In 2025, the USDA loan limit in Bemidji, located in Beltrami, MN, is $336,500, and the FHA limit is $472,030 for a single-family home.
Leverage the Lendersa® USDA loan calculator to contrast today's optimal USDA and FHA rates. Evaluate the necessary income, credit score, reserves, and documentation needed to qualify. By using our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, aiding in choosing the most suitable program for your financial scenario in .
2025 Loan Limits and Down Payment Requirements in Bemidji, County of Beltrami, MN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Bemidji, MN
The aim of Lendersa® is to efficiently provide the most favorable USDA or FHA loan options quickly and without hassle. Choose from three starting points to connect with matching lenders and USDA loan programs.
The USDA home loan, backed by the U.S. Department of Agriculture, also known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans require no down payment, offering a significant benefit for qualified borrowers.
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