In 2026, the USDA loan limit for a single-family home in East-Grand-Forks, in the county of Polk, MN is $285,000, whereas the FHA limit is $356,362.
Utilize Lendersa® USDA loan calculator to analyze today's leading USDA and FHA rates. Determine the income, credit, reserves, and documents required for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side to determine which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® is committed to securing the best possible USDA or FHA loan quickly and hassle-free. Choose one of three initial points to connect with lenders and explore USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan, is backed by the Department of Agriculture and is available exclusively in rural locales. Unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans necessitate no down payment, offering a distinct advantage to eligible borrowers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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