USDA VS FHA in Thief-River-Falls, Pennington County, MN
In 2026, the USDA loan limit for a single-family home in Thief-River-Falls, in Pennington county, MN, is $285,000, while the FHA limit is $356,362.
Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, determining income, credit score, reserves, and documentation needed. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to choose the best program for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Thief-River-Falls, Pennington, MN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Thief-River-Falls, MN
Lendersa® aims to quickly secure the best USDA or FHA loan for you effortlessly. Begin by choosing one of three paths that match you with relevant lenders and USDA loan programs.
A USDA home loan, supported by the government Department of Agriculture and also known as a USDA rural development loan, is available solely in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans demand no down payment, enhancing accessibility.
Marshall County State Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Serving the heart of Marshall County. We are here to serve you! Offering personal banking needs, loan services and insurance. Marshall County State Bank is your trusted local partner for all types of mortgage loans.
Red Lake Co Op Federal Credit Union has been open since 1949. The credit union has assets totaling $8.4 Million and provides banking services to more than 1, 000 members. The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.
Ultima Bank Minnesota originated as Farmers State Bank of Winger and was founded in 1904 in Winger, Minnesota, a small farming community in the northwest corner of the state. As typical of such communities, Winger's population peaked in the 1940's and then began to drop from about 400 to a little over 200 people today.
Prime Security Bank has provided its customers with high quality service since 1925. Since our inception, business and personal customers have appreciated the differences we offer that are not commonly available from the large banks. We know our customers as friends and neighbors. We work for you and make decisions at a local level.
