USDA Loan Vs. FHA loan pro & con Stewartville, Olmsted County, MN

In 2026, the USDA loan limit in Stewartville, located in Olmsted county, MN, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to identify the current optimal USDA vs FHA rates, and determine the necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in choosing the best program in Alabama for your financial needs.

Exploring USDA and FHA Loan Options in Stewartville, MN

Lendersa® aims to facilitate the swift acquisition of the most suitable USDA or FHA loan for you, without hassle. Choose one of three starting points to connect with matching lenders and the right USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MN

The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

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Stewartville Lenders
(507) 288-0330 Lender's profile and map First Alliance Credit Union 300 North Main Street, Stewartville, MN, 55976 Lends in Minnesota At First Alliance Credit Union, we place our members' (and future members) needs first by providing compassion, guidance, and resources to promote their financial well-being. At First Alliance Credit Union, we want to be the trusted partner of choice for the financial success of our members and the communities we serve.
(507) 775-2316 Lender's profile and map First Security Bank 316 Byron Avenue North, Byron, MN, 55920 Lends in Minnesota First Security Bank is a local, family owned bank that is a proud supporter in helping customers achieve financial success and freedom. We are passionate about the community in which we live and work and strive to pay it forward and make a positive impact to better the lives of others.
(507) 280-0621 Lender's profile and map Olmsted National Bank 975 34th Avenue NW, Rochester, MN, 55901 Lends in Minnesota ONB Bank is the sole member of Olmsted Holding Corporation, a bank holding company headquartered in Rochester, Minnesota. ONB Bank offers a full array of services while maintaining the integrity of a community bank where decisions are made locally. ONB Bank takes pride in having served our community since 1996.
(507) 282-1845 Lender's profile and map Sterling State Bank 4200 Badger Hills Dr NW, Rochester, MN, 55901 Lends in Minnesota Sterling State Bank has been providing consumer and commercial banking services to Austin, MN and the southeast MN area for over 50 years. Our experienced Personal Bankers and mortgage Lenders can help with any of your banking needs from home mortgages to business cash management services.
(507) 289-0411 Lender's profile and map Minnesota First 1932 Viking Dr NW, Rochester, MN, 55901 Lends in Minnesota What sets Minnesota First apart from other financial institutions? That’s easy. Personalized service for over 50 years. At Minnesota First you are treated like an individual, not a number. We are never to busy to help you or assist you with any questions or financial needs that you have.
(507) 280-1973 Lender's profile and map MCT Financial 3240 East River Road, Rochester, MN, 55906 Lends in Minnesota At MCT Financial, we have over 30 years of experience in serving mortgage borrowers. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We offer unparalleled mortgage and refinance service to clients throughout the entire State of Minnesota!
(507) 299-0240 Lender's profile and map Main Source Mortgage 3224 6th Ave NE, Rochester, MN, 55906 Lends in Minnesota Main Source Mortgage our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process so that you can confidently select the best loan for you & your company from the many loan options that are available today.
(507) 324-5260 Lender's profile and map First State Bank Minnesota 102 W. Main Street, Le Roy, MN, 55951 Lends in Minnesota First State Bank Minnesota was established in 1893, with the foresight of 9 men from the area. One of the men, John Frank became the first president of First State Bank Minnesota. The current bank building was built in 1914 by the firm Purcell and Elmslie and is in the National Register of Historic places.
(507) 433-1829 Lender's profile and map Accentra Credit Union 400 Fourth Avenue NE, Austin, MN, 55912 Lends in Minnesota Accentra Credit Union, formerly Hormel Employees Credit Union, has been serving our members since 1930. Our commitment today is as firm as it was in 1930 - to provide our member-owners a secure place to save and a trusted place from which to borrow. Since our formation, Accentra Credit Union has grown to almost 15, 000 member.