USDA Loan Vs. FHA loan for North-Mankato, MN [Nicollet County ]

In 2025, the USDA loan cap for North-Mankato in Nicollet, MN, is $285,000. Meanwhile, the FHA limit for a single-family home is $356,362.

Utilize Lendersa®'s USDA loan calculator to effectively compare today's top USDA versus FHA rates and assess the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding in selecting the best program for your financial situation in .

USDA and FHA Loan Options in North-Mankato, MN

Lendersa® strives to provide the best USDA or FHA loan easily and without delay. Pick one of three initial steps that link you to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MN

The USDA home loan, also known as the USDA rural development loan or mortgage, is guaranteed by the government Department of Agriculture and available solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA mortgages require no down payment, presenting a substantial advantage to eligible buyers.

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(773) 565-2000 Lender's profile and map Reviews First Financial Credit Union 2942 W Peterson Avenue, Chicago, IL, 60659 First Financial Credit Union is a non-profit financial institution owned and operated by its members, dedicated to providing superior financial value with unsurpassed service while maintaining our tradition of stability, trust and security.Credit Union is a non-profit financial institution owned and operated by its members,
(708) 482-7700 Lender's profile and map Reviews FNBC Bank & Trust 620 West Burlington Street, La Grange, IL, 60525 FNBC Bank & Trust is a community bank with long standing connections to the communities which we serve. With over $500 million in assets, our banking offices provide a full range of personal and commercial deposit, loan, and trust services. FNBC offers a complete array of financial services with solutions for all financial needs in one place.
(406) 756-1505 Lender's profile and map Reviews Countryside Bank 6734 Joliet Road, Countryside, IL, 60525 Countryside Bank is part of Wintrust, a financial holding company based in Rosemont, Illinois, with more than $36 billion in assets. Through our multiple companies and divisions, we provide traditional community banking and commercial banking services, wealth management solutions, commercial and life insurance premium financing, mortgage originatio
(708) 482-9606 Lender's profile and map Reviews Midwest Coalition of Labor Credit Union 6240 Joliet Rd, Countryside, IL, 60525 The Midwest Coalition of Labor Credit Union (MCLCU) is a member-owned, not for profit financial organization dedicated to providing a full range of financial services. Our Mission is to ensure the long-term stability, managed growth, and the members' continued trust and loyalty in our credit union.
(708) 947-9080 Lender's profile and map Reviews Lending Leaf Co 9908 West 55th Street, Countryside, IL, 60525 Lending Leaf Co. is a Mortgage Broker who provides a variety of mortgage products to assist you with finding solutions to all of your mortgage needs. Our company works with Certified Underwriters which allows issuing a decision on your application quickly. We maintain a dedicated professional sales and operations staff.
(816) 358-5000 Lender's profile and map Reviews Blue Ridge Bank and Trust Co. 4200 Little Blue Parkway, Independence, MO, 64057 Blue Ridge Bank is a locally owned, community bank, established in 1958. With eight locations serving the communities of Independence, Raytown, Kansas City, Lee's Summit, and Blue Springs. Blue Ridge Bank has services to meet every need. Services include: Personal checking including high-interest checking, savings and money market accounts.
(913) 845-3300 Lender's profile and map Reviews Union National Mortgage Co 204 West St, Tonganoxie, KS, 66086 Since our inception in 1970, Union Home Mortgage has guided hundreds of thousands of aspiring homebuyers through the process of achieving homeownership. Driven by the belief that homeownership should be accessible for everyone, we go the extra mile for every customer, while providing a personalized experience unmatched in the industry.
(773) 267-7300 Lender's profile and map Reviews Albany Bank and Trust Company 3400 W Lawrence Ave, Chicago, IL, 60625 Albank is Chicago's concierge business bank. We provide financial services with a personal relationship to commercial real estate clients, business owners, and community professionals. Founded in 1953, Albank is continuously highly rated with a solid financial condition, offering its business.
(817) 306-3100 Lender's profile and map Reviews Unity One Credit Union - Kansas City 4150 Kansas Ave, Kansas City, KS, 66106 It all started with a bold move to address a major need. In 1927, the Credit Union that eventually became Unity One Credit Union was created by a small group of railway clerks with the Great Northern Railroad located in Minnesota. They recognized the need to provide an alternative to ""for-profit"" financial institutions.
(913) 831-2004 Lender's profile and map Reviews Argentine Federal Savings 3004 Strong Avenue, Kansas City, KS, 66106 Argentine Federal Savings, Member FDIC, is a true community savings and loan that exists solely to serve our neighbors in the greater Kansas City area. Since 1906, we have been an integral part of the community providing financial services to generations of families and fellow businesses.
(913) 257-3900 Lender's profile and map Reviews SimpliFast Lending 4312 Rainbow Boulevard, Kansas City, KS, 66103 SimpliFast Lending has implemented plans to keep our employees safe while we continue to serve our customers through this COVID-19 virus crisis. We are proud to have robust technology in place that enables our employees to efficiently and effectively provide customer service remotely. Our office phones are all still working,
(816) 842-0727 Lender's profile and map Reviews Central Communications Credit Union 17811 E US Highway 40, Independence, MO, 64055 Central Communications Credit Union (originally Telephone Employees Credit Union) was founded in 1934 to serve the financial needs of area telephone employees. Since that time, CCCU has grown to serve many other outstanding companies, including HNTB, AT&T and Faultless Linen Supply, just to name a few.