In 2025, the USDA loan limit for Shoreview, situated in Ramsey county, MN, is set at $0. Meanwhile, the limit set for an FHA loan on a single-family home is $515,200.
Utilize the Lendersa® USDA loan calculator to evaluate today's best rates comparing USDA and FHA loans, and determine the income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, helping you decide which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $0 | 0% |
| FHA | $515,200 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The primary goal of Lendersa® is to connect you quickly and hassle-free with the best USDA or FHA loan options. Begin by choosing one of three starting points to find lenders and appropriate USDA loan programs.
A USDA home loan is a government-backed mortgage offered through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These loans are available only in rural areas. In contrast to FHA loans that require a minimum down payment of 3.5%, USDA loans do not require a down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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