USDA and FHA Pro and Con in Stewartville, Olmsted County, MN

In 2025, the USDA loan limit in Stewartville, located in Olmsted county, MN, is set at $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to identify the current optimal USDA vs FHA rates, and determine the necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA options, aiding you in choosing the best program in Alabama for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Stewartville, Olmsted, MN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Stewartville, MN

Lendersa® aims to facilitate the swift acquisition of the most suitable USDA or FHA loan for you, without hassle. Choose one of three starting points to connect with matching lenders and the right USDA loan programs.

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Understanding USDA Loans in MN

The USDA home loan, guaranteed by the Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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