USDA and FHA Pro and Con in Kasson, Dodge County, MN

During 2026, the USDA loan ceiling in Kasson, Dodge county, MN, stands at $336,500, whereas the FHA limit for a single-family residence is $472,030.

Consider using the Lendersa® USDA loan calculator to evaluate the most favorable current rates between USDA and FHA loans. It will help you determine the necessary income, credit score, reserves, and documentation needed for obtaining a loan. Our advanced mortgage calculator presents the USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the optimal program for your financial situation in Alabama.

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Loan limits and downpayment requirements for 2026 in Kasson, within Dodge, MN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA loan alternatives in Kasson, MN

At Lendersa®, our aim is to seamlessly secure the best USDA or FHA loan for you swiftly and without any hassle. Choose one of three initial options that connect to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Comprehending USDA Loans in MN

The USDA home loan is a government-backed loan through the Department of Agriculture, commonly known as the USDA rural development loan or USDA mortgage, available solely in rural communities. Unlike FHA loans, which mandate a minimum of 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Kasson Lenders

  • First Security Bank
  • 316 Byron Avenue North, Byron, MN, 55920
  • Lends in Minnesota
  • First Security Bank is a local, family owned bank that is a proud supporter in helping customers achieve financial success and freedom. We are passionate about the community in which we live and work and strive to pay it forward and make a positive impact to better the lives of others.

  • Olmsted National Bank
  • 975 34th Avenue NW, Rochester, MN, 55901
  • Lends in Minnesota
  • ONB Bank is the sole member of Olmsted Holding Corporation, a bank holding company headquartered in Rochester, Minnesota. ONB Bank offers a full array of services while maintaining the integrity of a community bank where decisions are made locally. ONB Bank takes pride in having served our community since 1996.

  • Sterling State Bank
  • 4200 Badger Hills Dr NW, Rochester, MN, 55901
  • Lends in Minnesota
  • Sterling State Bank has been providing consumer and commercial banking services to Austin, MN and the southeast MN area for over 50 years. Our experienced Personal Bankers and mortgage Lenders can help with any of your banking needs from home mortgages to business cash management services.

  • Minnesota First
  • 1932 Viking Dr NW, Rochester, MN, 55901
  • Lends in Minnesota
  • What sets Minnesota First apart from other financial institutions? That’s easy. Personalized service for over 50 years. At Minnesota First you are treated like an individual, not a number. We are never to busy to help you or assist you with any questions or financial needs that you have.

  • First Alliance Credit Union
  • 300 North Main Street, Stewartville, MN, 55976
  • Lends in Minnesota
  • At First Alliance Credit Union, we place our members' (and future members) needs first by providing compassion, guidance, and resources to promote their financial well-being. At First Alliance Credit Union, we want to be the trusted partner of choice for the financial success of our members and the communities we serve.

  • Heritage Bank Minnesota
  • 181 Main Street, West Concord, MN, 55985
  • Lends in Minnesota
  • Heritage Bank is proud of its southern Minnesota history, rooted in local family ownership. Known as Farmers State Bank from 1930-2018, this community bank originated in West Concord, Minnesota.

    In 1966, current owners, Al and Mary Ellen Organ, moved from the Rice Lake, Wisconsin area to West Concord.

  • MCT Financial
  • 3240 East River Road, Rochester, MN, 55906
  • Lends in Minnesota
  • At MCT Financial, we have over 30 years of experience in serving mortgage borrowers. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We offer unparalleled mortgage and refinance service to clients throughout the entire State of Minnesota!

  • Main Source Mortgage
  • 3224 6th Ave NE, Rochester, MN, 55906
  • Lends in Minnesota
  • Main Source Mortgage our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process so that you can confidently select the best loan for you & your company from the many loan options that are available today.

  • Accentra Credit Union
  • 400 Fourth Avenue NE, Austin, MN, 55912
  • Lends in Minnesota
  • Accentra Credit Union, formerly Hormel Employees Credit Union, has been serving our members since 1930. Our commitment today is as firm as it was in 1930 - to provide our member-owners a secure place to save and a trusted place from which to borrow. Since our formation, Accentra Credit Union has grown to almost 15, 000 member.