USDA and FHA Pro and Con in Bemidji, Beltrami County, MN
In 2025, the USDA loan limit in Bemidji, located in Beltrami, MN, is $336,500, and the FHA limit is $472,030 for a single-family home.
Leverage the Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates. Evaluate the necessary income, credit score, reserves, and documentation needed to qualify. By using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, aiding in choosing the most suitable program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Bemidji, County of Beltrami, MN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Bemidji, MN
The aim of Lendersa® is to efficiently provide the most favorable USDA or FHA loan options quickly and without hassle. Choose from three starting points to connect with matching lenders and USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment, offering a significant benefit for qualified borrowers.
Nebraska Realty is a name we believe proudly reflects the professional, hard working and service-oriented values of our employees. Values that our history of success has been built upon. Values our customers associate with being “Nebraskan”. As Nebraska Realty, we now have the opportunity to expand our brokerage services throughout Nebraska,
Our "Client First" approach provides you with informed options when making decisions about the mortgage process. Find out why so many customers choose Pillar Financial Mortgage.Purchasing a home is one of your most important financial decisions. Let us help you get the facts before you buy and help pick the loan that's best for you.
U.P. Connection Federal Credit Union offers a complete range of banking services. We are locally-owned and our staff prides itself on getting to know our members and providing exceptionally friendly service when you call or walk through the door.Credit Union offers a complete range of banking services. We are locally-owned
We're serving you with a higher level of personal service including personal, private and business banking, home mortgages, investment and wealth management. We're located in Omaha, NE; Council Bluffs and West Des Moines, IA; and Dallas, TX, providing employees with great opportunities for career growth.
Columbus Bank and Trust Company is a locally owned, home town bank that originally opened its doors on February 2, 1935 and has remained in local ownership for over 80 years. The original owners were R.V. Prokop, J.H. Moeller, and W.E. Barkley. The Bradley Family took ownership in 1938 and retained ownership until July of 2013.
Nebraska Energy Federal Credit Union serves employees and their families of entities engaged in the electrical power generation, transmission, and distribution industry in Nebraska, South Dakota, Wyoming and Colorado. Helping our members achieve financial success - that starts with the credit union difference, where you're a member - and an owner.
Columbus United Federal Credit Union is located in Columbus, NE, United States and is part of the Depository Credit Intermediation Industry. Columbus United Federal Credit Union has 19 total employees across all of its locations and generates $2.78 million in sales (USD). We are truly Banking With You as we go on this journey together.
Omaha Federal Credit Union opened for business April 1, 1935, to serve the financial needs of the Omaha community. Membership is open to anyone living or working in Douglas, Sarpy or Washington counties in Nebraska and Pottawattamie County in Iowa.
Omaha FCU offers a full range of financial services, including mobile
