USDA Vs. FHA Pro and Con comparison in Shoreview, Ramsey County, MN
In 2025, the USDA loan limit for Shoreview, situated in Ramsey county, MN, is set at $0. Meanwhile, the limit set for an FHA loan on a single-family home is $515,200.
Utilize the Lendersa® USDA loan calculator to evaluate today's best rates comparing USDA and FHA loans, and determine the income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in best fits your financial situation.
2025 Loan Limits and Down Payment Requirements in Shoreview, County of Ramsey, MN
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$515,200
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Shoreview, MN
The primary goal of Lendersa® is to connect you quickly and hassle-free with the best USDA or FHA loan options. Begin by choosing one of three starting points to find lenders and appropriate USDA loan programs.
A USDA home loan is a government-backed mortgage offered through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are available only in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans do not require a down payment at all.
Riverfork Federal Credit Union got its start in 1959 by a group of City of Grand Forks employees. The original name of the credit union was Grand Forks City Employees Federal Credit Union. To exemplify the “people helping people” philosophy of the credit union movement, the employees pooled their money and loaned it to those employees in need.
1040 North Main Street, Sheboygan Falls, WI, 53085
Meadowland Credit Union was chartered on April 18, 1957 as Bemis Employees Credit Union. At that time, the credit union was serving only the employees of Bemis Manufacturing and their immediate family members. On January 10, 1995, our field of membership was expanded to include employees of Richardson Industries and their immediate family members.
Neighborhood Housing Services of Davenport Iowa, Inc.
710 Charlotte St, Davenport, IA, 52803
Neighborhood Housing Services of Davenport Iowa, Inc. is a 501(c)3 and created in 1981 by community members who identified a need for an organization to rehabilitate and preserve affordable and/or historic properties within the City of Davenport. Over the years this mission has adapted to meet the identified needs of the community.
Membership in the Davenport Police Department Credit Union is open to Public Safety Employees - law enforcement, fire, medic, corrections, courts - living or working in Scott County, Iowa, and City of Davenport employees. Family members including parents and grandparents, children and grandchildren, and brothers and sisters, and all their spouses.
At Quad City Bank & Trust, we are very proud of our continued commitment to building relationships with our clients and our Quad City community. We invite you to stop by any one of our five locations and experience Quad City Bank & Trust, where there are always People you can bank on.
Since 1935, R.I.A. Federal Credit Union has been investing in the communities we serve. We believe in improving the financial well-being of those who choose to bank with us and offer a suite of products and services designed to meet your financial goals. We provide our members with innovative financial solutions.
Northwest Bank & Trust Company has been a major contributor to the development of our community. Today, your hometown bank has the area’s longest continuous history of highly-trained, friendly professionals fulfilling its mission to create customer and shareholder value through product and service excellence
Ascentra Credit Union was established in 1950 & is a full service financial credit union. We strongly believe in our motto of listening, caring, doing what's right & reflect that in our service to our members & the surrounding communities. We put people before profits. Those profits then go back to you, in the form of lower interest rates on loans.
Symmetry was formed in 2001 for the purpose of providing a value added service to the real estate transaction. There is not a better choice of lender within the state of Iowa for handling your home purchase than Symmetry. You have probably found Symmetry because you were referred by a friend or relative who is a Symmetry "Raving Fan"!
Rockford Municipal Employees Credit Union has been serving our members since 1942 offering a variety of quality financial services. Charted on July 14, 1942, the original office was located at the Water Department with Wesley Johnson at the helm for many years. in August 1992, Rock-Winn Credit Union who served Winnebago county employees
