USDA Vs. FHA your options comparison in New-Brighton, Ramsey County, MN
In 2025, the USDA loan limit for New-Brighton, within Ramsey county, MN, stands at $0, while the FHA limit for a single-family home is $402,500.
Use the Lendersa® USDA loan calculator to compare today's optimal USDA versus FHA rates and ascertain the income, credit, reserves, and documentation required for qualification. Through our advanced mortgage calculator, you can simultaneously view USDA, FHA, Conforming, and VA loans, aiding your decision on which program in is most appropriate for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in New-Brighton, County of Ramsey, MN
Loan Type
Loan Limit
Down Payment
USDA
$0
0%
FHA
$402,500
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in New-Brighton, MN
The objective of Lendersa® is to connect you with the most suitable USDA or FHA loan expediently and without hassle. Opt for one of three starting methods to identify matching lenders and USDA loan programs.
A USDA home loan is a government-backed mortgage provided by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. These are specifically available for rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans do not require any down payment.
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