USDA Vs. FHA your options comparison in Thief-River-Falls, Pennington County, MN

In 2025, the USDA loan limit for a single-family home in Thief-River-Falls, in Pennington county, MN, is $285,000, while the FHA limit is $356,362.

Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates, determining income, credit score, reserves, and documentation needed. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side to choose the best program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Thief-River-Falls, Pennington, MN

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Thief-River-Falls, MN

Lendersa® aims to quickly secure the best USDA or FHA loan for you effortlessly. Begin by choosing one of three paths that match you with relevant lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in MN

A USDA home loan, supported by the government Department of Agriculture and also known as a USDA rural development loan, is available solely in rural areas. Unlike FHA loans requiring a minimum down payment of 3.5%, USDA loans demand no down payment, enhancing accessibility.

Enter your location to find out if it qualifies for USDA rural housing loan?



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