As of 2026, the USDA loan limit within Crookston, located in the county of Polk, MN, is set at $336,500. For a single-family residence, the FHA limit is $472,030.
Employ the Lendersa® USDA loan calculator to compare the current optimal rates between USDA and FHA loans. Determine the necessary income, credit, reserves, and documentation needed to qualify. Our sophisticated mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, enabling you to select the most suitable option for your financial circumstances in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
At Lendersa®, our aim is to facilitate you in securing the most advantageous USDA or FHA loan swiftly and effortlessly. Begin with any of the three options we offer that result in matched lenders and USDA loan programs.
The USDA home loan is a government-backed program through the Department of Agriculture, also known as the USDA rural development loan. It applies exclusively to rural neighborhoods. Unlike FHA loans that necessitate at least a 3.5% down payment, USDA mortgage loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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