of the three pathways that aligns you with suitable lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also referred to as a USDA rural development loan, is available only in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans eliminate this requirement, making them more accessible.
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